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    • Hi T911 and welcome to CAG. As you say, an interesting screw up. So much for quality control! Anyway, our regular advice is to ignore all of their increasingly threatening missives... UNLESS you get a letter of claim, then come back here and we'll help you write a "snotty letter" to help them decide whether to take it any further with their stoopid pics. If you get mail you're unsure of, just upload it for the team to have a look.
    • Thanks @lolerzthat's an extremely helpful post. There is no mention of a permit scheme in the lease and likewise, no variation was made to bring this system in. I recall seeing something like a quiet enjoyment clause, but will need to re-read it and confirm. VERY interesting point on the 1987 Act. There hasn't been an AGM in years and I've tried to get one to start to no avail. However, I'll aim to find out more about how the PPC was brought in and revert. Can I test with you and others on the logic of not parking for a few months? I'm ready to fight OPS, so if they go nuclear on me then surely it doesn't matter? I assume that I will keep getting PCNs as long as I live here, so it doesn't make sense for me to change the way that I park?  Unless... You are suggesting that having 5 or so outstanding PCNs, will negatively affect any court case e.g. through bad optics? Or are we trying to force their hand to go to court with only 2 outstanding PCNs?
    • That is so very tempting.   They are doing my annual review as we speak and I'm waiting for their response once I have it I will consider my next steps.    The debt camel website mentioned above is amzing and helping to. Education me alot    
    • Sending you a big hug. I’m sorry your going through this. The letters they send sound aweful, and the waiting game for them to stop. But these guys seem so knowledgable and these letters should stop. Hang in there, and keep in touch. Don’t feel alone 
    • In my time I've never seen a payout/commission from a PPC to a landlord/MA. Normally the installation of all the cameras/payment of warden patrols etc is free but PPCs keep 100% of the ticket revenue. Not saying it doesn't happen mind. I've done some more digging on this: Remember, what your lease doesn't say is just as important as what it does say. If your lease doesn't mention a parking scheme/employment of a PPC/Paying PCNs etc you're under no legal obligation to play along to the PPC's or the MA's "Terms and conditions". I highly doubt your lease had a variation in place to bring in this permit system. Your lease will likely have a "quiet enjoyment" clause for your demised space and the common areas and having to fight a PPC/MA just to park would breach that. Your lease has supremacy of contract, but I do agree it's worth keeping cool and not parking there (and hence getting PCNs) for a couple months just so that the PPC doesn't get blinded by greed and go nuclear on you if you have 4 or 5 PCNs outstanding. At your next AGM, bring it up that the parking controls need to be removed and mention the legal reasons why. One reason is that under S37(5b) Landlord and Tenant Act 1987,  more than 75% of leaseholders and/or the landlord would have needed to agree, and less than 10% opposed, for the variation to take place. I highly doubt a ballot even happened before the PPC was bought in so OPS even being there is unlawful, breaching the terms of your lease. In this legal sense,  the communal vote of the "directors" of the freehold company would have counted for ONE vote of however many flats there are (leases/tenants) + 1 (landlord). It's going to be interesting to see where this goes.  
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We sent initial letter to Nationwide today


Beardedlaydee
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Nervous now!

 

Any idea how long it could take to get a result?

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

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Nervous now!

 

Any idea how long it could take to get a result?

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

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What did you say, what did you ask for

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What did you say, what did you ask for

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My husband did it and used the sample letter from this site. He asked for charges of around £900 to be refunded. (he did put the exact amount!)

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

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Share on other sites

My husband did it and used the sample letter from this site. He asked for charges of around £900 to be refunded. (he did put the exact amount!)

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

Link to post
Share on other sites

Hi,

I went into the Bedford branch to get my 6 years worth of statements, which arrived 2 days later.I then hand delivered the standard letter(excluding the statement request bit obviously) and received a very polite no 2 days after that.I now have to wait until tomorrow (I gave them 7 days to pay back all charges) until I put in my claim at court.

 

Dave.

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Hi,

I went into the Bedford branch to get my 6 years worth of statements, which arrived 2 days later.I then hand delivered the standard letter(excluding the statement request bit obviously) and received a very polite no 2 days after that.I now have to wait until tomorrow (I gave them 7 days to pay back all charges) until I put in my claim at court.

 

Dave.

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Hi,

I went into the Bedford branch to get my 6 years worth of statements, which arrived 2 days later.I then hand delivered the standard letter(excluding the statement request bit obviously) and received a very polite no 2 days after that.I now have to wait until tomorrow (I gave them 7 days to pay back all charges) until I put in my claim at court.

 

Dave.

Separate thread please

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Hi,

I went into the Bedford branch to get my 6 years worth of statements, which arrived 2 days later.I then hand delivered the standard letter(excluding the statement request bit obviously) and received a very polite no 2 days after that.I now have to wait until tomorrow (I gave them 7 days to pay back all charges) until I put in my claim at court.

 

Dave.

Separate thread please

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My husband did it and used the sample letter from this site. He asked for charges of around £900 to be refunded. (he did put the exact amount!)

 

You took out the DPA statement then?

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My husband did it and used the sample letter from this site. He asked for charges of around £900 to be refunded. (he did put the exact amount!)

 

You took out the DPA statement then?

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I think he left that part in as we only have online statements

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

Link to post
Share on other sites

I think he left that part in as we only have online statements

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

Link to post
Share on other sites

Hi,

 

This is Debbie's husband. Although we know the exact amount, it would be handy to have all of the statements anyway in case we ever do get as far as court action as I'm not 100% sure that we have all of these.

 

If the DPA request wasn't taken out (which it wasn't) will a separate letter have to be sent to the bank requesting the mone again?

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

Link to post
Share on other sites

Hi,

 

This is Debbie's husband. Although we know the exact amount, it would be handy to have all of the statements anyway in case we ever do get as far as court action as I'm not 100% sure that we have all of these.

 

If the DPA request wasn't taken out (which it wasn't) will a separate letter have to be sent to the bank requesting the mone again?

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

Link to post
Share on other sites

Hi,

 

This is Debbie's husband. Although we know the exact amount, it would be handy to have all of the statements anyway in case we ever do get as far as court action as I'm not 100% sure that we have all of these.

 

If the DPA request wasn't taken out (which it wasn't) will a separate letter have to be sent to the bank requesting the mone again?

 

I'm afraid that I think that the template letter is causing probelms and it is going to be replaced.

 

If you know all of your charges, then send them a 14 day lette before action.

Send them a DPA request as well anyway. Send it separately in a separate letter so there is no risk of confusion.

 

if you don't knwo your charges then wait for the DPA response. Do your schedule, send it as a letter before action and at the end of your deadline send them the Good News.

 

Do this now even if it duplicates what you have already done. Who cares.

 

I'm going to sort out the Library letters

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Hi,

 

This is Debbie's husband. Although we know the exact amount, it would be handy to have all of the statements anyway in case we ever do get as far as court action as I'm not 100% sure that we have all of these.

 

If the DPA request wasn't taken out (which it wasn't) will a separate letter have to be sent to the bank requesting the mone again?

 

I'm afraid that I think that the template letter is causing probelms and it is going to be replaced.

 

If you know all of your charges, then send them a 14 day lette before action.

Send them a DPA request as well anyway. Send it separately in a separate letter so there is no risk of confusion.

 

if you don't knwo your charges then wait for the DPA response. Do your schedule, send it as a letter before action and at the end of your deadline send them the Good News.

 

Do this now even if it duplicates what you have already done. Who cares.

 

I'm going to sort out the Library letters

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OK then, I'm assuming (probably incorrectly) that the 14 day action letter should be the letter I have already sent to them without the DPA stuff in it and the terms changed from 7 days to 14 days? Sorry to be a pain, just want to make sure I get it right

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

Link to post
Share on other sites

OK then, I'm assuming (probably incorrectly) that the 14 day action letter should be the letter I have already sent to them without the DPA stuff in it and the terms changed from 7 days to 14 days? Sorry to be a pain, just want to make sure I get it right

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

Link to post
Share on other sites

OK then, I'm assuming (probably incorrectly) that the 14 day action letter should be the letter I have already sent to them without the DPA stuff in it and the terms changed from 7 days to 14 days? Sorry to be a pain, just want to make sure I get it right

 

Sorry but I'm losing track.

 

there are now two new letters n the library. A DPA request - 40 days.

Letter before action - 14 days.

If you have the info, calculate. Send them the letter before action.

If you don't then send the DPA request first to get the info. Then the letter before action.

 

If you have the info but you want thestatements anyway, which I Think is what you want then send both letters at the same time each under speparate cover.

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OK then, I'm assuming (probably incorrectly) that the 14 day action letter should be the letter I have already sent to them without the DPA stuff in it and the terms changed from 7 days to 14 days? Sorry to be a pain, just want to make sure I get it right

 

Sorry but I'm losing track.

 

there are now two new letters n the library. A DPA request - 40 days.

Letter before action - 14 days.

If you have the info, calculate. Send them the letter before action.

If you don't then send the DPA request first to get the info. Then the letter before action.

 

If you have the info but you want thestatements anyway, which I Think is what you want then send both letters at the same time each under speparate cover.

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Right, got it. Have done so. Fingers crossed

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

Link to post
Share on other sites

Right, got it. Have done so. Fingers crossed

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

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Share on other sites

  • 4 weeks later...

Well, we received a reply from Nationwide containing a very polite sod off. So, here we go with court action, will keep you updated

Nationwide:

Total claim (including interest) 951.78

Settled in full: 20/04/2006

 

Halifax:

Total Claim (including interest) 1635.21

Halifax Settled!!! 12/05/2006

 

First Direct

Total Claim (including Interest) £2451.05

SETTLED IN FULL!!

 

Nationwide (Round 2)

Total claim £450 (Taken after account closure)

Prelim Letter Sent 17th Feb 07

 

Halifax (Round 2)

Total Claim £1227 including interest

Prelim Letter Sent 17th Feb 07

Settled in full 20th June 2007!!

 

Link to post
Share on other sites

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Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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