wobbles vs Woolwich Openplan

[wobbles1914]

Hi all,

 

I'm still waiting for my statement / charges. However, I did not request them via the normal SAR letter. I requested it over the telephone and received a case number. I received a letter advising me that they will respond to complaint by 4th April (which is within the 40 days that my letter would have given).

 

Q - Has anyone else start the ball rolling via phone rather than written SAR?

 

BTW - I had the SAR letter all typed up and in an envelope with a cheque before I decided to give them a call...

 

Wobbles

[barracad]

If you haven't sent the SAR then it won't be treated as one, therefore you cannot count 40 days. I would send the SAR without delay, otherwise you could be waiting a very long time.

[wobbles1914]

If you haven't sent the SAR then it won't be treated as one, therefore you cannot count 40 days. I would send the SAR without delay, otherwise you could be waiting a very long time.

 

Thanks Barracad

[wobbles1914]

I've been reading and reading and reading...

 

A couple of questions on the "new strategy" on AQ circa Dec 06:

 

1. Generally are judges accepting this prompt and giving these directions?

2. Has this led to banks throwing in the towel within 28 day limit set for them?

 

I read the first 3 pages of the AQ thread but not all of the 25 pages.

 

Thanks,

 

Wobbles

[wobbles1914]

Hi folks,

 

An interesting update.

 

This is my timeline:

 

7th March - I requested charges over last 6 years over the phone

8th March - Received standard letter from Cust Rel saying would receive by 4th April.

13 March - Received list of charges six years - Total over £7,000!

 

I expected to see note that they would come back to me in 8 weeks with an offer OR an offer now for £1000 max.

 

However, in the letter today, they are offering a full & final of...

 

£5000+ straightway!

 

What that all about I wonder?

 

Wobbles

[marley2009]

wow what u gonna do, think if it was me id take it and run lol but then id think hold on thats still £2000 they owe me

 

good luck on ur decision hun, id take a day or 2 to think it over before u decide but what ever happens u will get all ur money back in the end.

 

amandax

[wobbles1914]

wow what u gonna do, think if it was me id take it and run lol but then id think hold on thats still £2000 they owe me

 

good luck on ur decision hun, id take a day or 2 to think it over before u decide but what ever happens u will get all ur money back in the end.

 

amandax

 

You're right Amanda. I am not going to make a hasty decision just yet...

 

Wobbles

[marley2009]

think ur doing the right thing hun, and good luck with what u decide

 

amandax

[kippy2]

this is the first ive heard of barclays doing this! sounds fishy to me as if theyve got something to hide. However, if and when you raised a court claim the 8% would bump it up nicely as well.

so i would do a spready with the 8% on the 7k and see what it comes to then make your decison.

 

at the end of the day its your call but if it was me i would want whats owed to me.

[wobbles1914]

this is the first ive heard of barclays doing this! sounds fishy to me as if theyve got something to hide. However, if and when you raised a court claim the 8% would bump it up nicely as well.

so i would do a spready with the 8% on the 7k and see what it comes to then make your decison.

 

at the end of the day its your call but if it was me i would want whats owed to me.

 

Hi Kimmy,

 

Yep, I've been banging away in Open Office for a while and worked it out. I just wished that I had been through whole process end to end at least once, so I could be sure that I wouldn't mess things up and make a mistake with claim somewhere down the line.

 

Anyway, it's always the first time for something...

 

Wobbles