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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Is this a victory?


Spiff500
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Well, talk about taking it to the wire . . .

 

MCOL was served exactly 27 days ago and today (finally!) there has been some strange activity on my account. Three seperate inputs have been made, however they only total about half of what I was claiming!?

 

Now, is this normal? I remember reading that NW seem to deposit over a few days or so? Or are they trying to be cute with thier calculations I wonder?

 

Has anyone got any experience / information on how NW usually settle? Do they usually make multiple payments?

 

So - this could be a victory? It's all a little early to tell for sure right now.

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Hi Spiff

 

CONGRATULATIONS, yes this is the norm for NW, on my first claim they paid up over several payments over Mon and Tues and although it showed on my balance it took 24 hrs before I could move it anywhere. But you will have it all and soon, it looks like they are not closing accounts anymore I think they will lose too much business cos I closed all of my accounts with them except my business account, which I am claiming on today. Speaking of that account, my 28 days are up tomorrow, so I will be frantically checking my account for some strange happenings, I emailed Charlie and he must be sooooooooooo busy cos he never replied. Well Done!!!!!! :) :) :)

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hi spiff, yes the same happened to me, mystery corrections over a few days, WELL DONE!! x

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Nothing like leaving it til the last day is it. Bless 'em. But congrats anyway

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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Well done Spiff. NW are cutting it fine for me. Still no news. MCOL still unchanged. They have until 10th. MCOL have said the status will change Tuesday so i have 4 days to wait, due to the bank hols. is there anybody else waiting?

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Well done Spiff. NW are cutting it fine for me. Still no news. MCOL still unchanged. They have until 10th. MCOL have said the status will change Tuesday so i have 4 days to wait, due to the bank hols. is there anybody else waiting?

 

Hi carbonsa

 

I think we are synchronised at almost exactly the same time! I issued my MCOL on 9th March, deemed served on 14th March + 28 days = 11th April. How do those dates compare with yours?

 

All the best :wink:

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Hi, I've just phoned MCOL. The date on my Notice of Acknowledgement of Service is 13th March but MCOL say that the date of service is the 14th (the 13th is when Charles Bacon responded). Therefore Nationwide have until midnight tomorrow to defend. Hope this is helpful.

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I PRESSED IT TOO! but I still have 5 days to wait so it told me to bog off. Oh I hate waiting.

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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Hi, I've just phoned MCOL. The date on my Notice of Acknowledgement of Service is 13th March but MCOL say that the date of service is the 14th (the 13th is when Charles Bacon responded). Therefore Nationwide have until midnight tomorrow to defend. Hope this is helpful.

 

That makes us exactly synchronised nines! We're both looking forward to tomorrow then!

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as i have pressed the judgement button, and no money in the account at close of business today does this mean i win by default as they have not submitted a defence in the 28 days? if they dont pay up when the court issues the judgement is that when you send in baliffs?

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Endor71 & peterharris i too have had no activity in my account. Spoke to MCOL and they said it will go to my local court. NW had up until close of business to call a defence which they havent done. Did u receive a letter from NW saying they will refund all charges and if im naughty again they will close the account?? I receive that on Friday last week. but still no credits in my account. I too hate waiting.

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