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Janet-M v Lloyds (account holder deceased )


Janet-M
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My father had an account with Lloyds TSB and he was being charged £14 a month for it ,as it had benefits .. not one of the benefits where any good to him and had never been .. when I found out about it he was 82 and all the benefits stopped when you reached 80 anyway.My father insisted that he had never signed anything and had actually refused the account, many times , when they phoned .Then he realised his account had changed but being of the age he was. he trusted the bank so thought it must of changed for a good reason.My dad was the type of person that 'anything for an easy life' so would not let me challenge the bank.I was fuming at the time , still am ,as my father was a frail old man but I respected his wishes .With only losing him a few months ago I just couldn't start this but after seeing Whistleblower tonight then I think now is the time to challenge it .

 

I will be sending the SAR tomorrow.

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Hi Janet sorry to hear of your loss, a very touching story and one that many people will relate to now with the recent revelations, it amazes me how they can do this without even a signature, reminds me of a salespersons for gas/elect who had done this on their own (signed) only to find later after relations complained that the customer had passed away before the agreement was suppossedly signed.

All the best with this one.

George

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as long as you are a named executor or trustee from his will, else you could have problems.

 

dx100uk:D

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks Bigmac :)

 

as long as you are a named executor or trustee from his will, else you could have problems.

 

dx100uk:D

 

I have a letter of administration from the high court as he died intestate .Any money owing to my father I am athorised to collect and distribute to the rightful people.As far as I am concerned this is money owed to him.

 

Can I just make it clear though that I am not doing this for financial gain for myself I am doing it to right a wrong I believe was done to my father.

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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After 3,100 + posts Janet I don't think you need to explain your motives -and I won't say good luck -you don't need it.

TC

LSTB (business) S.A.R - (Subject Access Request) received 10th Dec prelim + Contractual interest claim sent 10th Jan07 £5k + change

Received partial reduction mount of £5,563 against loan & overdraft of £18k i.e. 30% reduction. Next step PPI's & managed loans. Jan 07

 

LSTB (Girlfriend) prelim sent 10th Jan07 1st account £670

Received partial refund into account of £457 9th Feb, sent rejection letter. donated 5% 10th Feb

LSTB (Girlfriend) prelim sent 10th Jan 07 £1,450

HSBC S.A.R - (Subject Access Request) sent 27th DEC (approx £3000)

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I got around to sending the SAR today ..

I think I'm going to have problems with this claim for legal reasons .I can explain that statement more when I get my reply to the SAR.

 

40 days counting :)

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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