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    • I'm trying to unravel this – but I get the impression that there was no contract between you and EVRi and that you didn't even choose them but instead you decided use some third party parcel broker in the USA which organised the delivery. Is this correct? EVRi came into the picture because they would then eventually selected for part of the journey although you had no knowledge that it might be them and I suppose it didn't really matter as long as the item got to you. Secondly, I really don't understand the journey which this item made. You bought the item from somebody in the USA. They then were meant to dispatch it to you to another address in the USA but for some reason or other it came to the UK and then into the hands of EVRi at which point it was lost or stolen. More confusion here because you now tell us that EVRi marked it as being out for delivery but it was never delivered. This suggests that it was going to be delivered to a UK address but earlier on you said that it was going to be delivered to USA address. I think you need to look at the story. Maybe show it to a friend of yours who is not particularly where the details and ask them if they can make head or tail of it and then come back to us with clarification so that we fully understand. Also, I think we'd like to know what the item is, how was it declared, what was the value which was declared. You said it was a valuable item because it was rare and collectable. I gather from this that it is non-fungible. We need to understand more about this. Was an insurance policy purchased to cover it during the delivery process. I understand that this rare and collectable item be valued at £200. Have evidence this value. This could become very important. Also you have given is no idea when this happened. We need to understand the full timescale. There are a number of possibilities here including the possibility of the contract action against EVRi on the basis of your third party rights or an action for negligence but we need to know far more and we need to get a story that makes sense.   Finally, I understand that you have sent the letter of claim. What did it say? How much time did you give them? What did you expect to happen as a result of the letter of claim? Whatever the answers to those questions might be, clearly you had no idea how to proceed after having sent such a letter. A letter of claim is meant to be a serious threat of some legal action if some condition which you have stipulated is not complied with. You set a deadline for compliance and at the end of that deadline you issue the court action. Clearly you are not in a position to do that so your letter of claim is a bluff and undermines your credibility and it will find its way into the EVRi wastepaper basket – if it's not there already.  
    • Good morning. I just wanted to check something please. The other side have moved slightly and negotiated a full and final offer price to end this matter. I am happy with this. However, I want to make sure this is the end of the matter and am emailing the following over to them prior to payment. Is this enough to ensure they can come back for nothing else? Thanks -------------------------------------------------- Dear Sir.   With regards your last email below.   I am pleased to agree to the full and final settlement figure given below.   Can you confirm this payment will be in full and final payment with no further claim to be brought against me in this matter?   Best regards
    • 100% sure I didn't receive it, that why my first post is with the £100 letter.
    • Engine, the technology business Starling Bank was built on, has been busy launching banks around the world, from Romania to Australia.View the full article
    • use this your WS and inc this as an exhibit off to bed now 3 nights been up till 4am aurora watching wont be on too early as it's lambing season out herding with the dog. your WS main thrust is the debt would now be SB'd , the DN was filed xxxyrs+months after it should have been thus unlawfully extending  SB date to infinity. highlight their admittance regarding errors at that time period in your 'redetermination'  paragraph. agreements unreadable. would have already been written off due to SLC age write off criteria has they not issued the claim to stop the SB clock when they had no paperwork to prove their case in the 1st place. never earned over threshold. dx       Erudio - stopped sending email deferments won at FOS DRN-4141462.pdf
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

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FV1 ( i know who you are!) sleeping with morgan stanley ???


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Registration Number: Z9722745

Date Registered: 22 December 2006 Registration Expires: 21 December 2007

 

Data Controller: FV-1 INC

 

 

Address:

25 CABOT SQUARE

 

CANARY WHARF

 

LONDON

 

E14 4QA

This register entry describes, in very general terms, the personal data being processed by:

FV-1 INC

 

This register entry contains personal data held for 2 purpose(s)

Purpose 1

 

Staff Administration

Purpose Description:

Appointments or removals, pay, discipline, superannuation, work management or other personnel matters in relation to the staff of the data controller.

 

Data subjects are:

Staff including volunteers, agents, temporary and casual workers

 

Relatives, guardians and associates of the data subject

 

Data classes are:

Personal Details

 

Family, Lifestyle and Social Circumstances

 

Education and Training Details

 

Employment Details

 

Financial Details

 

Racial or Ethnic Origin

 

Religious or Other Beliefs Of A Similar Nature

 

Physical or Mental Health or Condition

 

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

 

Relatives, guardians or other persons associated with the data subject

 

Current, past or prospective employers of the data subject

 

Education, training establishments and examining bodies

 

Suppliers, providers of goods or services

 

Financial organisations and advisers

 

Central Government

 

Employment and recruitment agencies

 

Transfers:

None outside the European Economic Area

Purpose 2

 

Debt Administration and Factoring

Purpose Description:

The tracing of consumer and commercial debtors and the collection on behalf of creditors. The purchasing of trade debts, including rentals and instalment credit payments, from business.

 

Data subjects are:

Customers and clients

 

Relatives, guardians and associates of the data subject

 

Data classes are:

Personal Details

 

Financial Details

 

Goods or Services Provided

 

Offences (Including Alleged Offences)

 

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

 

Relatives, guardians or other persons associated with the data subject

 

Current, past or prospective employers of the data subject

 

Business associates and other professional advisers

 

Other companies in the same group as the data controller

 

Suppliers, providers of goods or services

 

Credit reference agencies

 

Debt collection and tracing agencies

 

Traders in personal data

 

Central Government

 

Courts / Tribunals

 

Transfers:

None outside the European Economic Area

 

Copyright in this copy is owned by the Information Commissioner. Data Controllers may take copies of their own register entries. Apart from that no part of it may be copied unless allowed under the Copyright Designs and Patent Act 1988.

 

 

 

 

blueline.gif

© Copyright !

-----------------------------

 

note they are only registered for 2 purposes which seems a bit unusual !!!!!!!!

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now as i said fv-1 are only registered data wise for purpose 1 and purpose 2

 

 

however using CABOT as an example they cabot are registered for

purpose 3 to 7 : but fv-1 are not consequently they should not be doing any of purposes 3 to 7 !!

 

Purpose 3

 

Accounts & Records

Purpose Description:

Keeping accounts related to any business or other activity carried on by the data controller, or deciding whether to accept any person as a customer or supplier, or keeping records of purchases, sales or other transactions for the purpose of ensuring that the requisite payments and deliveries are made or services provided by him or to him in respect of those transactions, or for the purpose of making financial or management forecasts to assist him in the conduct of any such business or activity

 

Data subjects are:

Staff including volunteers, agents, temporary and casual workers

 

Customers and clients

 

Suppliers

 

Advisers, consultants and other professional experts

 

Data classes are:

Personal Details

 

Financial Details

 

Goods or Services Provided

 

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

 

Current, past or prospective employers of the data subject

 

Business associates and other professional advisers

 

Employees and agents of the data controller

 

Other companies in the same group as the data controller

 

Suppliers, providers of goods or services

 

Persons making an enquiry or complaint

 

Financial organisations and advisers

 

Debt collection and tracing agencies

 

Trade, employer associations and professional bodies

 

Ombudsmen and regulatory authorities

 

Transfers:

None outside the European Economic Area

Purpose 4

 

Advertising, Marketing & Public Relations

Purpose Description:

Advertising or marketing the business of the data controller, activity, goods or services and promoting public relations in connection with that business or activity, or those goods or services.

 

Data subjects are:

Staff including volunteers, agents, temporary and casual workers

 

Customers and clients

 

Suppliers

 

Complainants, correspondents and enquirers

 

Advisers, consultants and other professional experts

 

Data classes are:

Personal Details

 

Education and Training Details

 

Employment Details

 

Goods or Services Provided

 

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

 

Current, past or prospective employers of the data subject

 

Education, training establishments and examining bodies

 

Business associates and other professional advisers

 

Employees and agents of the data controller

 

Other companies in the same group as the data controller

 

Suppliers, providers of goods or services

 

Persons making an enquiry or complaint

 

Financial organisations and advisers

 

Debt collection and tracing agencies

 

Survey and research organisations

 

Trade, employer associations and professional bodies

 

Ombudsmen and regulatory authorities

 

The media

 

Transfers:

None outside the European Economic Area

Purpose 5

 

Trading / Sharing in Personal Information

Purpose Description:

The sale, hire or exchange of personal information.

 

Data subjects are:

Customers and clients

 

Relatives, guardians and associates of the data subject

 

Data classes are:

Personal Details

 

Family, Lifestyle and Social Circumstances

 

Education and Training Details

 

Employment Details

 

Financial Details

 

Goods or Services Provided

 

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

 

Business associates and other professional advisers

 

Employees and agents of the data controller

 

Other companies in the same group as the data controller

 

Suppliers, providers of goods or services

 

Financial organisations and advisers

 

Data processors

 

Transfers:

None outside the European Economic Area

Purpose 6

 

Information and Databank Administration

Purpose Description:

Maintenance of information or databanks as a reference tool or general resource.This includes catalogues, lists, directories and bibliographic data. bases.

 

Data subjects are:

Staff including volunteers, agents, temporary and casual workers

 

Customers and clients

 

Suppliers

 

Complainants, correspondents and enquirers

 

Data classes are:

Personal Details

 

Family, Lifestyle and Social Circumstances

 

Education and Training Details

 

Employment Details

 

Financial Details

 

Goods or Services Provided

 

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

 

Business associates and other professional advisers

 

Employees and agents of the data controller

 

Other companies in the same group as the data controller

 

Suppliers, providers of goods or services

 

Financial organisations and advisers

 

Credit reference agencies

 

Debt collection and tracing agencies

 

Ombudsmen and regulatory authorities

 

Data processors

 

Transfers:

None outside the European Economic Area

Purpose 7

 

Provision of Financial Services & Advice

Purpose Description:

The provision of services as an intermediary in respect of any financial transactions including mortgage and insurance broking.

 

Data subjects are:

Customers and clients

 

Advisers, consultants and other professional experts

 

Data classes are:

Personal Details

 

Family, Lifestyle and Social Circumstances

 

Employment Details

 

Financial Details

 

Goods or Services Provided

 

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

 

Business associates and other professional advisers

 

Employees and agents of the data controller

 

Other companies in the same group as the data controller

 

Financial organisations and advisers

 

Transfers:

None outside the European Economic Area

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well this is what i have found about nca europe

 

they are purposes 1 to 3

 

 

Registration Number: Z480943X

Date Registered: 06 September 2002 Registration Expires: 05 September 2007

 

Data Controller: NCO EUROPE LIMITED

 

 

 

 

Address:

OLD DOCKS HOUSE

WATERY LANE

ASHTON-ON-RIBBLE

PRESTON

PR2 1AU

 

Other Names:

RISK MANAGEMENT INTERNATIONAL LTD

This register entry describes, in very general terms, the personal data being processed by:

NCO EUROPE LIMITED

 

This register entry contains personal data held for 3 purpose(s)

Purpose 1

 

Staff Administration

Purpose Description:

Appointments or removals, pay, discipline, superannuation, work management or other personnel matters in relation to the staff of the data controller.

 

Data subjects are:

Staff including volunteers, agents, temporary and casual workers

Relatives, guardians and associates of the data subject

 

Data classes are:

Personal Details

Family, Lifestyle and Social Circumstances

Education and Training Details

Employment Details

Financial Details

Racial or Ethnic Origin

Religious or Other Beliefs Of A Similar Nature

Physical or Mental Health or Condition

 

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

Relatives, guardians or other persons associated with the data subject

Current, past or prospective employers of the data subject

Education, training establishments and examining bodies

Suppliers, providers of goods or services

Financial organisations and advisers

Central Government

Employment and recruitment agencies

 

Transfers:

None outside the European Economic Area

Purpose 2

 

Debt Administration and Factoring

Purpose Description:

The tracing of consumer and commercial debtors and the collection on behalf of creditors. The purchasing of trade debts, including rentals and instalment credit payments, from business.

 

Data subjects are:

Customers and clients

Relatives, guardians and associates of the data subject

 

Data classes are:

Personal Details

Financial Details

Goods or Services Provided

Offences (Including Alleged Offences)

 

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

Relatives, guardians or other persons associated with the data subject

Current, past or prospective employers of the data subject

Business associates and other professional advisers

Other companies in the same group as the data controller

Suppliers, providers of goods or services

Credit reference agencies

Debt collection and tracing agencies

Traders in personal data

Central Government

Courts / Tribunals

 

Transfers:

None outside the European Economic Area

Purpose 3

 

Crime Prevention and Prosecution of Offenders

Purpose Description:

Crime prevention and detection and the apprehension and prosecution of offenders.

 

Data Controllers further description of Purpose:

INCLUDES THE USE OF CLOSED-CIRCUIT TELEVISION FOR THE MONITORING AND COLLECTION

OF SOUND AND/OR VISUAL IMAGES FOR THE PURPOSE OF MAINTAINING THE SECURITY OF

PREMISES, FOR PREVENTING CRIME AND FOR INVESTIGATING CRIME.

 

Data subjects are:

Customers and clients

Offenders and suspected offenders

MEMBERS OF THE PUBLIC

THOSE INSIDE, ENTERING OR IN THE IMMEDIATE VICINITY OF THE AREA UNDER

SURVEILLANCE

 

 

Data classes are:

Personal Details

Goods or Services Provided

Offences (Including Alleged Offences)

Criminal Proceedings, Outcomes And Sentences.

SOUND AND/OR VISUAL IMAGES

PERSONAL APPEARANCE AND BEHAVIOUR

 

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

SECURITY ORGANISATIONS

Data subjects themselves

Business associates and other professional advisers

Employees and agents of the data controller

Suppliers, providers of goods or services

Persons making an enquiry or complaint

Police forces

 

Transfers:

None outside the European Economic Area

 

 

???????????????????

 

what's this bit about

 

MISK MANAGEMENT INTERNATIONAL ( THINK WHAT INTERNATIONAL MEANS SENDING DATA ABROAD ????)

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I just spoke to the compliance team up in Cheshire and they say that it's a £35 annual fee to register, no matter how many purposes you register for. he says that FV-1 (who ever they are) have probably just registered their details incorrectly and they can ammend them at any time....shame they'll do that AFTER they shared my details illegally..

 

Hmmm...They haven't got a phone number it seems..Only company registered at that address (as far as a business telephone number goes) are Morgan Stanley.....

Just hate every DCA out there

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RISK MANAGEMENT INTERNATIONAL WWW.RMI.IE Is registered in ireland

 

RMI: Home

-----------------------------------

 

About RMI

 

 

Established in 1993, RMI is a leading, independent provider of Risk and Crisis Management services. Operating from our head office in Dublin and regional office in Bahrain, we have associate offices throughout Europe, USA, Asia and Africa.

RMI is currently retained by 40 of Ireland's top 100 companies and by numerous multinationals operating in Ireland and globally.

------------------------------------------------------------

you all know about nco europe

 

 

nathal vbmenu_register("postmenu_560735", true);

Platinum Account Customer

 

avatar49666_3.gif

 

Join Date: Jul 2006

Posts: 1,041

reputation_pos.gif

 

 

icon1.gif NCO contact details

i have been bombarded by nco who are a dca.

constantly, who are rude and very annoying.

 

these are the contact details in case you need to email them

 

Kirsty Moffat

Collections Manager

NCO Europe Ltd, 3 The Green, Dog Kennel Lane , Shirley , B90 4LA

Tel: 0121 210 1520

Mob: 07917 385 775

[email protected]

user_offline.gifreputation.gif vbrep_register("560735") report.gif

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I just spoke to the compliance team up in Cheshire and they say that it's a £35 annual fee to register, no matter how many purposes you register for. he says that FV-1 (who ever they are) have probably just registered their details incorrectly and they can ammend them at any time....shame they'll do that AFTER they shared my details illegally..

 

doesn't that mean they have committed an offence

 

we need the knowledgable heavies to see the thread

 

 

but how can NCO & that risk Management lot "SHARE" the entry in the database ??

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I'm just wondering how much money you need to have to set up your own business as a 'Sole trader' as FV-1 are and have offices at Canary Wharf in London...Let alone HSBC selling debt portfolio's to this company on the SAME day as FV-1 became a debt collection business!!!!!!!

Just hate every DCA out there

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I just spoke to the compliance team up in Cheshire and they say that it's a £35 annual fee to register, no matter how many purposes you register for. he says that FV-1 (who ever they are) have probably just registered their details incorrectly and they can ammend them at any time....shame they'll do that AFTER they shared my details illegally..

 

Hmmm...They haven't got a phone number it seems..Only company registered at that address (as far as a business telephone number goes) are Morgan Stanley.....

 

I'm just wondering how much money you need to have to set up your own business as a 'Sole trader' as FV-1 are and have offices at Canary Wharf in London...Let alone HSBC selling debt portfolio's to this company on the SAME day as FV-1 became a debt collection business!!!!!!!

is it in the BEST interests of their shareholders

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Amerigo Vespucci | 25 Cabot Square | London | E14 4QA

 

if you click on the above link it certainly will be "FOOD FOR THOUGHT"

 

 

Amerigo Vespucci

 

25 Cabot Square, E14 4QA, tel: 02075130288

 

give it a ring and ask to speak to Francis Vespucci ( i could just be right !!) now i am not one to make a "meal" out of it !!!!

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FV-1 Inc. are not a sole trader, they are an incorporated company owned by Morgan Stanley.

 

If that's the case, shouldn't they be registered with Companies house- isnt Inc an 'americanism' for Ltd ? Fv-1 are not registered with companies house.

Just hate every DCA out there

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tlusnoc

 

thanks for that

 

 

Rip Off Report:WILSHIRE CREDIT CORPORATION ripoff PORTLAND Oregon

 

thanks above is a "muck spreading " link to a site called ripoff.com

 

they are indeed officially "yankee ddodle dandies"

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tlusnoc

 

thanks for that

 

 

Rip Off Report:WILSHIRE CREDIT CORPORATION ripoff PORTLAND Oregon

 

thanks above is a "muck spreading " link to a site called ripoff.com

 

they are indeed officially "yankee ddodle dandies"

 

So HSBC are selling debts to an american company that are not registered in this country ?

Just hate every DCA out there

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Guest tlusnoc
So HSBC are selling debts to an american company that are not registered in this country ?

 

FV-1 Inc. are registered with The Information Commissioner's Office, therefore that is what counts. You don't need to be registered with companies house to trade in the UK.

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FV-1 Inc. are registered with The Information Commissioner's Office, therefore that is what counts. You don't need to be registered with companies house to trade in the UK.

 

CAN YOU PLEASE GIVE US THE POSTCODE to check this out or the "official " name they are registered under thanx

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Guest tlusnoc
CAN YOU PLEASE GIVE US THE POSTCODE to check this out or the "official " name they are registered under thanx

 

Not sure what it is you want, as you have already checked out that they are registered with the ICO.

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  • 1 month later...

hello im not sure if what im writing is at all related to what you guys are on about,but i owe hsbc alot of money from way back, ive had metropolitan after, until yesterday i recieved a letter in the post from a group called nco,they write....... "we have been instructed by our client FV-1 to recover the out standing balance of £1589 previously owed to hsbc", they give me a payment hot line for them selfs and a contact number for FV-1 which is 0870 152 5680.

i phoned nco and asked if the debt had been sold on (becos im currently trying to get back all my unfair bank charges from hsbc,which is just over £1100, and i dont want hsbc taking that money to pay my debt.....i have other debts to) a bloke told me, the debt had been sold on to fv-1.

does any one know the likely hood of my getting my money?? xx

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It may helpful if I suggest that while "FV-1 Inc" might be a trading name of "Morgan Stanley" in the UK and that the ICO Register shows both at the same address (25 Cabot Square), and furthermore while "FV-1 Inc is not an incorported company with Companies House in Cardiff, I understand that the trading name of "FV-1 Inc" should be listed as an authorised name on the Consumer Credit Licence of Morgan Stanley (whatever incorporation title i.e "International Limited"). A search of the Public Register of Consumer Credit Licence holders at the Office of Fair Trading Consumer Credit Licensing Buruea my produce some interesting information. Hope this helps. A Well Wisher.

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