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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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delta6370 v Natwest **WON**


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they may not be willing to give out email addresses, but other people have got them, so there must be a way. keep us posted. Enaid

An hour I'd give it 2 don't think them peeps start at 9 :D

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Point taken! will leave it till about 10ish.

 

Gotta sit and take those interest applied transactions out of the spread sheet to see what we are looking at, but I want all my court costs! (kids had to starve cos of them!)

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Well I have just sat and worked it all out, on current figures I reckon that we are talking about an additional £150+ in interest by the time the court date comes,(that's if I have worked it out right!) so if I propose making it a nice round figure now (by droppin a couple of squid off the amount as of today, then that should save them a tasty amount.

 

I just want my money :(

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Hi Delta,

 

the e mail address is always.

 

First name then dot, then last name @cobbetts.com

 

So just find out who is dealing with your case and bobs your uncle, you have an e mail address for them.

 

All the best, I found negotiations with them very easy indeed. They were actually very likeable on the phone, regardless of the stroppiness and delaying tactics by regular mail. Lol Lol. Best of luck Delta.

 

Fendy xxxxx

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Well I just phoned them, got through to the nice lady that is dealing with my claim, she had a look on the system and they have referred back to Natwest to see what they want to do, so are they are waiting to hear from NW to see if a settlement is on offer or if they want to proceed to court.

 

She did say that obviously it was in the best interests of everyone not to let it get to court, but their hands are tied until they hear from NatWest.

 

So do I sit and wait to hear something more from Cobbetts or do I take the bull by the horns and contact Mr Higley's office? (or someone else at NW)?

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Lol Lol Lol. Soz Delta.................... it worked for me, thats all I was thinking. I know for fact they prefer to settle rather than have to turn up at court, but they will only negotiate by phone, based on the fact you have to be fairly close to your court hearing date. They wont entertain it if youre months off............ only if youre date is almost there. Sorry, but Im sure the call will be worth it Delta, but give em a week to get back to you with an answer...................... thats the worst bit. Waiting. xxxxxx

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Last person i spoke to at Borehamwood said Mondays were a nightmare- everyone phones to check progress etc....so you could be on hold for ages....wouldn't it be better if they played some nice music instead of that annoying message????

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Just got through to a lady called Helen, she says that cos I rejected the offer (the one that came a week after I filed at court), that it is no longer a matter for the Customer Relations dept.

 

Discussions are now between Cobbetts and the Litigation Dept and she doesn't have a number for the Litigation dept!

 

Ok so what now?

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  • 1 month later...

Update so far, have phoned Cobbetts a couple of times to try and settle, but all they can say is that it has been passed back to Natwest for direction.

 

Sent an email last week with a final offer on settling before court, but didn't hear anything back, which has annoyed me as I did ask who they want the court bundle addressing to.... all I got was a 'such and such is dealing with your case and will revert to you'

 

So have spent a happy couple of hours doing my court bundle this am, have two copies all done, but have run out of paper, one going off the Cobbetts tomorrow, the other one going upto court on Tuesday, and then we are only 2 weeks away from the hearing.

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Well doing the court bundle was a waste of time, as I received an email last night (that'll be Monday night) offering me the full amount as full and final settlement and without liability etc etc.

 

So of course I sent an email back saying yes I will have some of that thank you.

 

And have spent the rest of the night getting slightly piffed on a bottle of wine!

 

I winned I winned

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CONGRATULATIONS!!!!

Well done Delta.................... another great win! Enjoy your hard earned winnings when they arrive - and don't forget to have a drink on natwest!

Best wishes, hedgey xxx :-D :-D :-D

 

Don't forget to complete the bank survey.............. and a small donation to CAG would be nice if possible :-D

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Thanks Hedgey, only just rolled out of bed, but then it was 2.30am when I dragged my butt up there.

 

Mental note to self.... drink the wine by the glass not the bottle!

 

Just waiting to hear if she has received my 'thank you, get the cheque in the post' email.

 

Could have done with this on Friday then I wouldn't have gotten my court bundles done!

 

Ooooh I need another coffee

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Ouch.......... hangover time!!!!

 

Never mind Delta............. you've waited long enough to celebrate, so enjoy it all you can hun! I'm really chuffed for you - you deserve a nice treat for yourself after all this xx ;)

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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