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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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Brooksdad v Woolwich


hughes690
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Nothing new by post from either Woolwich or DCA. NI Court service (Small Claims Court) showing Return Date of 08 May 07 on Case Tracking page. Small Claims Packs (issued?) 27 Mar 07.

 

We're 'MOVING ON' - Yipeee! :)

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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right hughsey now your cooking on gas ! so woolwich have until may 8th to send in their defence ! you will probably find they send it in by the 1st of may via a local belfast solicitor which they use for all their business nothing to worry about as once defence is entered court date is issued then you will get settlement the same as the rest of us ! so roll on may !

if my advice has been of any help to you then please click the scales ! Thank you :D

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stop torturing yourself lol ! try putting it out of your mind for a while i know its hard but try sueing some other bank in the mean time ha ha ha !

if my advice has been of any help to you then please click the scales ! Thank you :D

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Horray! --

 

Second letter arrived from Debt Collection Agency ECI

 

(who?),

 

the number 2 DCA (anyone know them?)

 

saying DCA number 1 (Equidebt) has asked ECI to pursue two debts (Woolwich) with vigour (WHY?)

 

(3 BT 1571 URGENT messages from ECI asking me to contact them within last week to discuss settlement)

 

I don't talk on phone.

 

Any advice? :(

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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Horray! --

 

Second letter arrived from Debt Collection Agency ECI

 

(who?),

 

the number 2 DCA (anyone know them?)

 

saying DCA number 1 (Equidebt) has asked ECI to pursue two debts (Woolwich) with vigour (WHY?)

 

(3 BT 1571 URGENT messages from ECI asking me to contact them within last week to discuss settlement)

 

I don't talk on phone.

 

Any advice? :(

 

Sorry for not popping in earlier Hughesy but I am trying to get everything ready for an appointment with a judge on Monday.

 

DCA's do tend to pass these thigns around so just write to the new crowd and tell them that Equidebt have failed to respond to a sec 77/78 request under the CCA and that they have now committed a criminal offence. ANY attempt to enforce the alleged agreement also constitutes an offence so you advise them not to become involved.

 

BigAl seems to be advising you well :)

 

 

Same sh*t different company, follow the above, and in a few weeks you will probably get a different DCA contact you. It may seem a never ending circle but it will.:)

 

AL:D

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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Have prepared letter for posting to ECI (DCA No 2) - - - WHO are they or what?? (anyone heard of them?? (Surbiton, Surrey) - - - - as suggested.

 

:(

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

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ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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Have prepared letter for posting to ECI (DCA No 2) - - - WHO are they or what?? (anyone heard of them?? (Surbiton, Surrey) - - - - as suggested.

 

:(

 

No, ive not, i think there is a way you can find out who they are via companies house or a similar establisment, other than that im not sure:confused: .

 

AL;)

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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Just browsing various threads today and came across 'Is Your Bank Taking Your Benefits?' as unfair charges.

 

Beyond the 6-year claim-back limit, Woolwich (prior to my current action against them), for many years left me penniless (and my wife) in their taking my Incapacity Benefit and Income Support as penalty charges.

 

What action (in the absence, now, of any records or Statements) can I take to determine those charges prior to 12 December 2000 and request also those illegal charges be ALSO refunded?

 

Advice would be appreciated. :(

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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Just browsing various threads today and came across 'Is Your Bank Taking Your Benefits?' as unfair charges.

 

Beyond the 6-year claim-back limit, Woolwich (prior to my current action against them), for many years left me penniless (and my wife) in their taking my Incapacity Benefit and Income Support as penalty charges.

 

What action (in the absence, now, of any records or Statements) can I take to determine those charges prior to 12 December 2000 and request also those illegal charges be ALSO refunded?

 

Advice would be appreciated. :(

 

 

I think the only way is an estimated claim and to come up with an excellelent reason why the statute of limitations shouldnt apply :(

 

Unless of course this was a mortgage where a 12 year rule applies instead of 6 years.

Alliance & leicester:Settled 8/9/06 http://www.consumeractiongroup.co.uk/forum/alliance-leicester-successes/19700-tamadus-l.html?highlight=tamadus

Capital One:Settled 22/9/06 http://www.consumeractiongroup.co.uk/forum/capital-one/16644-tamadus-capital-one.html?highlight=tamadus

MBNA 2 accounts:Settled 22/9/06 http://www.consumeractiongroup.co.uk/forum/other-institutions-successes/13831-tamadus-mbna-i.html?highlight=tamadus

Smile:Settled 15/11/06

Egg Card:S.A.R - (Subject Access Request) sent 2/10/06

GE Money:S.A.R - (Subject Access Request) sent3/8/06 LBA sent 26/9/06

Abbey:ERC prelim sent 14/9/06. LBA sent 2/10/06. Now it's getting interesting so keep watching

Barclaycard:In criminal default watch this space

Lloyds TSB:In criminal default watch this space

 

If my comments have been useful please click the scales and let me know.

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  • 3 weeks later...

UPDATE:- Nothing to report. Nothing from Woolwich. Nothing from DCA number One or Two. Phew!

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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Looked in Northern Ireland Courts Service on line tracking today (Small Claims) and Notice of Dispute has been filed by Barclays.

 

Any advice?

 

:(

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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Hi Hughes

 

Sorry not sure about Notice of dispute, apart from you have obviously got up their nose. Seriously though im not sure on the NI CC system perhaps a PM to Paddy M or a MOD might work. :D

 

AL;)

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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02 May: New info at NI Court Service - 'Transfer (Civil) Case'

Anyone advise? :(

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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I got your PM

 

this is standard procedure-it just means that the inevitable has been put off for a few weeks by the Woolwich filing what is more than likely a spurous defence,with no actual intent to do so....

 

transfer to Civil case simply means that Chichester street has farmed it out to your nominated local court to fix a date for hearing.

 

There is absolutely no cause for panic-be prepared to go to court,but expect a cheque in the run up to your court date.

 

you know where I am if you need help.....

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Looked in Northern Ireland Court (Small Claims) on-line and, behold, a Hearing date:-

Tuesday, 12 June, 2007, at 10-30 am.

 

Any further advice?? :mad:

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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Hughes

I would suggest a letter or phone call to Barclays at their litigation dept, asking that in the interest of the Overiding Objective could this claim be settled without the need for court action. Do it about three weeks before the court date. Im sure they will settle.

 

AL:)

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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Thanks for further advice al. Will certainly try letter or phone call nearer to hearing date. Any templates anywhere? Ta again. :)

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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Nope no templates just state your name, court claim number, account number. and that in the interest of the overiding objective and saving the courts time could this be settled before court (Although i would ring).

 

AL:D

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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