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    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

IDRWW debts form Dubai now J&P chasing


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Hi All,

 

I was living in Dubai for 8 years lost my job didn't get paid by them etc.. so i had to leave as i couldn't find another job.

 

That was a year ago, since then i have received a couple of letters form IDR about my outstanding debts out there , 4 different banks totalling around 250 AED.

 

I've replied to them by email explaining that i am unemployed on universal credit, no assets at all etc. I didn't tell them i am just starting a small buisness online.

 

There reply was we will give you 30 days before they start with their collections.

 

Any advice from anybody please who knows about what they can do like CCJs or min payments. would it be best just to go bankrupt and tell them that.

 

Thanks very much.

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Ok so ill try and bounce back their emails when they come. I might just tell them to carry on with there collections as there isn't much they can get, then tell them i am going bankrupt so send me all the correct documents etc.. in English, who owns the debt and the balances so i can move forward.

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  • 1 month later...
59 minutes ago, ConcernedExpat09 said:

OK so it is acceptable to tick both boxes as Hornsey62 saying you can't tick both as then accepting Jurisdiction?

 

 

Hi well i am in the same situation as you i hope it goes well for you.. 

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  • 1 month later...

A quick up date, i am getting none stopped emails and letters every week threatening me with CCJs etc....  please reply within 7 days otherwise they will take action

Any advice please as its doing me head in. I feel like writing back to them and telling to f.. off 

 

 

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  • 3 years later...

Hi All 

 

i have been receiving letters etc from this J&P regarding an outstanding credit card debt  in Dubai

 

They have already sent me a PAP months / I've sent that back using your guide to send back. They have replied and finally sent all the info asked for. Apart from the T&Cs in English and Arabic

 

They have sent another letter today with 3 payment options without any interest added on. Reduced amounts. If don't try and settle it will go to collections.

 

Should i still take no notice of the letters and just wait to see if they send a CCJ letter or SD ? 

 

I've have no assets 

 

Thanks for an advice 

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