CREDITFIX refused homeless friend an IVA on £100k of debts mostly owed to DCA's

[dx100uk]

list his debts please

 

type of credit

when taken out

how much owing

original creditor

IF DCA now Dealing and name them

 

its probably a very good thing the IVA didn't go thru as there are 1000's of cowboys out there that take and use most of your monthly payments to pay their fees and little ever goes off debts anyway.

 

 

 

[dx100uk]

ahh... so he has been with a fleecing DMP provider that took all his money in fees so he dumped them.

good idea.

 

send anyone that is chasing him for a loan or a card debt a CCA request snow dragon.

 

looks like we can get 90% of this written off.

 

sounds like he has been a cash cow for ages on debts he doesn't probable owe i bet

especially as fees charging DMP providers have been involved.

 

 

 

 

[dx100uk]

god being cash cowed on EVERYTHING

 

just tell him to stop paying everything

 

he has no assets so no CCJ can be levied on anything.

 

end of problems.

 

dx

 

[dx100uk]

creditfix did him a favour!

 

there is nothing to complain about

other than they encouraged him to blindly pay loads of debts , running the Statute barred date to infinity on debts that he most probably doesn't even NEED to pay and never did.

 

get him to ask himself this questions SD.

 

if he REALLY did owe the money

WHY did the original creditors sell the debt on for peanuts to debt collectors (typically <10p=£1) and not take him to court and CRUSH HIM.

 

he has been cash cowed blind by the system for i bet 15+yrs

any debt that is with a DCA tell him to STOP PAYING.

 

go back to his wife and tell her he made a mega mistake by going to sort his debts out as they were not owed in the 1st place.

 

 

[dx100uk]

is he the joint owner of the old home?
 

[dx100uk]

47 minutes ago, snowdragon said:

so they are all now hounding him

 

how are they hounding him? they can't know where he is surely..

but anyway forget the debts, 

 

all the DCA's and all the so called debt management companies should be ashamed of themselves for perpetrating he needed to pay these 99% bogus debts and destroying his family. sadly they ALL couldn't careless simply to line their owns pockets and run down the pub otngo on holiday with his free money. none of it goes off the debts anyway.

 

dx

 

[dx100uk]

what does he deem as 'works phone' - a mobile his works provides him?

previous address i will assume is the old matrimonial address?

 

try getting him to talk to shelter

they have lots of contacts.

[dx100uk]

how did the fleecers get that number

 

about time he took control not be controlled by the fleecers. next time one of em ring tell them the call is being recorded and this phone is not to be used to ring me again, it is a works phone and not mine do not ring again or i will be complaining to the authorities that gov't you bye and hang up

 

dx

 

 

 

 

[dx100uk]

so you've actually been dealing with him for quite a while then.....

why don't you do him one big favour and allow him write to everyone notifying them of your address for all future correspondence. 

[dx100uk]

probably simply talking about the application to do an IVA managed by  them.

 

[dx100uk]

good stuff 'em

just ignore every debt with a dca and stop paying it.

[dx100uk]

and doesn't need stupid IVA's over 99% unenforceable consumer debts own by DCA's i bet most of these debts go back 10's of years too!.!!

shame he is of the age whereby he would of morally of always been told and wanted to settle debts.

thats so wrong in todays world. thats now DCA got greedy

 

has he asked shelter if they have a list of places that don't need an arm and let deposit etc.

 

[dx100uk]

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dx