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    • Sure, although i'd like to think other people would read the thread to access the final version uploaded yesterday and recognise that there was feedback post-upload for only a new paragraph 47 to be added. Anyway, attached is the redacted updated final version of the WS / Court bundle with the new paragraph. Final WS and Court Bundle redacted.pdf
    • OK.  All of us here have made mistakes in legal dispute - the important thing is to learn from the mistakes and get it right the next time.  So for future reference - 1.  Not a good idea to ignore a Letter of Claim.  The PPCs are on the look out for people who don't reply, as they think there is a good chance that the person won't reply to the claim form either, gifting them an easy default win. 2.  Not a good idea to fail to send a CPR request.  As they usually don't reply this gives you a chance to wallop them in your WS for not producing the correct legal permissions. 3.  Not a good idea to play your cards so early in your defence.  They will know how you mean to defend and will prepare accordingly to rubbish your arguments. Anyway, spilt milk and all that ... So what arguments do you plan to put in your WS?  You can't say "a bloke told me I could park there" as your opponent will just ridicule you for believing a load of baloney and not bothering to read the car park signage. I see you have questioned their right to bring claims under their own name (defence point 1) which is a start - but unfortunately you can't show them up for refusing to show their contract with the landowner following a CPR request. Who is this mysterious owner of the car park then who gave the permission and can they be involved? Your arguments about POFA (4) will fail as you've outed yourself as being the driver in your defence (3). You question their signage (17, 20).  Good.  Have you got photos of the rubbish signage? I'm afraid you don't seem to have real defence arguments that will stand up in court. dx is right - let's see the original PCN and any correspondence with UKPC.  
    • Thank you HB, I’ll speak to them. 
    • You need to speak to the student welfare people. They aren't the people who decide if you stay or not, they should be there for students. HB
    • I’m worried that if uni will expel me after knowing the shoplifting thing. I feel shameful about what I’ve done and I was kind of out of mind when I need money to survive. I will never do this again. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Here I Go Again!


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Previously had two direct debit fees which I managed to get refunded without the need for court actions, etc. I simply wrote them a letter and followed it up with a visit and ultimately phoned their customer services dept. who then refunded it. Wasn't too painful!

 

Now have to go through it again after two more direct debit charges! Hoping it's as painless as the first time. ;)

 

Have wrote a non-standard letter so will see what happens. :)

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  • 3 weeks later...

Well - not as easy as before! Got standard letter back. Now sending LBA with schedule of charges at £100.19.

 

I've included fees of £9.25 per hour for preparation & research which I think is a standard litigant in person fee for criminal cases. I guess the bank would need to defend itself in court if it wished to not pay these?

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i will be interested to see how you get on with this..best of luck to you!! x

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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  • 3 weeks later...

Well, my second letter to Nationwide was greeted with exactly the same response as the first one! Joy of joys. I'm therefore going through MCOL to start my claim. Should be fun :)

 

I've decided to drop the litigant charges and once I win will ask for these as a wasted costs order (if it gets to court of course).

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  • 3 weeks later...

Well, I've filled in all the stuff on MCOL. Just need to borrow a card to pay the £30 fee.

 

But then, checked my online banking this morning to find two more unpaid direct debit fees and an unauthorised overdraft fee! Another £80 in total.

 

Do I have to write a letter requesting payment for these, or can I just add them onto the MCOL claim as they've already shown an unwillingness to pay the previous charges back?

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...But then, checked my online banking this morning to find two more unpaid direct debit fees and an unauthorised overdraft fee! Another £80 in total.

 

Do I have to write a letter requesting payment for these, or can I just add them onto the MCOL claim?

These New unlawful debits can be added straight to your MCOL.

However...

Once U have Filed your Claim, if U receive any further debits, U will have to wait until the current Claim has concluded before U start from the very begining with the Re-claiming of any New debits.

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I probably will anyway, as it just shows they've had another chance to review their decision and will strengthen my case slightly. I think all these things have a better chance if I show I have been positive in my actions and given them every opportunity to change their minds.

 

Also, it's another £1.02 I can add to the claim, and if it goes to court, another hours worth of litigant fees to claim back in wasted costs orders :) :)

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