New Claim - Another Capital One

[doo]

Hi Sonja, this is the exact reason why I rejected their offer and will send back the cheque, I want to keep my claim intact so I don't just go to court to argue over the interest.Applecrumble thanks for post, it's so nice to have support.

[doo]

Thanks Tanz, I wondered where you had got to - am going to hold out, principle and all that. Hope your credit files finally got updated.

[doo]

Will pm you sarah.

[doo]

sarah, have cleared inbox.

[doo]

Thanks c allen, you took the words right out of my mouth, just to add as well - beware if you have a balance on your card - you may find they pay your card off, it seems it is another way of them separating the charges from your contractual claim. As c allen says, if you allow them to repay the charges you could end up in court just fighting for the CI.

 

albbyswife I will pm you my POC this evening and will subscribe to your thread.

[doo]

Just to update, cheque sent back, (oh the pain)

[doo]

Thanks for the support bong, what can I say, watch this space.

[doo]

Thanks Tanz, did you get as far as sending back allocation questionnaire? Mine is due on 10th May so may have to get that in with the Draft Order for Directions if I do not hear anything near to that date.

[doo]

Thanks c allen, just thought nothing would be done until the 10th and both parties had returned the AQ, just thought cap one won't rush, but I will now get started, may get back to you if I have any questions.

[doo]

Well to be honest I have no idea, never reached this stage before but will do AQ on Monday when I have a quiet house.

[doo]

Hi Paintball, yes got all the info off the site, AQ all done plus draft order. Have you got any news on your claim yet?

 

As for the draft order Paintball I think it is at the judge's discretion if they use it or not, some courts are using it and others are not, is that what you meant? Tanz will know more though as he has been this far before.

[doo]

No worries Paintball, will pm you.

[doo]

Well no update on my claim yet BUT O/H got letter today offering, FULL PAYMENT, charges, CCI and court costs plus default removal yaaaaaaaaa.

[doo]

Thanks everyone, it's all much appreciated - nice to have lots of support it really does make a difference. Sonja and Bill, what can I say, always there. DS, you were right, you know these banks far too well. SS thanks as always. Also thanks to UK. Now all carry on watching this space.

[doo]

Thanks thetenter, gonna give it a good go - have prepared these two claims in exactly the same way, same letters, spreadsheets everything, it all came down to hubby had paid more purchase interest on his account so was awarded contractual whereas my purchase interest was lower than my contractual interest so that's what they offered, however as we all know that's not what I claimed.

 

ARE YOU WATCHING THIS CAP ONE!

[doo]

Thanks Tanz and yes will not cancel claim until all funds received and cleared, think I will also post a letter off to them today just to remind them about the daily rate which they haven't included, I will ask for this to be added up to day I receive the cheque, I think that's right.

 

By the way Tanz I like your new avatar, the Bank beginning with B giving you hassle are they, well they are next on my list for O/H's credit card.

[doo]

Thanks Brad - will be watching your claim now

[doo]

Tanz, it gave me a laugh anyway - maybe I will see it in other skys

 

MTM - one down, one to go

[doo]

Hi Sonja, have sent you an e-mail.

[doo]

UK, you have a pm.

[doo]

Just to update - have been trying to get some movement on this and Cap One legal dept sent me a letter offering me a further £200 as a GOGW. Apparently a cheque is now on it's way with the additional £200 added. As it was written down as a GOGW I have also asked for the £100 to cover my Allocation Questionnaire fee but I have received a letter saying that the GOGW covers this.

 

Have also rung Southend Court where my claim has been sent, it was put before the Judge on 27th June, along with 300 others lol, they have said to allow up to 2 weeks to hear.

 

So, this is where I am up to, I wrote to Cap One to say I accepted their final settlement offer as long as they added the extra £100 as well for the AQ fee - which of course they haven't.

 

Any input from anyone appreciated.

[doo]

Also, forgot to add that cap one have confirmed the removal of all late markers showing on my credit file, have checked and it has already been done, now showing a lovely row of zero's, am extremely pleased about this.

[doo]

Thanks c_allen, will update when I receive cheque etc, feel like this has been going on forever.

[doo]

Thanks all for support, will update when I receive cheque and paperwork from the court.

[doo]

Thanks ds, will be back on Abbey forum soon so will catch up with you there, I will certainly be following your lead.