Backdoor CCJ Capquest / Shop Direct

[dx100uk]

have you got a copy of the claimform and the judgement coming by email PDF?

if not ring back and get them sent.

 

 

 

[dx100uk]

so going by this thread

 

is there a chance you did send Capquest a CCA request?

[dx100uk]

you need to realise that for every person that does come to CAG and register and tell their story...there are poss 10'000 that don't but search the interweb whereby threads that are here pop up relating to like issues they are searching upon.

 

Most CAG siteteam and many other registered Caggers give advice that bears this in mind and post information which not only informs the starter of a thread upon what to do, but also takes into consideration the readers from the interweb that also read the relevant advice given that might not be brave enough to register and fess up.

 

to that end, there is very little alternative than to appear to give 'grief' [you deserve it - tough] to a cagger should certain previous advice not have been followed.....yours is a very classic case of such. hey I've found a backdoor CCJ.

 

to put it bluntly, had you have followed such previous advice, you most certainly would not be in the situation you are in here now..

.so by example, not giving you grief, for future readers...………..

 

...never ever move without informing a debt owner of a move of address on any consumer debt that you last used or paid within the last say 7yrs.

your credit file is a major key to ascertaining that information....

.but don't just read this advice come to the consumeractiongroup.co.uk website and let us help.

 

lecture over...

what can you do..or more importantly....what can a claimant do now they have a default forthwith judgement against you.

well we can't guess....

they might simply ignore it as 1000's of people with CCJ's find out..but it becomes an issue should you wish to say get a mortgage, remortgage or further credit.

 

i'm not going to enter into any of that here...that's for the reader to start a thread here and seek advice on their individual situation specific to them as you have done....

 

so... 

bearing the all of the above in mind...over to you with regard to this backdoor CCJ.

 

as for the other debts that you didn't action before...go read your old thread and action what appropriate advice is given there for each type of debt that has been given should you wish to avoid any further backdoor CCJ's.

 

dx