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    • Hi All, I'm looking for help with a P2G claim for another lost parcel. Given the wealth of information on this site, I'm hopeful that this should be an easy one to fix, but want to be sure I have everything. On the 6th March, I contracted with P2G to send a parcel (a £600 Pioneer AVH-Z7200DAB car stereo which is not on either P2G or EVRi's excluded from compensation or prohibited items list) using EVRi, sent it off, and that was the last I heard of it. The EVRi tracking showed that the parcel had made it to the national sorting hub at 2:12 on the 7th, and then vanished. By Friday, I had started to get nervous, and so, raised an enquiry. And then another, and another - well, they weren't responding, and I couldn't get their telephone one to work, I think in all, it was more than 15 enquiries. I also raised an investigation with P2G as well. EVRi closed the enquiry confirming a loss on the 19th March, and P2G near the end, although P2G closed it claiming that I needed to send photos of the parcel as proof - which I didn't have, and I also do not have an account with P2G so couldn't upload anything (I did test, just in case), and this is why despite receiving advice on the EVRi Fb group to send the letter before claim, I haven't yet acted. I have proof of the eBay listing, and the refund, to demonstrate that which was being sent, but P2G's insistence that I have no photographic proof of the parcel with the label - I have the photo of the goods in their box before sending, but this is for the eBay listing, and so does not show it after the fact. This I fear is what P2G will seek to rely on as a defence, hence my 10 week delay on progressing with this. But, I am more than £600 out of pocket for the loss: £600 for the item and £8.04 for the delivery fee, although my claim will actually be for an initial £611.09 to cover the cost of the loss, their delivery fee, and my 1st Class Recorded stamp for the Letter Before Claim to P2G, rising to £681.09 to cover the additional £70 cost of opening the court case if they fail to respond within 14 days. This question mark surrounding P2G's request for photographic evidence, is this likely to cause me a problem? Steve
    • Had a letter response today dated 12/6/24 from PRA Group re request for information consumer credit act 1974. Confirming they are in receipt of my CCA letter request - and that they are requesting the required information. They returned the £1 postal order. And my CCA letter. Stating that they will contact me with an update ASAP. They attached/included a standard ( non personal ) page about ' what they should provide ' and ' what happens If I don't get this information'.    I need to file my defence by 21 June 24. Any suggestions as to what that defence should be ?   
    • Thanks @dx100uk for responding promptly.    To be quite honest with you, applying for breathing space might not really help except some short term relief. I don’t want to default either as I might lose my job too and I cannot really afford it. Sorry for sounding bit stupid but is there something I can do to stop them charging interest and agree on reduced payments? I am working on information that @BankFodderhas requested and will be sharing it later today.  
    • who said send the sb letter to RC anyway? we said the debt owner not the grease monkey.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Me vs Halifax - Help If Possible??


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Hi there, I started my claim after reading around threads on here, I received my statements and send in my claim with spreadsheet on the 2nd March, the Halifax have received this and confirmed that they shall be in touch within 5 days.

 

I am claiming for £991.00. BUT....STUPIDLY...I did not read the threads properly and understood that I was to claim the 8% interest.

 

I had done it without and had printed off spreadsheet but then re-read a thread advising someone that if they did not add the interest, there was chance they may not be taken seriously etc etc.. anyways I went off and calculated it and sent it off to Halifax... and its only now I realise I should have waited until LBA stage.

 

Can anyone advise what they would do now if they had been so stupid as to send of the wrong spread-sheet.

 

TIA:???: :???:

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You have actually done the right thing in not asking for interest so don't panic. The 8% interest doesn't come in to play until you are at the filing court papers stage.IE DON'T ask for it until your filing court papers!!! If you have on your LBA I dont think its a major problem its just something else they will say no too!

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

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Sorry, I have no made myself very clear!!

 

I have sent off the spread-sheet WITH the interest added on already!!

 

What an idiot, What would you recommend I do now??

 

Due to send my LBA on Friday.. Thanks very much.

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I also didn't add any interest, I guess that will teach me for not reading it all through properly, although I thought I had as have been visiting this website on and off since last August but only started really reading through threads last week!

 

Anyways its done now, so advice on how to progress from here would very very gratfully received.

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Interest is only added on if you have to proceed to court and file there.

 

When you send the LBA you send the spreadsheet again - so just amend to show the figures only without the interest.

 

If you need any more help just shout

12-03-07 Halifax Received £1800

05-06-07 Halifax II Small Claim Served for £2503

Capital One - Won £768

Halifax Credit Card - Won £756

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Like noodle says, dont worry about it. It has gone, there is nothing you can do about it now. Just send the lba without the interest.

You can change the figures on the sheets up till you file at court.

 

So carry on with your 14 day countdown and get your lba ready. :D

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  • 4 weeks later...

Hi guys, Another update.

 

I received a letter today offering £179.00 less than my claim. ... Argh... I know I really should just go ahead and file with McCol but cannot do so until the week after next week as I am moving house next weekend and my addresses (or possibly my brain) will get all confused (if you know what i mean)...

 

So, shall I call this lovely man on Monday and suggest he offers me at least another £100 or I shall have to go ahead with court claim?

 

I am absolutely delighted at their offer as I can now pay for my lovely oak flooring (YeeHaa!) sorry slightly off subject there......:o ;)

 

Anyway......Has anyone had any success in them upping their offers via telephone recently?? Or shall I send them the part payment letter...hmmm decisions decsions......

 

Thanks very much for any help!!!

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Thanks very much.

 

I shall call them on Tuesday after the holiday. The letter states I have to call them within 14 days if unhappy with amount, so I shall. Thanks again.

 

Is it just me or does anyone else wish they had more money to claim!!!!;)

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okay, I decided to use one of the contact email address provided on here and have emailed them my letter of rejection and also an updated spreadsheet showing them their costs should they decide to proceed to court and not just pay me what they owe me.

 

I shall also send a letter out recorded delivery tomorrow, but was a bit restless!!!

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Yipee!!!

 

WON!!

 

Called lovely gent on this number 0845 124 1003 I explained I wouold like him to up their off a little but more and after some haggling (deal or no deal) has agreed to make payment for full charges (less £9) within 14 days!!!

 

That was quite painless tbh, I was a bit nervous calling but YEEHAA!!!!

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