Jump to content


  • Tweets

  • Posts

    • Are you still claiming Tax Credits / Universal Credit? They will likely take a small monthly amount off , if you are
    • So much for protecting our borders - Guv all just dog whistles   Office for the Independent Chief Inspector of Borders and Immigration to have budget slashed - Neal The Office for the Independent Chief Inspector of Borders and Immigration will have its budget cut by five per cent year on year, David Neal has revealed, Holly Bancroft reports. Mr Neal is giving evidence to the Home Affairs Committee in a one-off session on immigration after being sacked by James Cleverly. The home secretary said Mr Neal had “breached the terms of appointment and lost the confidence of the home secretary” after Mr Neal warned of “dangerous” failings by border force that he claimed were allowing “high-risk” aircraft to land in Britain without security checks. The Home Office had “categorically rejected” the claims, saying that Mr Neal “has chosen to put misleading data into the public domain”. You can read more here: Home Office sacks immigration chief after criticism of border security
    • "In an explosive revelation, Mr Staunton also alleged that the current Post Office CEO threatened to resign over a HR investigation into his own conduct. Mr Staunton said Post Office chief executive Nick Read had fallen out with the HR director “and she produced a document that was 80 pages in length” and there was just one paragraph in there about his own conduct and use of “politically incorrect comments”. Mr Staunton said Mr Read was “really quite upset” and threatened to resign a number of times. But just an hour before Mr Staunton’s testimony, Mr Read had denied - under oath - that he had ever having tried to resign."   I’m victim of smear campaign says sacked Post Office chair as he accuses CEO of lying WWW.INDEPENDENT.CO.UK Henry Staunton, sacked by business secretary Kemi Badenoch, gives evidence to Commons committee     see also from the post above "Carl Creswell, an official from the Department for Business and Trade said Tidswell had told Ben Tidswell that some board members might resign if Henry Staunton were not sacked)" Tidswell says he was right (See 11.14am.)"   So baden-ouch seems to be at the very least twisting the truth - no surprise there    
    • As Bazooka Boo said much of the PCN missing and it is the missing pieces that can help your case since the PCN is governed by the Protection of Freedoms Act 2012 . If the wording does not comply,  you as keeper are not liable to pay the PCN. Even if you were the driver as Courts do not accept that the keeper and the driver are the same person it will be pretty hard to prove that you were the driver. All it needs for you to know the whether the PCN is compliant is to post up the whole PCN front and back.
    • All the relevant politicians have been scheduled to give evidence to the Horizon Inquiry now, plus Vennells (3 days) and Gareth Jenkins (4 days). Bring popcorn. Phase 5 and 6 Timetable WWW.POSTOFFICEHORIZONINQUIRY.ORG.UK Heari  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Removal of Charge on Title Deeds


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 328 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello

 

I have looked at numerous threads on this excellent forum, but I cannot seem to find the information I am looking for.

 

I was issued with a Statutory Demand by a cedit card company a while back

and subsequently agreed to a Legal Charge on a property for a fixed sum.

 

I have now been advised by a firm of solicitors that the debt,

which has now increased over that stated on the Charge, has been Assigned.

 

I have not been advised by the orignal lender of any assignment,

and the new "Assignee" seems to be a company not registered within the UK.

 

 

As not disputed with the original lender, I have been maintaining monthly payments.

 

What should I do?

 

 

Is there a given time frame for receiving notices of assignment?

 

 

Any help would be appreciated.

 

 

Thanks

Link to post
Share on other sites

  • Replies 89
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Phoenix Recoveries (UK) Limited S.à.r.l.

 

 

Thanks for your response, Solicitor who wrote about assignment is evidently acting for both the assignor and assignee?

Link to post
Share on other sites

  • 2 weeks later...

It depends on whether a legal charge on a property counts as property in itself.

 

I don't know the answer but maybe others will.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

Link to post
Share on other sites

Sent SAR with fee, using template,

 

I have received a response, requesting I complete their form and provide a copy of driving licence or passport!

and request to return to a P.O. Box number, though return address in on envelope.

 

Form asks for date of birth, name and address, and account type and number, and signature and date.

 

Covering letter states that they will provide information within forty days of receipt of thisd form!

 

Shall I just write back saying that all this info is already in their possession,

and that the clock is already running?

 

Any Advice would be helpful. Thank you

Link to post
Share on other sites

LETTER BEFORE ACTION

Section 7 – Data Protection Act 1998

Dear Sir/Madam

Account: xxxxxxxx

You have failed to comply with my Data Protection Act Subject Access Request dated (Insert Date).

If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice.

 

Yours faithfully

PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

Link to post
Share on other sites

I think that you should send the letter of LBA after what you have sent what is changed.

 

So it will show that you have given them enough chance to reply to your what is changed letter.

 

try not to send anything with your signature on--in case?

Link to post
Share on other sites

Thanks tifo and Kraken1.

 

Charge was done after issue of SD.

 

I have not been advised by original creditor of assignment,

but by agent of DCA which advised me last month of assignment made last May.

 

I have no proof of assignment in the way of any official notification, other than a letter from agent.

 

Should I have anything please, in particular from original creditor?

Link to post
Share on other sites

  • 3 weeks later...

I have sent a SAR to HFC,

but the recipent is sending back "delaying" letters asking for my proof of identity.

 

I have responded as advised on here.

 

The original deadline of 40 days is looming,

 

I remind them of this.

 

Can I get "heavy" if they miss deadline, which it looks as if they might?

 

Is there a template letter available?

Thanks

Link to post
Share on other sites

Thanks Clemma, I have not sent ID merely confirmed address and date of birth. Was this too much. I am aware of not signing anything, they wanted driving licence and passport (did not stipulate copies!) I have not sent.

Link to post
Share on other sites

Hello Again!

 

I have checked all the template letters and I have complied with

"Assuming that the Data Protection Act information request was lodged correctly (template letter, confirmed delivery, and fee paid)

 

They have written twice since original request,

 

both of which I have responded to.

 

They are requesting "identification to be verified"

 

I have responded both times, and have confirmed address and date of birth.

Do you think they will they try and say that 40 days runs from date of receipt of address and date of birth,

or does it run from original request?

Please see post #4 above.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...