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    • By not sticking to the deadline which you set you have lost credibility. Your letter of claim becomes one of hundreds of others which they receive and which they put in the bin because they think that you are just bluffing.  
    • 05.05.24 Ever so sorry if I have entered this in the wrong part of this website.   My grandfather is in his 70's and retired.  He asked me to help him find a work pension that he was paying into when he was working. From 1967 - 1982 he worked for a Fabric Dying Company, Celanese, Spondon Derby UK. I have already used the GOV.uk Trace Pension Scheme. It listed a few pension companies : Akzo Nobel (CPS) Pension Scheme formerly Courtaulds Pension Scheme.  I do not fully understand how this works but I think this scheme is administer by a company called Willis Tower Watson. We have called this company, got through to the pension department submitted all my grandfather's details (D.O.B. , N.I. no. etc.) but that agent tells that they have no record of my grandfather and ask what is the name of the pension scheme. Here is the problem, his home was burgalled in 2005 and a briefcase which contained his legal documents was stolen. So he does not know who was the Pension Scheme company. I have a this phone number 01332 681 210 for Celanese but it just rings and never gets answered. So I am asking for help if anyone can tell us where we can try next. I am also hoping for a massive long shot that one of them members on this website, worked for or knows someone who worked for British Celanese Spondon Derby and could tell us of any pension company. Thanks for any help.
    • Well I sent them the letter of claim, the only responses so far was a few emails reopening the claims on the parcels where they asked for information such as proof of value (which I get) but other things like photos of the parcels, which I haven't got as I never took photos of them. It's been well over the 14 days since I sent the letter now anyway, so what do you think I should do now?
    • Know it has already been answered, but? Does not explain why JCI has registered a different default date when they get the information from the original creditor, Virgin
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JulesRamone Vs Abbey and Nationwide


JulesRamone
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I agree with Bigmac that filing at court "shouldnt" be necessary but I think that it "might" be necessary, obviously, it is your choice which route you go down, I was just giving my opinion and to be honest, a whole lot of different scenarios are likely. No one really knows just yet what is going to happen, the defence of the banks will be available in the next few days and we will be able to see them and work out how they are going to go about it.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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  • 5 months later...

Hello,

 

I've got behind with this whole situation. THere's doesn't seem to be much on BAG on the famous ruling about legality of bank charges. I thought it was happening in March/April. Are we supposed to individually challenge the stay on our particular court claim or is there a collective appeal against the stay. And anyway, when is the ruling supposed to be due???? Have the banks won???

 

I'm skint and I'm thinking of just going for the 65% they've offered me, which is still a grand, basically. Is there any point in sticking out for the other five hundred quid (ie not admit defeat!).

 

WHAT's going ON people?!?!

 

Any enlightenment very welcome as always. (I may have missed a big post on the main BAG board right under my nose, maybe someone can direct me. Also I haven't seen anything recently from MoneyBox on R4 or from good ol' Martin Lewis on Jeremy Vine... actually I'll check out his website).

 

JulesRamone

N1 claim for about £1500 from Abbey... 5/6/2007

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Thanks BMvs

 

I'm biting my nails as I've been waiting for the cash for ages now, and have some bills to pay...

 

I don't think I ever got a court date... I made the claim okay, but the OFT thing happened just as I was going to ring up and get a date. Do I need to have one already or is that irrelevant? I'm a bit concerned that having left it and not got a date for a few months (I've been moving flat for weeks since Christmas) that that might invalidate my claim--which otherwise has all Ts crossed and Is dotted.

 

Thanks again,

JulesRamone

N1 claim for about £1500 from Abbey... 5/6/2007

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Just looked at the OFT website

 

The Office of Fair Trading: Personal current accounts - UTCCRs investigation and test case

 

It says the ruling is expected in July... quite late for poverty-stricken person like myself.

 

If I appeal against the stay, would it mean I could get a result quicker than waiting for the ruling?? I NEED that cash dudes!

 

JulesRamone

N1 claim for about £1500 from Abbey... 5/6/2007

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Okay, I just called to ask about taking up their offer of 65% which has expired...

 

And they said that applications to court for a stay to be lifted with or without a hearing are resuling in the appeal being unsuccessful... AND the solicitor I spoke to for Abbey said that they are successfully applying for costs for sending their barristers to the hearing at two hundred and fifty quid a time. That's on top of the seventyfive or forty quid to make the appeal in the first place. Perhaps all of it recoverable if the OFT finds against those pesky banks. Have I got all this right?!

 

Let's hope the judge finds against the banks in July, or else this has been the bit of a wasta time.

 

JulesRamone

GIVE ME MY FLAMING CASH--I'm SKINT!!!

N1 claim for about £1500 from Abbey... 5/6/2007

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Well firstly, I havn't heard of ANYONE having costs awarded against them for going to court to have the stay lifted, by the same token I have yet to hear of anyone and successfully having the stay lifted. Obviously it is your call, but I doubt that it will be lifted should you apply.

 

Sorry, I know that this is not the news that you want to hear

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Is it just me or is the Abbey customer services line operating some kind of deliberate queueing delay so that you pay more in 0845 costs????!!!

 

Every time I call I have to put in my sixteen digit visa number, then my birthday, but it always says there's a problem, and it takes five minutes to get thru...

 

I think I'm turning into Victor Meldrew...

N1 claim for about £1500 from Abbey... 5/6/2007

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Perhaps U MAY like to use your waiting time constructively JulesRamone??

Try researching further CONTRACTUAL INTEREST for the Claims that U have still yet to File at Court...;)

Here's a couple of links to get U started...

http://www.consumeractiongroup.co.uk/forum/show-post/post-1265418.html

http://www.consumeractiongroup.co.uk/forum/general/54212-do-i-have-accept.html

 

 

...:)

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