Halifax Repossession and evicted / locks changed whilst i was away working ...

[Watchy2]

Hi all..

was a sad day but was expecting it,, 

 

i was at that time suffering far too much for anyone to deal with from all angles.. yes a mess to be honest destruction ,, i felt so down and far too weak even to fake  a brave face .... then depression and my health hit me hard ,,  breakdown and found it most difficult to function. even tho having made contact with the key holder which was  a local estate agents, 

 

I informed them and explained my personnel  issues , my  health ,, not well or fit enough to be dealing with all i had to tackle. i also give permission in order for ware i worked the kind secretary to speak to them on my behalf , as i was  clearly struggling. Eventually i failed to commit to the  date the estate agent  arranged  for me to empty my home,   and managed to  delay them for a date that i agreed to... which i failed to attend  ,  due to injuries to my hands

 

i was at that point unable to work and  could not afford a hire van /  labour  not to mention storage. i was at that precise time penniless  homeless and no help. To be honest the amount of my  life time possessions / sentimental items /antiques /  stock , all my dj equipment which amounted to just on its own a heart breaking sum,  including my  record collection too id say priceless ..  all my power tools for my work .  my specialist mixer, far  too many tools to list.  my house was ,, with all that was in there and collected for , looked after and cherished , items my children owned ,

the list is unbelievable a true gold mine ... 

 

 I was penniless and no help when i desperately needed Help.  and now my house has been cleared and informed by the estate agents all items have been disposed of. I  now feel insulted and offended to  hear complete poppycock regarding my lifes possessions , all my clothes along with the complete contents of my home, valuable items/ brand new items never opened/  stock. all been disposed of.... 

 

i feel abused by such actions the company have carried out,  and the sarcasm received ,  i  felt on the last two calls

to the estate agents,  hurt immensely and now im completely in shock,  traumatised  with the all that has happened

im lost.

 

Please if anyone could advise me regarding issues mentioned

i would be most grateful 

Many thanks

Karl

 

[dx100uk]

who did this to you?

why was your home repo'd?

 

dx

 

[Watchy2]

Hi 

many thanks for your reply

 

halifax and a local estate agents took on the new key holder and seller the property..

 

A long story, 

all was well and happy , i have 4 children my youngest daughter ruby bless her ruby from birth has disabilities .

 

a little over a year ago ruby became very ill with a disease  and rushed to london to the Evelina childrens hospital it was terrifying and her conditions and behaviour  ,, unless you witnessed it yourself it was unbelievable and scary she had Autoimmune encephalitis  and informed by the doctors and neurologists

 

ruby could be there for  up to 12 months plus it honestly was terrifying i could not leave  my daughters side and was with my daughter every painful day until ruby was ruby  and well.

 

the doctors and specialists it was a medical miracle and  discharged a day under 4 months , my little angel..

 

whilst in hospital i obviously could never leave her and soon enough  i see and felt enough pain all and nothing  mattered anymore or distracted  me from caring for ruby  i was a different man two months after ruby was discharged

 

me and rubys mum separated after 29 years together...

then inturn to much and far too much grief and unnecessary stuff caused me a shut down mentally and physically  from then just carried on falling could  hardly work and now im here

 

[BazzaS]

You describe why you have had an awful time in terms of what went wrong to your family. However, you haven't said how / why your house got repossessed. Sadly, if you have suffered from mental health issues you kmght get some latitude, but your mortgage still need to be paid ....

 

So, what happened in terms of the repossession,  and what they said they'd do regarding your contents / possessions?.

You cant expect them to put off repossession forever if you weren't paying (were you?), nor store your contents indefinitely, free of charge.

The site will need the details in order to advise you.