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    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject.   My original  CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  So at a loss as to why the sudden loss of response from them.   Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hedgey v NatWest **WON**


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Brekkie???? Oo er.......... let me think!!!

 

I'm thinkin............... two lightly poached eggs, plopped onto a rather fluffy piece of toasted wholemeal, with a smidgen of malden sea salt and coarsely grated black pepper!!! ;)

 

Couldn't possibly be so coarse as to add brown sauce 'eh???!!!! :D

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Hope thats not EX BANK. xxx

 

Lol........... naughty fendy!!!!!!!!!! In naughty mode tonight......... and why the blo*dy hell not 'eh!!!!!!!!! xxxxxxxxx:D

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egg and chips:D

 

For brekkie?? Anyone'd think you was from Salford you dirty s*d!!!!!!! :D :D

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Bacardi is my downfall..... so I have been told

 

Nah......... it's just that other peeps don't get us when we're on it!!!!!!!!! xxx :D

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Kidneys on a fry up?? Chard, I'm gettin' worried about you hun!!!

 

It's gotta be: (in order)

 

2 fried eggs

2 rashers of bacon (gotta be dry cured though - none of that watery crap! failing that - slice of gammon!!!!)

2 big fat butchers sausage

big lump of black pudding

fried mushrooms

grilled tomatoes

beans

hash brown(s)

piece of fried bread

thick white bread and butter!!!

 

What'ya think!!!! Personally, I think........ gizza plateful!!!!!!!! xxxxxxx:-D

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Oh good, nice to see we're getting some new and interesting recipes then!!!! Plopped down of a piece of wholemeal, thats just what my mate Nigella would advise........

 

Yer know it makes sense!!! :grin:

 

Check out me fried brekkie recipe above............. watcha think!!!!! :grin:

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wendy what u trying to say about us brummies!?................

 

hedgey i had the same thing with them idiots as well.....ignored everything til i filed into court then offered me about 2/3rds!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Kidneys on a fry up?? Chard, I'm gettin' worried about you hun!!!

 

It's gotta be: (in order)

 

2 fried eggs

2 rashers of bacon (gotta be dry cured though - none of that watery crap! failing that - slice of gammon!!!!)

2 big fat butchers sausage

big lump of black pudding

fried mushrooms

grilled tomatoes

beans

hash brown(s)

piece of fried bread

thick white bread and butter!!!

 

What'ya think!!!! Personally, I think........ gizza plateful!!!!!!!! xxxxxxx:-D

 

 

Yes but the hash browns you can keep, and wats with the "2 big fat butchers sausage" ooerrrrrr :S

NatWest settled in full :D now is the time for A&L

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AlienVsPredator.jpg

NatWest Vs Chard

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I only went to put the kettle on, and we've moved onto food..... Bacardi, Lime and Soda, not too much lime and loads of ice..... and you're right Hedgey, they don't understand us !!!!! and Enaid, yes falling down on them is a side effect one must learn to live with !!!

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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I'd like to say followed by a kebab, but I am originally from Deepest Devon and kebabs took years to make their way there, !!!

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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I know we are out of hours in the banking world, but can I ask a quick question. This morning I missed the postie and she left a card that said they couldnt post, cos there was no postage on it.. what is the chance do you think of this letter being something interesting?

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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Lol........you lot are the absolute bees knees!! You really are and don't ever let anyone tell you any different!!!!

 

Fend........... we's gotta hold our tummies up in the name of duty every now and then - cos our fried brekkie's our national dish!!!!!!!! Lol!!!!!!!

 

Chard............ I'll let you off with the sausage as long as you eat everythin' else!!!!!!!!

 

And archer and standinupfor myself............ love you both!!!!!

 

In fact ............... love you all - you're all 'mint' as my twinkies would say!!!!!!!!!!!! xxxxxxxxxxxxxxxxxxxxxxxxxxxxx :p

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I know we are out of hours in the banking world, but can I ask a quick question. This morning I missed the postie and she left a card that said they couldnt post, cos there was no postage on it.. what is the chance do you think of this letter being something interesting?

I think no postage means someone is expecting you to pay it! hope I'm wrong but check before you sign ok Enaid

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Why?

 

Because I am currently trying to do some work, and I have enough trouble stringing two words together at the best of times, so while I am working I need to be in full control of my faculties (well as much control as is possible for me!)

 

I need to be able to keep a conversation flowing

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