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matt-man
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Hi all

 

In the process of claiming against A & L, Cap 1 & HBoS but have just added up my charges from RBS and they totyal £266 in just 6 months!

 

Anyway if i send out a claim to them will they close my account? I know A & L was doing so but got there legs slapped for it but has it happened to any RBS customers?

 

Cheers

Matt

19/02: S.A.R - (Subject Access Request) sent to A & L

20/02 S.A.R - (Subject Access Request) sent to HBoS

20/02 SAR sent to Capital One

21/02 Prem letter sent to RBS for £304

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Hi all

 

In the process of claiming against A & L, Cap 1 & HBoS but have just added up my charges from RBS and they totyal £266 in just 6 months!

 

Anyway if i send out a claim to them will they close my account? I know A & L was doing so but got there legs slapped for it but has it happened to any RBS customers?

 

Cheers

Matt

Look in the RBS Successes section - I don't think any accounts have been closed (but don't quote me on that).

Request for statements sent 1/2/07

 

Statements received 10/02/07

 

Prelim emailed and posted 15/02/07

Prelim email received 15/02/2007

Prelim letter signed for 16/02/2007

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Cheers, i will send out the excel spread sheet today along with my Prem letter.

From a few threads i see they pay up quite quick.

19/02: S.A.R - (Subject Access Request) sent to A & L

20/02 S.A.R - (Subject Access Request) sent to HBoS

20/02 SAR sent to Capital One

21/02 Prem letter sent to RBS for £304

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Right, just typed out my prem letter and did my spread sheet. Total claimed is £304, i missed one failed DD earlier!

 

Anyway down to the post office later so 14 days and ticking!

19/02: S.A.R - (Subject Access Request) sent to A & L

20/02 S.A.R - (Subject Access Request) sent to HBoS

20/02 SAR sent to Capital One

21/02 Prem letter sent to RBS for £304

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  • 2 weeks later...

Crickey, doesn't it take ages waiting?

 

Still nothing from them. I see from other thread that some people phone up tommy or sue and get offers of settlements over the phone, is that worth a go at this early stage?

19/02: S.A.R - (Subject Access Request) sent to A & L

20/02 S.A.R - (Subject Access Request) sent to HBoS

20/02 SAR sent to Capital One

21/02 Prem letter sent to RBS for £304

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Matt, main thing is be patient!

 

It really isn't THAT long. Your claim is so small (for them I mean, in comparison to some they have to concentrate on) that they are not going to want it to get as far court so it WILL settle early.

 

But bear in mind the many thousands of people they are dealing with, it does take time and the deadlines are there for them to stick to.

 

Process will take a month tops, you probably won't get a response to your prelim, only once your LBA has gone in will you receive a response (I'm assuming).

 

It's only been a week, give em a chance hee hee :D

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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I just had an offer for the full amount in the post today!!!

That was mega quick, i guess for the smaller claims they are just clearing them out the system quick!

Anyway cheers for you guys who helped me out with advice, your the best!

Once it's in my account i'll send a donation!

 

Matt

19/02: S.A.R - (Subject Access Request) sent to A & L

20/02 S.A.R - (Subject Access Request) sent to HBoS

20/02 SAR sent to Capital One

21/02 Prem letter sent to RBS for £304

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There ya go!

 

Good news, congrats!

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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