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    • I'm sending back to plea guilty and not appear in court. Nothing to add really. Then complete the form where it ask for my finances, monthly income, employment status and monthly out goings.  
    • What we need to see is all the original paperwork  That would include the pre contract information and the original HP Agreement  Post it up and I will have a good look over it at the weekend  It really hangs on the wording as to whether it’s a scrapage adjustment /discount on the price of the car( that is how some schemes worked) Every manufacturer had their own version  Have you sent VW a SAR?
    • Wrong as usual Jugg    Did Michael Cohen Commit Perjury In The Trump Trial? WWW.ZEROHEDGE.COM ZeroHedge - On a long enough timeline, the survival rate for everyone drops to zero Michael Cohen. He still has one day of cross examination ahead of him on Thursday. With the government resting after Cohen’s cross examination, I believe that an honest judge would have no alternative but to grant a motion for a directed verdict and end the case before it goes to the jury. Judge Juan Merchan will now have to give the full measure of his commitment to the rule of law. Given the failure to support the elements of any crime or even to establish the falsity of recording payments as legal expenses, this trial seemed to stumble through the motions of a trial. Michael Cohen was only the final proof of a raw political exercise. For critics, some of Cohen’s answers appear clearly false or misleading. Like their star witness, the prosecutors have shown that they simply do not take the law very seriously when there is an advantage to be taken.
    • So to sum up. 1.  You & your friend did the right thing on 28 December and are in the right legally. 2.  You are in the early stages of the threatening letter cycle.  We've seen these letters quite literally over 10,000 times.  For the moment your friend has nothing to worry about. 3.  No-one will turn up at your friend's door. 4.  If months down the line this got to court, you would win.  It's blatant disability discrimination.  Some time back I looked through the results of Excel v Caggers court cases, well we won 85% of the time, and you would be 100& certain to win. But this is the bit that you won't like ... 5.  Excel don't care that they are legally in the wrong.  They want your money.  They will go on and on with their letters hoping you'll give in. 6.  They are also the most litigious of the private parking companies and it's perfectly possible, months hence, that they will take your friend to court.  You have to be prepared for this.  They would lose.  But they don't care about the losses since, sadly, presumably so many people are afraid of court and so give in and pay.  7.  We will of course support you all the way!
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vicky54
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Hi vicky,

 

Just wondering how your claim is going:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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  • 2 weeks later...
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  • 2 weeks later...

:confused:

 

Hi all,

 

I have sent my AQ back to the court but the Abbey hasnt filed theirs.

 

Am I right in thinking that if this doesnt happen I can win by default??

 

Or can those "nice" people at the abbey request more time??

 

Vicky

Abbey Won £8000

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Hi All,

 

I need of some advice please. I'm claiming £233.00 from MBNA & they have paid me a GOGW of £70 which i accept as part payment. Sent the LBA 3 times & no response. Now taking it to MCOL as they owe me £163 which includes interest. Im so confused now. What shall i do when i need to do the calculations on the MCOL form. Any advice pls. Help!!!!!!!

 

 

foxi :-|

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Hi Vicky,

 

Pleased to see your claim is progressing......have a read of KnellyK's thread for AQ delays.

 

The rules seem to be made for the Banks and not for the people:(

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Hi Vicky,

 

Pleased to see your claim is progressing......have a read of KnellyK's thread for AQ delays.

 

The rules seem to be made for the Banks and not for the people:(

 

 

Thanks for the advice

 

Vick

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Hi vicky54, i have been reading your thread with great interest, hope to see the word WON soon, best of luck.

 

 

God i hope ur right. Thanks for the support! Vicky

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Hi all,

 

The abbey have managed to get their AQ accepted! so now i have to wait for a court date :(

 

Well what was i thinking getting a little excited that i might just get lucky hehe

 

Should hear next week according to the court!

 

Vicky

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  • 3 weeks later...

:confused:

 

Hi all,

 

Just a quick update - I have a stay put on my claim which the judge said that settlement should be made - I have received a letter from the abbey offering 5930 - £4000 short of what im claiming, having read postson here im thinking of calling them and offering a different figure much nearer my 9930!

 

Can i call them or does it have to be done in writting - im just a little worried as this money £5930 would completely change my life and that of my family!

 

Please HELP!!

 

Cheers

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Hi vicky,

 

Have a look at FoxyFiona's thread, she's in an identical situation. I would conduct all negotiations by e-mail,so you've got a record, but it is quicker than snail mail

 

http://www.consumeractiongroup.co.uk/forum/abbey-bank/52361-time-delay-after-lba.html

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Hi vicky,

 

Have a look at FoxyFiona's thread, she's in an identical situation. I would conduct all negotiations by e-mail,so you've got a record, but it is quicker than snail mail

 

http://www.consumeractiongroup.co.uk/forum/abbey-bank/52361-time-delay-after-lba.html

 

 

thanks ur a gem

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Does anyone have an email address for the bank charges team at the abbey - having tried calling all morning to get the same answer phone message im becoming alittle restless!

 

Cheers all:confused:

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[email protected]

 

It's always that format.....first name dot surname @ abbey dot com

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Vicky make sure you put a suitable heading on it that will grab her attention and request a read receipt if you look at my topic you will see I e-mailed on the 15th Apr got a read receipt 15 May, it was only for a copy of Abbey's AQ so it was not to much of a problem.

 

Good luck and hold out for all your money

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:confused: :confused: :confused:

 

Vicky make sure you put a suitable heading on it that will grab her attention and request a read receipt if you look at my topic you will see I e-mailed on the 15th Apr got a read receipt 15 May, it was only for a copy of Abbey's AQ so it was not to much of a problem.

 

Good luck and hold out for all your money

 

Thanks for the advice - Does anyone have a telephone number for Inga as the only numbers on the letter go through to an answer phone its only because there is a week left on the stay!

 

Cheers

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Hi all,

 

Just a quick update, I phoned the Abbey yesterday morning and spoke to Inga to tell her I wanted a more reasonable offer to settle. She asked me to "go and have a think about my most basic figure that I would take" I told her that that was information that she didnt need to give me a reason offer, Im due to call at 10;30 UK time (Im in Italy and the abbey wont call!).

 

Will let u all know as soon as i have called!

 

This is all just a little nerve killing :) :)

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It's like haggling in the souks...................and the best thing is, you know they need to settle more than you do:)

 

 

Keep focused on the money, and don't let them bully you:D

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Im due to call at 10;30 UK time .

 

 

Vicky,

 

How did you get on??

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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