Stitched up like a kipper!

[hongkongfuey]

Hello to everyone on this forum. I have just signed up as I am too, totally fed up and outraged at the audacity of the bank fraternity!! I am about to set about Abbey to reclaim lots of charges. Ironically, most of them were incurred by the mess up the Switcher Team made when I moved from Nationwide, who, it has just occured to me, I may be able to stick them too for all the charges they made for their mistakes on my account! Utterly amazing.

[Josamolly]

Hi and welcome to the forum.

The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information.

But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, but you do need to be prepared.

Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch.

Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.

The first thing you need to do is find your relevant banks forum and start your own thread in there.

I have put some useful links onto the thread that you can refer to when needed.

Good luck. See you at the other end……

Some useful links..

FAQ's

Step by Step Guide

If you wish to make a Donation

A-Z Guide

Making Posts

Start a thread

Letter Template Library

Rejection Of Settlement / Good Will Gestures

Interest Spreadsheets

Contractual Spreadsheet

Court N1 Form

Court Bundle

Preparing a Court Bundle

Bank Contact Details

Moneyclaim Online

AQ Guide to Completion

Court Fees

Data Protection non Compliance

Witness Statements for Court Bundle

Banking Code Website

Limitations Act

Fast Track Costs

Scottish Procedure

Scotland Forum

[dutch1979]

hi there

 

when I switched from HSBC to barclas - the switcher teamed screwed up. I went into see Barclays and made a complaint and they reimbursed me the £150 that HSBA charged me when I showed them the bank statements/letters as proof. However in this case, Barclasy did genuinley screw up and they reimbursed as they did not action the switching process as outlined in their letter to me. So they could see I was right and they coughed up immedialtey (although you will have to go throught he complaints procedure to do this). But do it in person at the bank with all the proof to hand and you probably won't even need to send them a LBA as they may cough up on the spot.

 

good luck.

[dutch1979]

Just a quick note - that you need to speak to the bank that screwed up the switching process - not the bank that issued the charges as they won't give a hoot. If your new bank does not accept liability then you will have to proceed with a case as outlined on this site with the bank that charged you.

 

good luck