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    • go do a Direct Debit Guarantee Clawback to your bank if you've now got control of his bank account finny.
    • Hello, Just to check I understand things right, he moved to a nursing home, you then kept paying the rent for a period of time whilst you sorted his belongings. You have asked to give notice and asked for backdated payments of rent from when you first asked which went ignored? They are still taking rent payments.   Have I understood correct?   If I've got anything wrong please correct me.
    • I contacted Sanctury housing in August 2023 after informing them my father in law who had Dementia had moved into a Nursing home December 2022. We kept the flat for 8 months until such a time we could accomodate some of his furniture that my wife wanted to keep. I contacted them in August 2023 to let them know the situation by email as I was the named person that could speak on his behalf. I informed them that we had left it to late for POT and were seeing a solicitor for Deputyship of his financies. I asked them what information would they need in order to give notice on the flat and we could provide details of his condition and nursing home. This went ignored I left it a month and then called them October 2023. I was promised a call back from a manager over the next few days. This never happened and it was end of November when I contacted them again and they had no record of me calling them. I explained the email and again I was told the local manager to the area would call me. This never happened and I ended up emailing them in January 2024 with a copy of the email from August. Again this went ignored and I had explained to them that we couldn't just go to the bank and stop the DD as we had tried. This email again went ignored. I then had a letter written to our home address in February asking us to get in contact with them (local manager) as they were concerend nobody was living in the flat. He had an email address so I copied in the last 2 emails to say I had been trying to give notice since August 2023. I also stated that I would like the rent that was paid from August 2023 refunded back to his account as I had officially tried to give notice then and it went ignored. He replied to us about wanting to look at the flat then notice could be given once he had contacted the nursing home to confirm he was actually living there now. Notice was giving for the 22 March 2024 and this would be when rent would stop and no further payment would be taken by this point. The fact I asked to be back dated went ignored. I have since noticed on 2 banks statement for April and May that they are still taking Rent payments of £501 from his bank. Further to this which seems very strange. He was with Eon Next for his utility bill again we were having problems getting this stopped as they needed a named person on his account which there wasn't one despite me managing his online account for him. I didn't check the email address that often that I used to set it up and went to check as noticed the credit he had built up with not living there was all getting refunded in February. The email said £600 would be refunded to his account with a (sorry you are leaving us message) but how can he leave as nobody but himself had access to speak with them. I also noticed the lady in the flat above him had a letter from her bank sent to his address with his address details but his name which was dated 4th March well before we had given notice and it said (thank you for giving us your new address details) we have set all this up for your account.   So Sanctuary housing must have been aware he wasn't living there from the ignored emails for the lady above to start changing address details to move into his flat before the housing manager had even got in contact to ask if anyone was living there. What I basically want to know his do we have any legal standing to claim the rent back from when I first contacted them in August 2023? There is roughly £3000 to come back  
    • lowell letter = we've mugged you once - why are you not paying this other debt....😎
    • i see you are posting this all over the internet too. here you say it was returned by the safety camera dept UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please? WWW.FTLA.UK UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please?  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Ginni vs Halifax - settled in full


ginni
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Yes. If you send to that address, then it should be routed through to the right department.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

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I wish I were. :lol: :lol: :lol:

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

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There is another post that I has just read - the owner of that post called the general number and made the request on 27th Nov, 28th Nov had £5 charge debited from the acount and believe either 2nd or 4th Dec rec'd all statements for the last 6 years...

 

Try calling them - 0845 7 20 30 40

 

Survivor:cool:

If you found my advice to be useful, then please click the scales to the left - Thank you.

 

Halifax - 13/01/2007 - Prelim sent

Halifax - 27/01/2007 - LBA

Halifax - 19/02/2007 - Filed N1

Halifax - 21/02/2007 - Telephone call from Halifax offering FULL SETTLEMENT (inc costs & 8% s.69) - RESULT!!

 

Advice & opinions given by Survivor are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I advise you to keep all your dealings with the bank in letter form, and keep copies of all your letters and all the replies.

Then you have written proof of what has been said.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

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  • 1 month later...

I posted Halifax my 14 days letter at the end of last week, and they've responded with commendable haste - but the letter I have is probably a fairly standard 'we're sorry you're not happy, we'll deal with your complaint within 4 weeks'. What do I do now? Do I wait for 4 weeks from the date of the letter, or can I hurry them up?

 

Thanks

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Might have already posted this reply so sorry if I duplicate it.... Im in a similar position. Sent prelim letter giving 14 days and got the same standard responce 4 weeks etc. Posted thread for advice and was told to stick to my guns, 14 days after prelim letter if no positive responce send LBA giving another 14 days then if still no responce its Court. It is your money. Stick with the system as it obviously works. Next step LBA!!! good luck

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its your claim - stick to your timetables is the general response from people who have been successful!

S.A.R - (Subject Access Request) sent (Recorded Delivery) - 28 December 2006

S.A.R - (Subject Access Request) Acknowlegdement received 6 January 2007

Statements received 10 February 2007

Prelim sent (Recorded Delivery) - 13 February 2007

Prelim Received - 14 February 2007

Prelim Acknowledgement received - 20 February 2007

LBA sent (Recorded Delivery) - 1 March 2007

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  • 3 weeks later...

We received a letter from Halifax today saying the usual about the charges being legal, etc, etc, but as a gesture of goodwill they'll offer us GBP 806 (sorry, my pound sign isn't working) - our claim is for GBP 907. It's a better offer than I expected.

 

What do I do now? I'd obviously like the GBP 806, but I'm keen to get my other GBP 146 too. There's a form in with the letter which I'm meant to sign saying I agree to this as full and final settlement.

 

What should I do? Is it worth pursuing them for the rest? Would court fees negate the extra money I would get by having my claim succeed in the small claims court?

 

Any advice appreciated.

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It's a difference of £101 not £146 between your figures?

 

I would ring them up, they sent me a letter offering £706 and I settled for £786 after negotiating on the phone with them, they did tell me though they would not pay interest.

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I've had an offer from Halifax but want to go for the whole lot. My plan is to write back and point out how much I'll be asking for in interest in the small claims court, as I'm pretty sure it's more than the shortfall between my claim and their offer (weird logic there!). Is there an easy way of working out the interest on each charge or is it pen, paper and calculator?

 

Thanks

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After my thread the other day, I called Halifax and queried why they'd offered me so much (95% of my claim) but not the whole lot. The lady I spoke to agreed the last 40 pounds there and then, and my account should be credited in 7-10 days.

 

It went like this:

DPA letter - 13th December 06

Statements received - 16th January 07

14 days letter sent - 18th January 07

'We'll look into this and get back to you by 12th of never' letter from Halifax - very early february 07

'You haven't responded as I like, have 14 more days or I file in court' letter - 5th February 07

Partial offer from Halifax - 14th February 07

Phoned Halifax, settled in full - 16th February 07

 

I'm so chuffed :)

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Well done ginni ---- happy spending!!!

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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