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Still Waiting.....


Edingborough
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Hi Everyone,

 

Been reading this site since June but only just plucked up the courage to say hello! Found it a great source of info tho and started my claim in the summer. Lloyds did what they usually do and went silent- only responding when forced into it. They defended, then the judge ordered a stay for settlement up until 22nd November. Obviously still no response from Lloyds so I phoned the court who told me to write in and the file will go back up to the judge. Any ideas what happens next? How much longer is it likely to take? Felt strong to start with and really fired up, starting to weaken a bit now- anyone else out there at the same stage as me? Could do with a bit of encouragement if poss! :confused:

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Can't really help, as I've not got this far myself but I expect this sort of tactics by Lloyds, contact the SCM and the judge. The judge will take a very dim view of these. I would recommend, send everything via recorded where they have to sign to receive your letters, they can't deny anything then.

 

Good luck and welcome

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Thanks for the encouragement- things have moved on a bit since I posted. Received an offer in the post with all the usual conditions. As the offer is about £600 short of my original claim, which was based on figures they gave me, I've faxed them through a "no thanks" letter. Will hold out for the full amount and removal of conditions. Will give it til nxt week then contact the court and SC&M if I havn't heard anything.

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keep going. they are only stalling!

Newacre

LoydsTSB - £4,158.82 inc interest @16%

SARS request - July 06

Prelim letter - 19 Sept

Letter back saying how devastated all the lads at Head Office were to hear... - 31 Oct 06

LBA sent - 8th Nov 06(had to send a 2nd as Royal mail lost it)

Summons reg at CC 15th Dec 06

Nice letter saying that they would be refunding £750, no strings! 18 Dec 06

SC&M acknowledged service and will be defending claim in full - 4 Jan 07

25 Jan 07 transferred to mercantile Court with about 50 others

06 Feb 07 SETTLED IN FULL! - £4466(includes a bit extra interest)

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Thanks- guess it will be worth it in the end but the waiting for Lloyds to respond every step of the way is so tedious! Also a bit disconcerting as they seem to have different ways of dealing with people, so we don't know what their response will be. Hope I did the right thing in refusing their offer and conditions.:-|

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