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    • Thanks in advance for advice! I was shocked to find out when doing a credit score search this weekend that I have a CCJ in my name. I've spoken to the courts today and have been told Vehicle control services have taken me to court for parking without a permit in my own allocated parking bay that came with my flat rental. The CCJ appears to be to the right apartment block but the wrong address.  It dates back to 2017. The judgement was passed in April 2021 without my knowledge of the ticket or the case ( presumably fine information was sent to the wrong address) I had already been taken to court by VCS previously for parking in my own bay and I won. It seems to me that this is underhanded behaviour from VCS as they had my address from previous interactions and had tried taken me to court for something that a judge had previously ruled on. I'm seeking advice on next steps. I was told by court that i can raise a dispute on the CCJ but I also want to appeal the case altogether. Should I be filing an  N244 Application Notice with an N161? I was told I should pay the court £303. Now that I've got home and had a look, there is a long list of court fees so I'm not sure which is applicable. I was also told the £303 is not refundable. Should I be filing a counterclaim or is that something that can be done at a later date. Ultimately I feel disgusted at having a ccj and then having to pay for the privilege of getting it removed. Any advice on how to make VCS pay for this would be appreciated!
    • Speaking of Truss, another French politician has used her as an example of economic illiteracy. Edouard Phillippe, the ex-PM was on BFM TV this morning.
    • an aperitif before the trumpy main event   Alex Jones must sell assets to pay $1.5bn to Sandy Hook victims as Infowars spared WWW.INDEPENDENT.CO.UK Alex Jones, a right-wing conspiracy theorist, falsely claimed the 2012 Sandy Hook shooting was a hoax  
    • As gesture of goodwill, we were eventually given a courtesy car from Mercedes (after numerous complaints from us on their lack of communication / misdiagnosis / time they’ve had the car - we’re now at over 4 weeks without our car) They have literally just informed us it will be ready to collect tomorrow. If we pay the cost, where will we stand? It’s so hard to understand what we should do 😫 we will re open our complaint with the finance company then. We emailed Doves yesterday informing them of all the problems (we have touched base with them and let them know prior to this) but they are yet to respond.    Any further advice would be greatly appreciated! 
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Babyjaine vs Barclays


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Hi, only just got organised enough to begin the process of claiming my charges back!:confused: I have to say I am totally Sh*****g myself.

 

I have used the excel sheet to work out what I have been charged, is this the form I send with the letter to request charges (without the interest column)? I would appreciate any advice given as I want to do this right!!

 

Thanx

 

Jaine

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Hi Babyjaine,

 

If you know all the charges that you have received then you just send the prelim letter out requesting a refund of all the charges, enclosing a copy of the spreadsheet without the interest added (just hide the columns showing the interest).

 

If you do not have all the charges available you send off the SAR letter to get copy statements enclosing the £10 fee.

 

Does that make any sense?

 

Regards

Laineybelle

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hi laineybelle,

 

thanks for the reply.

 

Yes that helps loads. I am now ready to send the letter off to request the refund of charges as I know how much they have taken.

 

I'll post when I hear.

 

Cheers:)

 

babyjaine

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Don't forget to include the schedule and hide the interest columns at this stage but you may need them later.

 

I have filed my N1 at the local court today so can't wait to see what happens next.

 

It is very positive on this site and a lot of people seem to be getting their pay outs at the moment, wish I'd started earlier now!!! could have had money in our account by Christmas if I had. Never mind I wasn't going to accept their pittance of an offer before. I want it all.............and I want it now!!!!!!!!!

 

Let us know how it goes.

Regards

Laineybelle

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Good Luck Laineybelle with your next step. I agree totally...I definately will not accept anything but the full amount. I can't believe I have waited 'til now. Oh well better late than never.:-)

 

Good luck and don't forget to post back when you hear anything.

 

best wishes

babyjaine

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Can anyone clear up a query for me?

On the Request for payment letter, do you delete the interest rate info from the section entitled: What I require, as this interest amount is not included in the schedule.

 

Thanks

babyjaine

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Hi Babyjaine,

 

No one else replied to you as yet and I don't really know much.

 

I can't even remember that bit in the letter (i blame my children!!). I think if its already in the prelim letter then it must need to be included. I think it may be that it needs mentioning that you will claim but not actually give figures as yet (not including on schedule of charges). Hope it helps although not sure if it has.

 

Laineybelle

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If you're claiming statutory interest, this is only claimed at the court stage. If you're keen on claiming contractual interest then this is included from the start. Have a read of my thread for further info on those if I've confused you, or use the search facility.

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  • 1 month later...

Time is now up and I did not receive a reply to my letter rejecting their offer of a thousand pounds. Can anyone tell me what my next step is? I am searching through the instructions. Do I need to register with HMCS online or is there something else I have to do first. I am definately having a blonde moment!

Thanks in advance

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Hi babyjaine,

 

If you have sent your LBA and the 14 days have passed that you gave them then don't wait any longer, start that claim!!

 

You either have the option of HMCS online or registering your claim with your local court. Both work so don't hold back any longer.

 

I have my AQ in front of me which I am just reading up on all the threads to digest all the info before filling out.

 

Nearly at the top, hopefully.

 

Keep in touch

Laineybelle

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  • 1 month later...

update on my claim - didn't realise I'd been out of loop for so long!

anyway just received allocation questionnaire to fill in - I can almost see the light at the end of the tunnel.

 

Posted AQ and have now recieved my court date for 11 July, when should I contact Barclays to agree a settlement - or will they contact me first? Is there a specific number or person to contact? I have read a couple of threads and know that sooner or later I will recieve my full amount.

Any help or advice would be very welcoming.

 

Babyjaine

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