Double trouble**WON**

[tstobbs001]

I forgot to tell you that they haven't disputed only one signature being on the claim for the joint accounts. On my joint accounts, only one signature was required for any withdrawals or changes to the account, so I don't know if this would make a difference.

 

DG have disputed that I am not actually party to one of the accounts (because the name of the account has only one name in it), but they are still paying out on it anyway.

[freakyleaky]

Congratulations ts!

 

Can I just confirm, was it 6% interest or was that a typo? Should be 8%!

[tstobbs001]

sorry, yes it was 8%

[Castlebest]

Ive seen a few people worried about the joint account thing here but never seen anyone have any problem recovering their unlawfull charges, and a couple of those people had divorced the other party to the account too.

 

pete

[kiwikiz]

Thanks for the reassurance everyone. Sent off my nudge letters (no response yet) and will send another off early next week. Will be a bit sooner than the 10 days everyone recommends but time is a marching....

[kiwikiz]

My court case for the first account is on 5th July. I've sent them two nudge letters and haven't heard anything at all. Is it offically time for me to start panicking?

 

Should I start preparing my court bundle for 5th - oh me oh my - just found out I'm pregnant (YAY) but my hormones are all over the place and I'm seriously seriously scared and stressed (about the court case not the pregnancy ) I know I'm rambling but that's what nerves do to me!

 

Any help as always would be very greatly received.

[kiwikiz]

Ok mindless rambling over. I've seen the link about court bundles for dummies and it would seem that I have fallen short of that mark. I talked with the court and they said that my schedule of charges was enough and that I should bring the original statements to court with me and that would be fine. It would seem not.

 

So, for court case on 5th July where "each party shall deliver to every other party and to the court office copies of all documents on which he intends to rely at the hearing no later than 14 days before the hearing" I have missed the deadline - Any suggestions on how best to proceed?

 

Thank you

[Celicaman]

hi, first thing to do is ring the court in the morning, oh and congrats on the good news .

See if the other side have filed their copy of the bundle.

If you can do it fast, get your copy of your bundle done and have ready to get it to the court.

Not sure what else at this point will try to get some help for you.

 

Celicaman

[GuidoT]

You must prepare your bundle quickly. See here for link:

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/97447-court-bundles-dummies.html

 

It will take you all day, so put aside tomorrow if you can.

 

If you PM your email address, I can email you many of the documents in a PDF.

 

You really must post tomorrow or at the latest the day after. Although I am not that familiar with HSBC, it is unlikely they will file a bundle so at least you will get it in before them.

[MARTIN3030]

The reason for the bundle is for you to provide as much ammo as you can in the event that it DOES go to Court and they turn up.

Many people have been caught out with this.

The banks do not always submit bundles since they rely on the stuff filed in their original defence so dont have much more to add.

The banks defence is always much more than a few lines in an N1 claims Poc.

You need evidence to back up whats in the Pocs hence the bundle.

I would get this in ASAP in the meantime call your Court and tell them you will be lodging it albeit a little late.

[kiwikiz]

Thanks for your advice. I have pm'd my email address so will use tomorrow to print and collate and contact the court tomorrow.

 

I will also post here tomorrow re my second claim which is due a court bundle soon although the letter from the court is different and the process seems different. Confusion reigns!

[Celicaman]

After you have sorted bundle, yes post on here what you have done and what dates you have to do by. Different banks have different ways of doing claims.

Learn lesson here, its a been a close one. Read the steps of claiming and be ahead of the next step, that way no surprises.

Good luck

Celicaman

[Castlebest]

I talked with the court and they said that my schedule of charges was enough and that I should bring the original statements to court with me and that would be fine. It would seem not.

 

Hiya kiwi and congratulations on the good news .. you havent posted your wording from your notice of allocation so flying blind a bit here does it say you have to provide anything in those ?... as your court date is a week away....

 

Its a directions hearing, so the judge, officialy, is going to make up his mind how to proceed. He actualy knows DG wont attend a courtroom even for a directions hearing. The court have said you dont need a bundle, so the judge wont be asking for any detail of your claim whys and wherefores.. I think hes looking at a strike out of the defence when they dont show.... thats my oppinion... phone the court again to check and make sure you have what the judge is expecting...

 

pete

[GuidoT]

Castlebeast, it is not a directions hearing. This directions in Post 32 require a court bundle (the second paragraph does).

[Castlebest]

Guido, I read the second paragraph to refer to our thread court bundles for dummies.... which is why I said phone the court and check. And post #23 says it is a directions hearing.

 

Note to anyone else reading this

This is why it's important to type out the exact wording you get from the court because it makes it much easier for us to give the correct advice.

 

pete

[freakyleaky]

Here, here! Kiwi, where are you? Get your directions typed in full now and stop being naughty!

 

Don't stress over this just follow advice and all will come good!

[kiwikiz]

Hi All

 

I've received a letter from DG offering me the full amount (YAY! ) - but for my other claim (joint a/c)which isn't due in court until 24th July. They have all the details correct except they have put the court date as 5th July which is my other claim (single a/c). So, I am going to send them a fax tomorrow confirming acceptance of their offer but highlight in very big letters that in fact they have the dates mixed up and we still face a court date on 5th July. What do you think?

[freakyleaky]

Well thats great news! Congreats Kiwi!

Do as you say and let them know their mistake with the dates!

[pinkduchess]

look like theyre getting muddled - but in your favour - youll probably get the other offer very soon. congratulations!!

[kiwikiz]

Hey there

 

Well, I've only gone and done it! It got down to the wire - my court case was today (Thursday 5th) at 12am so yesterday I called the court and explained that the solicitors had their cases mixed up and that I didn't want to waste the Judges time but didn't want to close the case untill DG had sorted out their mistake. DG were of course ignoring me. But the VERY helpful people at Haywards Heath County Court gave me a number for DG so I managed to leave several messages. DG then phoned the court (while I was talking with the court) and then called me back 5 minutes later with an offer. They sent me an email, I accepted and by 4:30 the day before court - it's all over. The money from the first case is now in my bank and I expect that this claim will be in the bank by Monday.

A donation will be winging it's way to this site. A GIANT THANK YOU to all of you that have helped me without you I would have bottled it ages ago!

Next step is to sort out other half's Ltd company - but I'll start another thread for that.... HANG In there folks - they do pay out in the end

[kiwikiz]

PS - Can a Moderator please change my title to ***WON*** thank you

[freakyleaky]

Brilliant news Kiwi! Congratulations!

just click on the triangle and ask for your won!

[kiwikiz]

Thanks Freaky!

[livelylad]

Congratulations, please donate so we can help others.

[Celicaman]

Well done Kiwikiz, enjoy your money

 

Hey freaky another winner , getting to be a habit this LOL

Do you know anybody else thats won this week :p

 

CM