First Direct Debt was hoist now lowell chasing daily !"

[CathW]

We have a old First Direct Joint account and we have had various threatening letters from debt collection agencies in the past,

but now we are getting virtually on a daily basis letters from Lowell Financial Ltd saying that we owe them the money.

Can you tell me what letters to send please.
Regards
Catherine
 

[dx100uk]

probably because lowell have bought out hoist uk recently so now your debt is with them.

unless you have moved since your took this out and hsbc sold it to a dca... you dont reply.

no point in pointless letter tennis...

as long you have not moved

nor get a letter of claim from overdales with a reply pack wanting i&e etc, you ignore them.

when was the last time you 2 used the account or paid into it?

 

dx

 

[CathW]

Thank you dx and the last time that we used the account was Dec 2011 when the bank transfered it to a debt collection agency

Catherine

[dx100uk]

what

then send the our statute barred letter from the debt collection section of our library.

have you moved?

could it be possible that if you did move and didnt update the debt owner or hsbc before your moved, that they got a backdoor ccj and there is an outstanding ccj that prevents it being SB'd?

typically thats lowells remit at present that we've seen several times recently on old debts with ccj's since buying out hoist uk?

check your letters please.

and answer my questions.

 

dx