Made a personal claim for a closed business account - help please.

[picklejar]

I already posted this in HSBC but hoped I would get more answers in general as I'm up against it time wise.

 

While on holiday last week expecting to return to a cheque I received a letter from the court that HSBC will be defending the claim, and a letter from HSBC solicitors that

 

"You have no standing to bring this claim in a personal capacity. The account in question was not held in your name but in the name of a limited company, XXXXX. This is a seperate legal entity.

 

In the circumstances please confirm that you will discontinue your claim in the next 7 days. Your failure to do so will result in us filing a defence together with an application to strike out your claim. We will also apply for an order for costs against you."

 

I have a few questions.

 

1. The business was mine, I was the only director, and it ceased to trade March 04, can this none trading business make a claim against HSBC?

 

2. If no 1. is possible, do i discontinue the current personal claim and submit a new business claim?

 

3. If I go the route of no 2. and I win and get a payment to "the limited company" what can I do with it, as there is no bank account for that name any longer?

[picklejar]

This topic was closed on 09 March 2019.

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