Hi Gary, I've just received payment for my claim which I started back in June- a nice Christmas pressie of £2,7789! Thing is there's been another £404 taken in charges since then and I wasn't sure if it was a bit churlish to now claim for that after such a big payout, but reading your thread and others has spured me on to go for it- Thanks!!

Sounds good in theory!

Thanks- guess it will be worth it in the end but the waiting for Lloyds to respond every step of the way is so tedious! Also a bit disconcerting as they seem to have different ways of dealing with people, so we don't know what their response will be. Hope I did the right thing in refusing their offer and conditions.:-|

Thanks for the encouragement- things have moved on a bit since I posted. Received an offer in the post with all the usual conditions. As the offer is about £600 short of my original claim, which was based on figures they gave me, I've faxed them through a "no thanks" letter. Will hold out for the full amount and removal of conditions. Will give it til nxt week then contact the court and SC&M if I havn't heard anything.

Hi Everyone, Been reading this site since June but only just plucked up the courage to say hello! Found it a great source of info tho and started my claim in the summer. Lloyds did what they usually do and went silent- only responding when forced into it. They defended, then the judge ordered a stay for settlement up until 22nd November. Obviously still no response from Lloyds so I phoned the court who told me to write in and the file will go back up to the judge. Any ideas what happens next? How much longer is it likely to take? Felt strong to start with and really fired up, starting to weaken a bit now- anyone else out there at the same stage as me? Could do with a bit of encouragement if poss!

Hi Everyone, Been reading this site since June but only just plucked up the courage to say hello! Found it a great source of info tho and started my claim in the summer. Lloyds did what they usually do and went silent- only responding when forced into it. They defended, then the judge ordered a stay for settlement up until 22nd November. Obviously still no response from Lloyds so I phoned the court who told me to write in and the file will go back up to the judge. Any ideas what happens next? How much longer is it likely to take? Felt strong to start with and really fired up, starting to weaken a bit now- anyone else out there at the same stage as me? Could do with a bit of encouragement if poss! :?