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    • That explains it then. MET's fantasy is that it's a pay car park.  You're only let off paying if you are a Starbucks customer which you can't be when Starbucks is closed.  'Cos otherwise lots of people would abuse the car park facilities on the far edge of the Stansted Airport area in the middle of nowhere to ... admire the bushes?  Look at the cloudy sky? The important thing is that we have around 140 cases for this site, and MET have only tried court seven times.  Even then, they had no intention of getting as far as a hearing, they were attempting to intimidate the motorists into paying, when the Caggers defended the cases MET discontinued.
    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
    • Did your FiL leave a Will and if so who is the Executor? Strictly speaking banks could refuse to take instructions until Probate is granted but In practice I would expect the bank to take instructions to cancel the DD if the Executor presents the death certificate and a certified copy of the Will
    • Hi   Sorry I probably wasn't clear enough. He had lived in the flat until December 2022 with Dementia by this time it was unsafe for him to have capacity to live on his own and he had to move into a nursing home. We had left it too late to apply for power of attorney so approached a solicitor in March last year for Deputyship. We were still in the process of dealing with it by May 2024. He passed away a few weeks ago and the solicitor was contacted to halt the application and we will just pay the fees of what work he has done up until now. My wife was the named person on her dads bank account but we didn't have the ability to alter any direct debits hence the reasons for applying for Deputyship as we were having problems trying to stop some payments coming out of his account Eon being another difficult company. We kept his flat on from December 2022 - August 2023. it was at this point I contacted Sancutary housing to inform them he was no longer living in the flat, it had been cleared out and was ready for a new tenant and that he had Dementia and had moved into a nursing home December 2022 and explained the reasons why we kept it on. As the named person to speak on his behalf I asked them what proof they needed in order to give notice on the flat e.g proof of dementia and proof that he was living in a nursing home and anything else they wanted. The lady in the upstairs flat and some of the other residence in the street had asked about him and we had told them he had moved into a nursing home. The lady in the upstairs flat wanted his flat for medical reasons so asked us once we had given notice could be let her know and she'll ask them if she can have it. We explained the difficulties and it was left at that but I did tell her I would let her know once notice was given. I contacted the company by email a number of times and also telephone conversations and nobody followed it up and it wasn't till the end of February this year that the housing manager for the area wrote to our home address to ask about him that he had been to the flat a couple of times and nobody answered and he had asked some of the residence in the street and they hadn't seen him for sometime. There was an email address on the letter so I contacted him and copied in the last 2 emails I sent Sanctuary regarding me wanting to give notice on the flat for at least 9 months explaining that it went ignored as well as telephone calls. I also stated I wanted to have his rent payments returned from the date I wanted to give notice which was from August 2023 as the bank wouldn't let us stop the DD without POT or deputyship explaining we were in the process of Deputyship. He gave some excuse about not having POT to cancel on his behalf and spoke to someone in HR and said he would contact the nursing home to confirm he was there with Dementia and if it all checks out we can give notice on the flat which came to an end on the 22 March 2024. There was not mention of back payments for the rent already paid or the fact I had asked to give notice in August 2023. Despite someone living in the flat from 1st April they continue to take DD payments for the flat and have taken another 2 payments of £501. another concerning thing despite Eon not allowing us to cancel the DD to his account the lady upstairs informed Eon that she was moving into the flat February 2024 and Eon refunding the account to his bank and said in an email sorry you are leaving us and canceled his account. Something they wouldn't let us do but a stranger. She also changed her bank account to his address despite the fact notice hadn't been given on the flat yet. So we need to find out how much information Sanctuary actually had for her to tell her power company she was moving into the flat in February despite the housing manager only just getting in contact to find out where he was. So a complaint is going into Eon and Sanctuary and we are going to take advice and ask the bank to charge back the rent. My wife hasn't taken the death certificate to the bank yet to inform them of his passing.  
    • Yes, I believe the Starbucks was closed at the time the car was parked there 
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mlilley01 vs Lloyds - no AQ req'd ?!?!


mlilley01
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Question though.... Once I have the basic court bundle put together, what do I do with it? section 4 says I should have filed any documents or evidence at the court and on the defendant 21 days before, and that their evidence and docs must be served on me no later than 7 days before. I dont see how either is possible.

 

Also, is the wording in section 1 normal, : 'which may involve grouping cases raising similar issues' ??? This almost implies that multiple cases of charges against banks will be dealt with in a large group, rather than individual cases?? Is this all new wording, or is it normal?

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I have just spoken to the court, and they advised me to send the bundle to them and [problem] asap. They also said it was unusual for a date to be so soon. Normally you have a couple of months.

They also didnt have a clue that the 'grouping cases' meant, and said it was down to the judge as they hadnt heard of that!!

 

Why is nothing straight forward!!?

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I have got my date - 22nd August. We are block listed as well but have no directions for evidence.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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I was transferred to Swansea, and then over to Cardif. When I phoned Cardiff court they also told me that they were going to be grouped together and dealt with in August!!

 

What courts are you guys with???

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I'm at Birmingham.

 

I sent the bundles off first class recorded today, but I still cant help but wonder if something will happen such as its thrown out because I didnt file it all before the 21 days, even though I had no court date until 9 days before the hearing!!!

 

We shall see what happens.

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Send a brief note off to the court explaining that you've filed your documents late becouse you only received the order on whatever date it was.

 

They won't penalise you for their own error.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Send a brief note off to the court explaining that you've filed your documents late becouse you only received the order on whatever date it was.

 

They won't penalise you for their own error.

 

 

I have done all of the above, sent off the court bundle as soon as I could(Monday) by recorded delivery to [problem] and the court, the date is this Tuesday. Not heard anything back, no defense bundle, no settlement, and its bank holiday on monday, court date tuesday!!

 

Anyone any thoughts on what may happen? Does it ever happen that [problem] just dont turn up for the court? What happens then? Are they likely to settle before the time on the actual day? How will I know? I'll be on the way to court. Will they actually defend one????

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Unfortunately its fairly common for Lloyds to not let you know beforehand, but fax the court informing them of an intention to settle. This is likely to be what happens in your case.

 

What will probably happen is that the judge will adjourn for 14 days to enable the settlement to be finalised. Have a read of the bottom couple of sections of this thread -

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html

 

I'll PM you.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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