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    • You can be sure that pardoning himself, stopping the other prosecutions and vengeance will be his first priorities if he wins. i dont think he will win, but no surety on that
    • The other cases aren't going to happen before November though, are they? Reporters are saying he can't pardon himself for a state conviction. He would have to lean on the governor of New York state, as I understand it.
    • I am requesting your assistance to how I should go about a serious breach of my privacy that occurred during my stay at one of IHG’s hotel on Ma 2023. Having previously had items taken from my hotel room elsewhere I take the added precaution of using a security camera app on my device whenever I stay in a hotel room. The recordings are date and time stamped and it cannot be adjusted by the end user.   On this particular occasion I discovered evidence from my personal security camera recordings of a spy camera had been placed underneath my door, and can be seen moving along the base of the door for approximately 15 seconds.   The spy camera is in fact marketed as an inspection device of drains primarily but is known to be used in observing spaces difficult to enter. It is a usb endoscopic camera that has a length flexible cable that is semi rigid and can negotiate any obstruction by bending. The operator can be up to 3-4 metres away.   Infuriated as I had previously stayed with them in 2022 for 3 months at £260 per night that they would seek to question my honesty and invade my privacy. I immediately called reception and asked why they would do such a thing and if they had any concerns they were welcome to inspect my room and go through my personal belongings and ask me anything they wanted to. I was sleeping for the best part of my stay and was alone throughout.   I sent the recordings to the receptionist within the hour of finding them and I asked to speak to the manager of the hotel who I was told wasn’t present. I tried to have face to face meetings with him but he instead wrote to me denying the recordings were made at their hotel stating that they didn’t observe anyone in the corridor at the time of the recordings and that they don’t have a metal bar at the interface of the tile and carpet which corresponds to the overlying door. I rejected that statement on the grounds the video doesn’t show a bar but a reflection of light on the tile and you wouldn’t see a person outside my door because the cable is black and runs along the floor. If you don’t look for this you won’t see it. The matter was passed up to the area manager and he also denied the allegation. This is where the matter ends as far as IHG are concerned. Leading a busy work and family life I let the matter go but I found myself back at the same hotel a year later. I booked for  2 nights and was given a room facing the lobby door that led to the lifts. Unfortunately, from the hours of 3am I was woken up by the noise of the door opening and closing but also noticed shadows of a person standing in front of my door. At first I took no notice and put this down to a guest waiting for someone but the person or persons returned several times, standing outside my door for up to several minutes. I called the hotel reception and asked if there was an issue  on my floor and they said they would come up to check. They never said they would check the CCTV and as the incidents continued to happen up to 8am I called them 6 times. Given my past experience I didn’t think they took security as serious a# her establishments and made them observe the Cctv and let me know. The explanation I was given was that they could see residents there but they were heading down to breakfast. The time that I had noticed these feet by door was from 3am and breakfast started at 6.30am. It also didn’t explain why they would stand by my door for anything longer than 10seconds and if they were waiting for someone how likely is it that this scenario is played out 6 times when there was only 12 rooms per floor. Later that morning when I went down for breakfast the manager said he would move me to a room at the end of the corridor and asked me what my plans were for the day, essentially when would I be in the hotel. I stated that for the day I was out. He then said that all his staff were uncomfortable about me being a guest and said that I was not welcome there anymore. I had paid for the two nights but when it came to the end of the day I didn’t feel that I would be able to rest at the hotel given the hostility so I returned the next day to collect my remaining belongings, namely items of clothing, an iPhone charging cable and plug, and toiletries. Checkout was at 2pm and I was at the hotel at 3pm. All my belongings were gone and they couldn’t locate the items.  I plan to report the incident of the spy camera to the police, as well as the theft, and write to the hotel emphasising that this breach of privacy is unacceptable and the hotel's failure to properly investigate and address the issue is deeply concerning. The fact that I requested security checks to ensure my safety in the early hours was reasonable, yet their response to ban from the premises was excessive and even possibly discriminatory as I had revealed to them that I had been a victim of a hate crime given my sexuality. . I am seeking compensation for the infringement of my privacy, the lack of proper investigation, and the being humiliated and made to feel like an undesirable. I will request a full refund of my two-night stay totaling £390. Additionally, I will request compensation for the cost of my previous stay when the infringement occurred, which was £220. I am also considering damages for the infringement of my privacy but at a loss as to what this would equate to. I will close the letter giving them a 14 day timeframe to respond.    Is there anything you feel i need to consider here? Many thanks   
    • oF course, this is all just the start. trump is dragging it out as much as possible hoping to pardon himself, but the barrier the yanks had about admitting that a pres could be such a piece of err work has been broken and there is many more to come. His current criminal charges are extremely unlikely to result in jail time or anything other than fines  - but with some of the other charges - jail is pretty much mandatory - especially for one not only not on a first offense - but with others stacked up
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mercers-Barclaycard claimform - faulty DN **WON**


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Yes Jeff, I do have my own thread running on this.

 

I don't know how you subscribe to it though, perhaps someone else may be able to help on that matter.

 

I am going to get my partner to phone court to see what status of his case his, as I have tried to phone on his behalf and they won't talk to me.

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Hello everyone,

 

 

I have now received an allocation questionnaire in relation to this case! The case has also been transferred to my local County Court.

 

Any help completing the questionnaire will be greatly appreciated!

 

 

Regards, Jeff.

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ok

 

what form is it? N150 or 149?

 

 

Hello pt,

 

 

It is form N150. It came with form N271, Notice of transfer of proceedings and form N152, Notice that defence/counterclaim has been filed.

 

The N150 must be completed and returned to my local County Court by 25th April!

 

 

Jeff.

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Hello everyone,

 

 

I have now received an allocation questionnaire in relation to this case! The case has also been transferred to my local County Court.

 

Any help completing the questionnaire will be greatly appreciated!

 

 

Regards, Jeff.

 

 

 

Hi all,

 

 

Does this mean that Barclaycard have now responded to my defence?

 

 

Jeff.

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Not necessarily.

 

This could me that barclay card have said they dont accept the defense and they want to procede with he hearing or that it is a natural progression in the case.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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  • 2 weeks later...

JEFF

have read all of your thread

 

can you tell us the date you signed the application form ? it does not show ---

 

we noticed that balance transfers had entered onto the scene ( we know the general idea of balance transfers was around in 2003) UPDATE FURTHER RESERCH HAS SHOWN BALANCES TRANSFERS WER INDEED AROUND IN 2001

 

the reason we ask the question is because when you read those terms and conditions they have supplied ----- you see the bit about a £10 annual charge to your barclaycard ---------------

 

now it was a very long time ago when barclaycard for a short period that this charge existed

 

(this helps us to put those terms and conditions into a finite span more input needed here )

 

so the idea being developed is that those terms and conditions pre-date your application form -----

 

when you get your first statement just check the interest rates etc to compare

 

....................................................................................

...............................................

:cool: sunbathing in juan les pins de temps en temps

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ok barclaycard dropped its annual fee circa

 

" 12:13pm BST 03/07/2001"

 

Barclaycard drops its annual fee - Telegraph

 

however in the article it does say

 

A £10 service fee will still be charged to customers who spend less than £200 a year on their card and do not incur any interest charges.

 

to quote someone on the internet "I remember in 1998, when i had my first overdraft, charges were only £10. My Barclaycard charged a £10 annual fee but no penalty charges."

:cool: sunbathing in juan les pins de temps en temps

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JEFF

have read all of your thread

 

can you tell us the date you signed the application form ? it does not show ---

 

we noticed that balance transfers had entered onto the scene ( we know the general idea of balance transfers was around in 2003) UPDATE FURTHER RESERCH HAS SHOWN BALANCES TRANSFERS WER INDEED AROUND IN 2001

 

the reason we ask the question is because when you read those terms and conditions they have supplied ----- you see the bit about a £10 annual charge to your barclaycard ---------------

 

now it was a very long time ago when barclaycard for a short period that this charge existed

 

(this helps us to put those terms and conditions into a finite span more input needed here )

 

so the idea being developed is that those terms and conditions pre-date your application form -----

 

when you get your first statement just check the interest rates etc to compare

 

....................................................................................

...............................................

 

 

 

 

Hello FT,

 

 

The "application form" was signed in May 1997!

 

 

Regards, Jeff.

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Hi Jeff,

 

Have you filled in your forms yet for court?

 

 

 

Hi Heather,

 

 

No, not yet. Have you done yours?

 

I'll be filling it in either tomorrow or Thursday and then taking it personally to my local Court on Friday Morning!

 

 

Regards, Jeff.

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No Jeff I haven't.

 

I am going to have a look at it hopefully this evening or tomorrow and likewise I will be handing it in on Friday morning personally.

 

I know I am pretty good with most forms, but this one has got me stumped slightly and am unsure whether it is Barclays or us who have to pay the fee if over a certain amount???

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No Jeff I haven't.

 

I am going to have a look at it hopefully this evening or tomorrow and likewise I will be handing it in on Friday morning personally.

 

I know I am pretty good with most forms, but this one has got me stumped slightly and am unsure whether it is Barclays or us who have to pay the fee if over a certain amount???

 

 

 

 

Hi Heather,

 

 

I believe there is a fee to pay!

 

I've just had a very quick look at the guide to filling in the AQ. It doesn't look to difficult, so I'll give it a go tomorrow and then we can go over it together!

 

 

Jeff.

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Hello,

 

 

Well, I've been down to the Court and handed in my completed AQ. I followed the advice given over on Heather's thread with a few tweaks here and there to suit my particular case.

 

I explained to the nice girl at the desk that I had been unable to submit a proper defence or counterclaim as I had not yet received all the information that I required from the claimant. She said in that case I didn't have to pay any fee just yet. She then gave me a form to submit a counterclaim when I was able and also said that there wouldn't be a problem being able to submit it later.

 

I then asked about the current state of the claim after Northampton CC had informed me that the claimant had failed to respond to my defence. Unfortunately there were no details available, as the case has not yet been transferred to my local Court despite me receiving a notice of transfer from Northampton CC. She did say, however, that she would contact Northampton CC and find out what was happening and if there were any developments she would write to me with the details.

 

Oh, and an old workmate was working as a security guard at the Court.

 

Anyway, let us just see what develops next!

 

 

 

Regards, Jeff.

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Hello all,

 

 

This morning I have received a copy of Barclay's AQ sent from their sols, Optima!

 

I am just off to the PO to post off a copy of my AQ and draft order for directions etc!

 

 

Regards, Jeff.

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  • 4 weeks later...

Hello all,

 

 

Having returned from my holidays and sifted through all of the mail, I have received a notice of allocation to fast track and disclosure order etc.

 

Except for dates and the name of the Court, the order is very much similar to Heather58's order posted on her thread.

 

I have until May 30th to give standard disclosure by list to the other party! Is this merely a list of docs that I will be submitting?

 

I have until June 13th to comply with any request to give a copy of any docs requested, or allow inspection!

 

Any pointers?

 

 

Regards, Jeff.

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Hello,

 

 

OK, a quick question or two for anyone out there!

 

My list of docs has to be submitted by Friday. What I would like to know is once the list has been submitted, can I add further docs to it at a later date? For example further correspondence from either Barclays or their sols.

 

If further docs can be added to the list, will this need the permission of the Court?

 

 

Regards, Jeff.

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Hello,

 

 

OK, a quick question or two for anyone out there!

 

My list of docs has to be submitted by Friday. What I would like to know is once the list has been submitted, can I add further docs to it at a later date? For example further correspondence from either Barclays or their sols.

 

If further docs can be added to the list, will this need the permission of the Court?

 

 

Regards, Jeff.

 

 

is this any help ??

 

PART 31 - DISCLOSURE AND INSPECTION OF DOCUMENTS

:cool: sunbathing in juan les pins de temps en temps

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Hi Jeff,

 

How did you get on with your disclosure list and what did you include in it. I am about to sort out my partners for him.

 

 

 

 

Hi Heather,

 

 

Basically all letters I have written to and received from Barclays.

All letters I have written to and received from Mercers.

Any other letters I have written and received from Optima.

 

All Court documents. copy of alleged "agreement".

Copies of alleged default notices.

 

Copies of a list of charges etc.

 

Copy of CCA 1974

Copy of the regs.

 

Various references to case law. Wilson cases for example.

 

Basically, anything you may want to rely on in Court.

 

When I get some time, I'll send you a PM or e-mail with a copy attached. Bit busy at the mo! When does your list need to be submitted by?

 

 

PS. Guess what I haven't received yet from Barclays or their sols!!?:)

 

 

Best wishes, Jeff

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My partners has got to be in by 18th June, but I am wanting to get it early so I don't need to rush it, so will try and sort it this coming weekend 7/8 june.

 

Not heard a peep from Barclays or Sols, but then again they have got the fee to pay haven't they to continue this forward.

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