Jump to content


  • Tweets

  • Posts

    • Just an update for all. I received about a letter every other week, increasing in threat levels. Then I hadn't had one for a about two weeks, then Saturday received a carbon copy of the very first letter they sent me in February. 
    • So, your response was not received by the SCP as you did not send it with a valid stamp. Therefore, from my two option in post #14, the first option is the only one available to you, but you do not have the option of asking to be sentenced at the fixed penalty level as the reason the SCP did not receive your response was down to you. Here's a reminder of what to do: Respond to the SJPN by pleading “Not Guilty” to both charges. In the “Reasons for pleading Not Guilty” box state that you are willing to plead guilty to the speeding charge providing, and only providing, the “Fail to Provide Driver's Details" (FtP) charge is dropped. This is a tried and tested method to deal with your problem and is almost always successful. Before the pandemic it was necessary to attend court to do this "deal" because it needs the agreement of the police prosecutor.. During the pandemic courts made every effort to have as few  people as possible attend and they began doing this deal under the "Single Justice" procedure without the defendant's attendance. Some courts have carried this procedure on whilst others have reverted to a personal attendance being necessary. If you are required to attend, your case will be taken out of the SJ procedure and you will be given a date for a hearing in the normal Magistrates' Court. If that is the way they do it in the area involved you will have to attend, see the prosecutor and offer your "deal" in person. 
    • what device are you using? copy all the questions then come here to this thread and paste them. then answer each question click on red give answers here. when done  hit submit reply bottom right.  
    • No because it's locked. You need to copy the relevant part of the questionnaire and paste it into this thread. That way you can overwrite. HB
    • Hi  I'm not able to overwrite the red writing to give answers on the questionnaire.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

mlilley01 vs Lloyds - no AQ req'd ?!?!


mlilley01
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6225 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

 

Question though.... Once I have the basic court bundle put together, what do I do with it? section 4 says I should have filed any documents or evidence at the court and on the defendant 21 days before, and that their evidence and docs must be served on me no later than 7 days before. I dont see how either is possible.

 

Also, is the wording in section 1 normal, : 'which may involve grouping cases raising similar issues' ??? This almost implies that multiple cases of charges against banks will be dealt with in a large group, rather than individual cases?? Is this all new wording, or is it normal?

Link to post
Share on other sites

  • Replies 57
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I have just spoken to the court, and they advised me to send the bundle to them and [problem] asap. They also said it was unusual for a date to be so soon. Normally you have a couple of months.

They also didnt have a clue that the 'grouping cases' meant, and said it was down to the judge as they hadnt heard of that!!

 

Why is nothing straight forward!!?

Link to post
Share on other sites

I have got my date - 22nd August. We are block listed as well but have no directions for evidence.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

Link to post
Share on other sites

I was transferred to Swansea, and then over to Cardif. When I phoned Cardiff court they also told me that they were going to be grouped together and dealt with in August!!

 

What courts are you guys with???

Link to post
Share on other sites

I'm at Birmingham.

 

I sent the bundles off first class recorded today, but I still cant help but wonder if something will happen such as its thrown out because I didnt file it all before the 21 days, even though I had no court date until 9 days before the hearing!!!

 

We shall see what happens.

Link to post
Share on other sites

Send a brief note off to the court explaining that you've filed your documents late becouse you only received the order on whatever date it was.

 

They won't penalise you for their own error.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

Send a brief note off to the court explaining that you've filed your documents late becouse you only received the order on whatever date it was.

 

They won't penalise you for their own error.

 

 

I have done all of the above, sent off the court bundle as soon as I could(Monday) by recorded delivery to [problem] and the court, the date is this Tuesday. Not heard anything back, no defense bundle, no settlement, and its bank holiday on monday, court date tuesday!!

 

Anyone any thoughts on what may happen? Does it ever happen that [problem] just dont turn up for the court? What happens then? Are they likely to settle before the time on the actual day? How will I know? I'll be on the way to court. Will they actually defend one????

Link to post
Share on other sites

Unfortunately its fairly common for Lloyds to not let you know beforehand, but fax the court informing them of an intention to settle. This is likely to be what happens in your case.

 

What will probably happen is that the judge will adjourn for 14 days to enable the settlement to be finalised. Have a read of the bottom couple of sections of this thread -

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html

 

I'll PM you.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...