Jump to content


  • Tweets

  • Posts

    • “Not realising it was a no parking zone” doesn’t help you if the timing is correct, as (at least, on Google Maps / View) there is clear signage ('7am to midnight', parked at 15:22) What might be worth pursuing is the "ticket handed to driver" aspect : do you have any view on why they would be  stating that?
    • it's 85k of turnover (well, now £90k). However, you're digging yourself into another hole here. That ship has probably long since sailed. Is it worth pursuing this? You're not going to get anything back from it either way.
    • Hi,   A few pointers from yesterday to take note of evris cpr 27.9 failed again so we should really make issue of this also their WX fail to comply with CPR so again we should take issue with their statement of truth  you cant get tort if you get damages under subsection 7 of CRA because its double recovery  - not sure what we think of this? however its the first time i saw the judges make reference to your non automatic rights from s49 which s54 and 57 assist with. We should start stating this specifically for claims as I think its much better than just 49 and 57 as we need to make it clear where our non automatic rights come from as 54 automatic frankly dont help  I have sent the claim form and defences to the admin email because I can’t upload them for some reason as it wont let me but thought this may help as its the first time we’ve taken tort to trial. although i think the DDJ was honestly struggling to understand some parts of the law because he was asking me about them and how he should interpret them, especially for the automatic. Will apply for transcript if you want it?
    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Loki187 V's Capital 1 - for charges


loki187
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6331 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Had letter today dated saying that they have entered the default!!!!

 

Even though I sent them a letter dated the 30th saying my account is in dispute.

 

HELP anyone????

 

I really need to kick this into touch now!!! I'm thinking off going ahead without the other 2 statments now. I'm livid!!:mad:

 

Can anyone advise as to what my next step is ???

 

There getting a telephone off me at work once this debt collection section has opened!!!

Link to post
Share on other sites

  • Replies 56
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

You may know that I have been trying to get my default removed, see here: http://www.consumeractiongroup.co.uk/forum/capital-one/51318-tanzarelli-capital-one-post416335.html#post416335

 

Crap one have just entered a defence which is just there letter which they sent to me and I refused as a settlement. Only just got the letter and defence from court and it was date 25th Jan, picked it up this morning. If you have writen to inform them that the account was in dispute and then they entered a default after this as a retaliation then I believe they are in some poo and it should be fairly easy to have it removed. I would wrtite to them regarding the fact that you had previously writen to say acount in dispute enclosing a copy of the letter. I would also request it is removed. Have a look at this: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/5078-10-data-protection-act.html also but seek guidance from others before sending it. I am having pc probs at moment so in between computers grabbing the odd 5 mins when I can so wont be about much however keep posting your questions and I or others will try to help if and when we can. I would suggest a pm to Jonny2Bad as he is very knowledgeable on this.

Link to post
Share on other sites

Right just an update on my current sistuation.

 

... allthough I have only sent a letter asking them to take no further action on my account, and as you have read they did! Anyway I have been busy with selling my house so havent been able to send any further letters. I had a letter from Crapital one on 6th Feb saying that they are going to refund the difference from 20.00 to 12.00 on all my over limit fees which tallyed to £164.00. No mention about all the other fees!

 

Then this evening I get a corking phone call from crapital one saying that my account has been passed back to them from the debt agency, is there any chance that we could come to some sort off arangement! I wiped the floor with him, he didnt know what he was going on about or about my letters. Spent 15 reading the notes on my account. :p Then tried to work out some figures and said so theres anotehr 160.00 in dispute!!

 

Well lucky for them I'm going to send of my pelimary letter tomorrow that should help them work out how much I am disputing, silly people ;)

Link to post
Share on other sites

Tanz, a little advise please. :p

 

Since i haven't yet sent them my charges for my account do I need to use one of the spread sheets which will talley up my interest and charges? Do i go for this compound intrest? and which spreadie should I use??

 

Also do I send them the pelimary letter or the template that you use for 'thank you for your offer as PART payment' OR a mixture off two. I don't want to confuse them or myself! ;)

 

thanks tanz hun

Link to post
Share on other sites

It would depend on what you decide to do. If your only claiming the stat 8% then this is applied when you file and not before. However if you decide to claim contractual interest then this is done from the outset, firstly though I suggest some serious reading so you understand the concept.

 

Try here: http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/49074-can-we-have-new.html

 

Here: http://www.consumeractiongroup.co.uk/forum/hsbc-bank/33005-bong-hsbc-contractual-interest.html

 

Here: http://www.consumeractiongroup.co.uk/forum/rbs-bos-successes/49470-contractual-interest-details-case.html

 

But mainly see here: http://www.consumeractiongroup.co.uk/forum/general/18313-why-no-one-claiming.html?highlight=contractual+interest

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...