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    • Hi guys, After the 14 days extension as expected received a response that Evri has rejected the claim I'm attaching their defence. How does it read? From what I can tell it looks very similar to their 1st parcel defence last year, except from what I notice instead of accepting the parcel is lost they are saying they don't know as it's been over a year so they dont keep tracking records that far. Pretty scummy for them to do that since Judy Cobett is well aware from our emails that they did lose this parcel and the reason why it's been over a year is because I waited until they settled and paid on the first parcel before starting this claim on the second. Anyway, I have all the emails and postage evidence if they wierdly want to use that as an angle? The other difference is this mammoth list of dates they can't attend. Last time the list was 14 dates. I have until June 10th to respond Thanks again, claim-response.pdf
    • wheres page 2 and the copy of the hire agreement they must also send? please take  the trouble to NAME your uploads too, just like i have now.
    • Television production firms admit they are already using AI to come up with new programme ideas.View the full article
    • OK, good. So click on  https://www.consumeractiongroup.co.uk/topic/393251-received-a-court-claim-from-a-private-parking-speculative-invoice-how-to-deal-with-it-hereupdated-dec-2021/ Scroll down to  Q2) How should I defend? There you will find the template defence. Change (6) to (7) and add a new (6). 6.  In a second abuse of process, the Claimant is claiming legal representative's costs even though they have no legal representative and in fact are representing themselves. When you want file the defence on MCOL. You can do it this evening if you want, but we generally say to do it a few days before the deadline (24 May) to ensure nothing goes wrong at the last minute but at the same time to show PE you're not scared of them and want them to sweat.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Martin3030 v Barclays business LIMITATION WON-now for the fun.


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Hi Martin,

 

A good result for you.

 

Onwards and upwards................

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Good day and I think the barrister wasn't expecting it

 

Look forward to the next stage

as you know I will be there :D

 

Really nice to meet you Lancasterchelsea :D

 

As you know Jan -If you cant make it I will ask for an adjournment......I think I am entitled after their 3 ;)lol

 

pity we forgot to mention Cag ..as we have done with RBS and Citi Sols...its funny how when you mention those 3 letters they always ask the usher where the toilets are.....:)

  • Haha 1

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hya again Martin and well done on your stamina mate. 3 muskateers eh.

I'm only just catching up on posts and it's taking me for ever reading everything. Looks like you've been through the mill again, pal, Chin up you're inspiration to us all

Freebird x

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Aww thank you-I get inspiration from others too-your courage is more than I could ever find.....its great to see you around.I have lots of time for good people-and I know you are one of those.:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi Martin,

 

A good result for you.

 

Onwards and upwards................

 

 

TA mate-I hope the operative word for Barclays will be....DOWNWARDS :lol:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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TA mate-I hope the operative word for Barclays will be....DOWNWARDS :lol:

 

We can only hope Martin

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

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Hope will not get a result,If we could rely on hope alone then we could all sit back and wait.

I intend to think a bit more positive-so I can win my bet with J2B for half a Stella.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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.............

Edited by JOSH_IOU

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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Janet nice to meet you and Martin

I'll try and get to the next round.....

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

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Well done Martin, thorough as usual. Just a note to confirm something you said earlier about the Judge on the day. I was in court myself earlier this week on a CCA issue - I presented a skeleton argument I had worked for days on - weeks even researching, it was presented to the Judge and not even read. My earlier working papers I'd copied the court were read, but the new skeleton was not. Hearing booked for 11.45 called in at 12.10 (lunch was 1pm - I'd asked) Judge was in a hurry as was running late covering for the judge we had scheduled and told us he had a 'pressing appointment' so nothing was discussed in detail as it should have been. I was Litigant in Person - finance co were totally in the wrong. Barrister for claimant took advantage of judges lack of CCA knowledge and confused him - I lost and was asked my views on the costs - I said it would be totally unjust to award costs against me as I wouldn't have been there if the claimant had responded to my claims (not a bank charges claim) 6 months earlier when issues first raised. Judge found for the claimant. The day will probably cost me 3 grand - wrong judge on the day no matter how right my case was. So people do have to be aware of the risks of being LIP's even if they feel their case is totally watertight - doesn't always say you get justice.

 

People here might think " well there must have been something wrong and this is sour grapes" - in fairness I did have one or two issues they could genuinely argue in their favour, but to not read my skeleton which detailed with great accuracy my claim - was an injustice which cannot be returned to.

 

Just thought I'd warn people.

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Hi just want to comment on your post:

 

In my opinion and now having had some experience in court etc..if your at all in doubt and or feeling you have been surprised, such as your argument was not being heard then, simply request an adjournment, re group and try again another day. :)

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Make Cash Flow Forecast

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Hi just want to comment on your post:

 

In my opinion and now having had some experience in court etc..if your at all in doubt and or feeling you have been surprised, such as your argument was not being heard then, simply request an adjournment, re group and try again another day. :)

 

Adjournment? of what? Sorry I'm not following your thought trail here..I listen to everything people have to say, there's always a gem in there somewhere!

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the new skeleton was not read. Hearing booked for 11.45 called in at 12.10 (lunch was 1pm - I'd asked) Judge was in a hurry as was running late covering for the judge we had scheduled and told us he had a 'pressing appointment' so nothing was discussed in detail as it should have been.The day will probably cost me 3 grand
My point was: If you felt nothing was discussed in detail then, could you not have requested an adjournment, in the hope that perhaps a different day, different judge may have been more understanding?

Donate to keep this site open

 

Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

 

Make Cash Flow Forecast

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My point was: If you felt nothing was discussed in detail then, could you not have requested an adjournment, in the hope that perhaps a different day, different judge may have been more understanding?

 

Ah, at the hearing you mean, stop the hearing and ask for that to be adjourned, don't think I would have been flavour of the month if I'd have done that! It's bit difficult when it's all unfolding as you go along. I'll have my day don't worry. :D

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yes, that was basically it :) Have had it in the past with DCA's they will say something like " We are asking for a 2 week adjournment in order to negotiate" they don't negotiate but, it makes them look reasonable. Hope you do!

Donate to keep this site open

 

Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

 

Make Cash Flow Forecast

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I understand what Andrew is saying-Of course each side has time to speak-I have been in Court when the Defence have had their copy of Blackstones and reading it ....

It does depend on the Judge-in my case I remember the Barclays Barrister saying he was going to ask who the Judge was-he went to counter asking-I then saw him on his mobile phone as we went for coffee.It seems clear that he was taking or asking instructions-I think we should remember-these ppl spend their working life in front of Judges so know how the clock ticks-or the cogs.

 

CCA issues are probably something that many judges have not seen before them-and although the defence can explain things-the Judge will always come back to the LIP for a reaction.So its a case of having knowledge to dismiss their arguements.

I cant understand why the skeleton arguements were not read-only for the reason as suggested-that the Judge in the case didnt understand them and allowed the other side to manipulate the proceedings.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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The judge most likely agrees with you that they are unlawful.

And like me wish the banks would roll over and die but is afraid of losing his sallary or afraid of it going into someone elses account.

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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WTG Saints x

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Hi Martin 3030 et al,

 

Great result and interesting reading.

I'm in Lambeth court tomorrow defending against NatWest in a £25k overdraft fees and interest claim.

 

It's the second allocation and direction hearing. My main aim is to ensure that the matter goes to court without a further stay or delays.

NatWest have succeeded in delaying the case by 18 months already, and charged me about £16k interest during this time.

 

So my second aim is to have this interest calculated at the court rate - this will in itself return the case to the fast track.

The judge previously disallowed legal costs, suggesting he isn't totally convinced by the Claimant's arguments.

 

Any thoughts?

 

ASKL

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Dont you mean Defendants arguements ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi. As unusual as it seems, I am the defendant in this case.

 

NatWest is taking me to court for £28k, £25k of which is excess overdraft charges. I offered to pay the balance back in 2004.

 

I was a guarantor for an internet company that was profitable but brought down by NatWest when it started bouncing business critical cheques even though the account was well within the guaranteed facility limits.

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Hi Martin , I have pm d you a couple of times ( your box is full) and found this post . I remember you kindly offering to attend court with me a couple of years back when I had a hearing to challenge limitation act , however the bank paid out so it didnt go ahead. Its good to see your still as passionate. Im spending hours trawling site again for info !!!! Can you pm me when you get a chance.

 

Thanks

tumble:?

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  • 2 weeks later...

Sorry tumble my pc crashed at home so am very limited.I an writing this from public library.I will pm you as requested.

 

Ok update on my case;

 

The 14 day exchange and filing of skeleton arguements was up on 10th.September.I sent mine to both Barclays and Court by registered post and have proof of delivery in both instances.Barclays have again failed to comply and I have given them 2 extra days.This is the third time they have failed to comply with submissions by the date ordered.There for I have today applied for Judgement and a strike out of their defence for abuse of process.If they DO file in the meantime they will have to pay the costs of my N244 for the application.I am tired of them being allowed to systematically think they can do as they wish with no response.

To be honest I am looking forward to seeing their skeleton because since I have made it clear that I am going for Section 32 1 c under "Mistake" I fail to see how they can challenge it since its a valid arguement in this matter.

Will keep you posted.

The letter that confirmed the order from Court also gave a hearing date for 7th.January 2009 to consider the limitation.I know Barclays will be hoping and expecting that by that time a decision on historical charges will have been handed down.My feeling is that the Judge may have known Barclays would struggle to answer my skeleton-and its clear that they wasnt going to send theirs until they had seen mine-Of course I knew that-which was why I timed it to land on their desks on the last day.;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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still no sign of reply from Barcs

Have filed N244 for judgement and strike out.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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