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    • jk2054 - I haven't started a claim with OIC or MIB yet, due to being unable to obtain the name of the other driver.  BankFodder cheers for that, I'll go back to them with this info & update on here when I've had a response
    • Andy thanks for your reply. No i am now being evicted from the house i moved into after that previous post. The letting agent lied to me when they said the landlord would not be selling the house. SHe did not mention that the landlord tried to sell the house last year, i was not told this, 4 months into the tenancy i got the eviction notice. Its obvious they lied to me and used me to fill in the gap between their attempts to sell the house. I have filled in the defence form as it was easy to follow the old one from my previous post. I will post it later on in the hope someone can give it the once over. It has to be in by the end of this month may 31st.  
    • It's a GR Yaris - Finance is with Alphera, who are part of BMW I believe. I'm sure the unit is very expensive to repair, I have even told them I would be happy with a refurbished/reconditioned unit, in trying to be reasonable as well.
    • Without seeing this envelope, document and sticker it is impossible to advise properly. However, just going on what you have told us, there are two ways you can deal with this: !. The easy way. This has the lowest risk but the guarantee of a penalty for speeding.  You can respond to the SJPN by pleading “Not Guilty” to both charges. In the “Reasons for pleading Not Guilty” box you can explain that you responded to the request for driver’s details but it was recently returned to you, seemingly not actioned. However, you are willing to plead guilty to the speeding charge providing, and only providing, the “Fail to Provide Driver's Details" (FtP) charge is dropped. You could also ask the court to consider sentencing you at the fixed penalty level (£100 and 3 points) as this prosecution seems to be the result of an administrative problem outside your control. 2. The not so easy way with higher risk. This could see you convicted of the FtP charge but has the possibility that you escape with no penalty whatsoever. You can do the same – plead not guilty to both charges. If you go down this route the speeding charge cannot succeed as they have no evidence you were driving. This comes from your response to the request for driver’s details which the police say they have not got. You can mention in the “Reasons” box that you returned the request for driver’s details as required. You will then face a trial for the FtP charge and you can produced your response together with the envelope and sticker showing it had been returned to you. The risk with this is that if your defence fails you will be fined a week and a half’s net income, pay a “Victim Surcharge” of 40% of the fine, pay prosecution costs of around £650 and have six points together with an endorsement code (MS90) which will see your insurance premiums rocket.
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Court Date set 12 March 2007


Sparkey
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I have just a few points that I need a bit of help with.

 

1) Received letter confirming court date of 12 March 2007. Have printed of basic court bundle - as this is a business claim, I just leave out the UTCCR 1999 bit.

 

2) On my money claim I didn't put the bit about the Dunlop V New Garage bit - will this affect my claim ????

 

3) Since all this began we have been charged one more charge - can I add this to my list of charges

 

So far no contact from Barclays to settle - All documentation to be at court by Monday 26/2/07

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Leisureplay (2005) EWCA Murray

Civ 963

In the case of Murray v. Leisureplay (2004), Mr Murray was sacked by Leisureplay and he claimed three years' salary as per his contract of employment. The courts decided that this clause was a penalty clause and he was not entitled to this level of damages. Even though the decision was reverted on appeal, the appeal itself drew on and further reinforced the principles of penalty charges.

 

 

· “English contract law recognises that, if the parties agree that a party in breach of contract shall pay an unjustifiable amount in the event of a breach of contract, their agreement is to that extent unenforceable”

 

 

I hope this helps. If you want the whole shibang, search through google.Might save you a trip to the library.

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Hi sparkey!

 

Not sure about 1 and 2 - but as for point 3, I think you may have to do another claim once this claim has gone through. I'm guessing you will have filed your schedule of costs etc? I think if you were to change this to include your new charge you would have to pay to have it included. If it is just the one charge, you may wish to contact your bank directly to see if they will refund it rather than going through another potential court battle. Worth a visit to your local branch I would have thought and then take it from there maybe?

 

Good luck with it all - would be good to get some more details of your case so far!

 

Rich

**WIN** Barclays round 1: £2118.45 - full settlement 18th April 2007 (7 months in total)

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Hi Sparkey, What did you write in you POC? if you followed the wording given on this site you'll be ok.

Charges after claim starts. I beleive you have to make another claim when this is over, I dont think you can add to this claim once claim is issued.

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I have probably messed this up completely but going through last night I found the particulars of claim for business account hence my point that I had not added the bit about Dunlop etc. I used the same particulars that I used for the other claims that I have done, as detailed in the library. Looking at their defence it is the same one that everyone else has received.

 

 

 

Reading through other threads and everyone seems to have had a few weeks to get their stuff into the courts - we have had just a few days :eek: letter arrived Monday last week to get stuff in for Monday this week. Not yet received anything from Barclays. Oooooooh I'm a liar, they called the other day to suggest that we close the account!

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Hi Sparkey, I think you'll be ok, if your case had no basis I'm sure the court would have "struck out" your claim if thats the word or would have contacted you or when you received the notice of hearing, items to bring to the hearing on top of your basic court bundle, if you know what I mean.If your not ready, ( a few days notice to prepare everything seems a bit tight) I have read you can ask the court to give you more time to prepare, on the otherhand, you've been there, done that (and are probably wiser than I am) and know what to expect in court,I on the otherhand,am just starting my claim although I've been studying and reading everything on this site for months now.For a quick answer why not pm one of the sites helpers or pop into the chat room, someone is bound to point you in the right direction.

Good luck.

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Thanks April7, for your words of encouragement. Getting a bit stressed, all the other claims have been settled either before Allocation Questionnaire or just after. This is the first to have gone this far.

 

It has taken me hours to get things togethered and copied. The fax/copier machine does not know what has hit it. I hope (fingers, legs and everything else crossed) that Barclays are going to make an offer :-? and I won't have to go to court on the 12th

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Just read replied to this thread, my claim so far.

 

22/5/06 letter to Local Business Manager requesting charges to be refunded (all statements to hand)

22/9/06 Letter before action

09/10/06 Phone call from Sarah Weller, Area Business Manager offering £300 to prevent court action - they actually said they had never seen one of these letters before and were not sure what to do! Of course rejected offer

11/10/06 Recevied letter confirming telephone call

23/10/06 MCOL

10/11/06 Acknowledgement of service - Adrain Ruffhead

28/11/06 Defence filed - 10 points

13/12/07 Sent back Allocation Questionnaire - Claimant

18/12/07 Allocation Questionnaire received at court from Barclays - 1 day late I may addd - deadline was 17/12/06

Mid Jan Copy of defendant AQ received by Claimant - nothing in box G

Feb - Received phone call from Barclays suggesting we close account

19/2/06 Received hearing date for 12 March (letter dated 16/2/06) all paperwork to be at court etc by 26/2/06 - a bit tight !!!!

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Hi Sharkey

Nothing in box G, sounds good to me, doesn't it to you? is'nt that the final time they can ask the court to make you supply more info before hearing.You on the other hand must have copied and pasted wise words from CAG re AQ.

I'm sure once you submit your bundle your offer will come. Just check through it, make sure you haven't left anything out, and the obvious.

1 for the court. 1for them. 1for you.

Keep your chin up.

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Delivered in person, bundle to Local Barclays branch as there was no way we were going to get it Churchill Place (where ever it is). Made Barclays fax complete document at their expense to Adrian Ruffhead. Made assistant manager sign to say he had received it and that he promised to fax it. He phoned Adrian Ruffhead to confirm that he was accepting it on his behalf and dear Adrian agreed.

 

Bank staff at Barclays could not believe the amount of work that had gone into producing the document - well if they had paid up they would have never had that pleasure.

 

Just a case of sit and wait

 

 

SO FAR nothing from Barclays in the form of any documents!!!!!. Took the courts copy and posted it through the door yesterday. Today was the deadline that they needed to "get to each other documents they wish to rely on at the hearing etc".

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Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Costs are'nt usually claimable on the small claims track, but you can apply for them on the basis that the defendent has behaved unreasonably -

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/65921-application-costs.html

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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sparkey,

***Congratulations***,

I bet youre in a good mood then....

 

one thing, if they have requested for your settlement to be 'confidential' cross it out before returning it.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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