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    • First of all it sounds as if your retailer is very decent and very responsible. This itself is unusual in these kinds of circumstances and I think we need to bear this in mind. The guarantee is not particularly relevant and in fact the dealer had a statutory duty to exercise a certain responsibility for your computer – probably for several years as their obligation under the consumer rights act. The dealer may not have known this and it simply acting out of a sense of moral responsibility and that is even more noteworthy. You've already suggested earlier that you didn't really want to cause problems for your retailer. I think that you will need the help of your retailer as well in order to get information and evidence. I suggest that you proceed against DPD – but before you do that – I suggest that you have a discussion with the retailer. Tell them that this is what you are going to be doing and you would like to have a copy of anything they have which relates to the special instructions which apparently your dealer has already informed you about in relation to where item should be left. Secondly, maybe you should tell your dealer about this site and also about this thread. I can imagine like many dealers who are frequently sending items by means of couriers, they have had things go missing. Tell them that we will be very happy to help them recover money for lost or damaged or stolen items – and that is regardless of whether or not they have purchased insurance. Apart from being very pleased to help your dealer recover items which have been lost by irresponsible parcel delivery companies, I think we need to encourage the complicity between you and them so they will be pleased to support you in your claim against DPD. It will be helpful if you can get a copy of the instructions that you have referred to above, and also if you can get some written evidence of your own instruction that your laptop should be left in a safe place. Have you done the reading on this sub- forum? You will need to do lots of reading of many of the similar stories on this sub- forum. They won't necessarily be against DPD but the principles will broadly be the same. Also read the pinned topics at the top of the sub- forum in order to understand many of the principles involved. Getting your money back but be quick – but your chances of success are better than 90% that you can bank on it taking anything up to a year. Have you got anything in writing from DPD either refusing you or telling you that they won't discuss with you?  
    • Thank you for telling us the text of the letter you had from the police. As we don't seem to have come across this before, it would be really useful for us to see the original please. HB
    • Pasco has recalled 104,000 packs of sliced bread after rat remains were found in at least two packs.View the full article
    • UPDATE I went rooting through an old box of paperwork I have and I've found the original Default Notice. It is dated **/**/201*, however.. The copy of the Default Notice that they sent with the LBC has a completely different date on it 😮 Can they issue 2 default notices for the same debt? Where they have changed the date on the copy, they have also changed the amount owed through failed payments and how much is required to be paid by a certain date. In addition, they sent (with the 1st LBC) a copy of the termination of the agreement, which I cannot find the original. However, the termination date is 3 days after the date given on the (doctored) Default Notice, by which monies are to be paid by. So, they gave until the 'x' date to pay the arrears, then terminated the agreement 3 days later. I bet a dollar to a dime they've doctored the termination date also.
    • Having looked through the paperwork, I note they have sent 3 seperate LBCs. Two are in the name of FCA Automotive (1st one issued 21 Jan 2020, 2nd one 21 Sept 2022) and the last one (issued 12 Sept 2023) is under CA Auto Finance UK Limited. In the first one, they did send a copy of the default notice, but this was not sent with the 2nd LBC and neither was it sent with the last one either. .  A quick look at the default notice and I see it states the agreement start date was not the same day as the original agreement was signed. It's a day different but do not know if that makes any difference. Also, I note we received a letter on the 16 Nov 2023 which states of a 14 day notice of intention to issue claim form. Heard nothing since that, until this court claim arrived. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Toni V Abbey


tonif
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I posted my spreadsheet to them the day after I made my claim online requesting that they add it to my claim. It states on MCOL that the claim is being transferred, I'm guessing to my local court.

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Ok so now the case has been transferred to my local county court. In the letter from Northampton it says

'IT IS ORDERED THAT:-

1. The filing of an allocation questionnaire be dispensed with in this case unless the District Judge at the court of transfer orders otherwise.

Do I now wait to see what my local court send me or start my court bundle?

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  • 4 weeks later...

I have called the court today and they have sent out the AQ. Best to read up on that now!! I was so hoping to get this all sirted by now.

I was wondering if I should contact Abbey and see if they want to settle now, does anyone have any advice on this?

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Ok got the AQ today but confused as to amounts to claim now.

Abbey refunded £1190 of charges after I put my claim in but also the following month they refunded around £200 which were listed on my bank statement after each charge ie Charge £25 then a charge refund of £25. If I take into account refunded charges after the claim date then souldn't I take into added charges since then as well.

The original refunds where all listed as a long list on my bank statement but with no referance to which charge (ie dates) it was a refund to.

I have sent an email to Inga requesting a settlement before I file my AQ and the added costs of the court bundle.

Please help, I really am lost about how much I can claim for now.

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Help again, I have received a reply from my email to Inga.

 

Dear Toni,

Each case is determined on its individual merits after a complete reconciliation of accounts. You should not assume that your case will be handled the same or similarly with any other claimant's case. Abbey National Plc is constantly receiving updated legal advice in line with legal developments. Should you wish to pursue this matter, I respectfully invite you to forward an offer of settlement.

Kind regards,

 

Inga Kirkman

Senior Associate

Solicitor, NSW

Do I just reply with how much I want? ie Claim + court fee + 8% interest.

I had just copied my AQ and Draft Order for Directions, and latest spreadsheet of charges ready to post off to them.

I was hoping to send them copies before I filed my AQ to give them a chance to settle.

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Is there a template for an offer of settlement email that I could use? I don't want to shot myself in the foot if they delay and the costs go up when I file my AQ etc.

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toni- hi looks like your at the same stage as me.got my aq today.emailed inga y`day asking for about 80quid less than my claim pointing out the savings to abbey to settle now(altho i did get 65%offer with the defence which i also declined.)

i couldnt finf the exact thing on a template but adapted the rejecting offers no.6 letter.why not write it yourself and post it on here for comments.Still waitning to hear from inga.good luck to us both.:)

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Ok this is my reply to Inga

Dear Inga

Thank you for your prompt reply, I would be happy to settle at this stage for £4815.60. This figure is for the bank charges listed in my claim taking into account the refunded charges that I received on 03/05/2007, interest at 8% and the court fee of £250.

This figure will only be acceptable before the Allocation Questionnaire is filed. After the N150 is filed there will be the added expenses of £100 for the Allocation Questionnaire and also any costs of preparing my court bundle and any other extra costs if they arise.

I also attach a copy of my Draft Order for Directions that I propose to file with my N150.

I look forward to your prompt reply.

Yours sincerely

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hi this sounds pretty good.the only thing id alter is to actually give them a deadline to respond ie 24hours to contact you or similar, depends how quick you want to file the aq. best of luck will let you know if she replies to my email(which address did you send the previous one to?)i used [email protected] WAS that the right one?!thanks.

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Yes I sent it to that email address but she replied from [email protected]

Guess what? I sent the above to her at 10.36 today and I received the following at 10.56

 

 

Without prejudice"

Your offer is accepted. Payment will be requested today and paid into your account (if open) or posted to you. Payment is made without admission of liability and in full and final settlement of your claim.

Kind regards,

 

Inga Kirkman

Senior Associate

Solicitor, NSW

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thanks, and very well done thats fantastic. think ill resend to the ashurst address.remember dont drop the case toilk the cheque clears!! hope to see you on the success thread soon.

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Thank you, I have replied to the email,

Thank you for your very quick response. I am happy to receive this settlement into my Abbey account. Can you please give me an idea of how long it will take to reach my account.

I will contact the court to withdraw my claim when the payment has cleared in my bank account.

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Well it happens to be my birthday in 4 weeks and Mum's taking up to London for a show and tea at the Ritz so I may have to buy tons of clothes!!!!!

In reality it will go a long way to clear my debts that the charges put me into in the first place.

Good luck with yours, it may be worth sending an email if Inga's in a settling mood this week!

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Woohoo the Ritz, very pooosh:D !! Well have a tea on me!!

 

As for emailing Inga, I did, asking for a settlment before filing AQ.

 

Promptly got told to go serve my papers elswhere!!:rolleyes:

 

Didn't even read my email thoroughly!

 

 

Hoohum, be filing my AQ on Thursday!

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Bad luck you must have got her on a bad day!

I will think of you when I have my first cream cake.

 

I will still be around here when I've got my money, it's great to be able reassure others through their battles. Don't worry I get an email when your thread is updated so I'll be with you all the way till you get your fortune as well!

x

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