new attack on Lloyds TSB

[thenaylortribe]

Right..good evening everyone!

I am NOW fed up to the back teeth with LloydsTSB and they're f@@king bank charges!

Started the process again after chickening out a while back..letter to gather data sent today!

 

Please tell me I'm doing the right thing!!

 

Lee

[Michael Browne]

Welcome.

 

First and foremost, before you start please have a thorough read of the FAQs. This is a must, no excuses. There’s a Step by Step guide here too. You should print these out to refer to later, so as to avoid having to ask basic questions.

 

You need to spend 2 or 3 days gradually getting your head round everything.. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily. Here’s one to start with, which you should find useful later:

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html

 

There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time

 

This is a self-help forum and you must be prepared to put in the time and effort required. It’s your claim, your money and you cannot expect others to do all the work for you.

 

Then look at other threads in your bank’s forum, so as you know what you can expect to happen. At the top of each bank’s forum is a Successes forum where you can follow previous claims against your bank from start to finish.

 

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help. Always stick to one thread, so people can see what you’ve done so far and therefore can give you better advice.

 

The FAQ’s, Step by Step Guide and all the info to get you started is here:

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Finally the Moderators and Site Helpers are having to spend far too much time dealing with unnecessary and avoidable errors in claims caused by impatience, ignorance or just plain laziness. If you don’t know what to do next, ask. If you don’t understand something, ask. It might be a dumb question, but it’s a lot easier to sort out than a dumb mistake.

 

Good luck

[hellhasnofury]

Hiya,

 

Don't be chicken, just follow the step-by-step instructions and you will win. There are so many of us, united in taking on the banks, and with that power we will all win. Don't look at the banks as powerful and always right. Look at them, making large profits and fatcat bonuses from vunerable people, who are sometimes ignorant , too trusting and busy working hard for their wages. They have unlawfully taken your money and it is only just and fair that they give it back to you. They don't want to and will give you the pun 'that I was your own fault because of the way you conducted your account,blah,blah!!!!! You may have to take them to court, but bear in mind they would have to disclose how much it does actually costs them to refuse to pay your DD when there is insufficent funds in your account. Not £35 I think!!!!

 

The banks love people who approach them for bank charges and then don't follow it through. YOU MUST DO THIS.

[thenaylortribe]

Thanks..It's nice to know that I'm part of something much bigger than just me..