Lowell's CCJ set aside Now they want attachment of earnings

[oleg]

I'm afraid the reasons you have in mind are ones which you could have used to contest the claim beforehand but not to set it aside afterwards.

 

Do you not have any valid reasons for having ignored the claim?

 

If not, the most you can do is to challenge the payment instalment amounts.

If appropriate we can advise you how to go about this.

 

But you can't simply now raise arguments which should have been raised to fight the CCJ when the claim form was issued.

[oleg]

1%/month provides no joy to a greedy creditor so sometimes they will eventually agree to a f&f,

but let's not count on this just yet.

 

N244 is most pressing concern.

 

Who obtained the CCJ?

 

Most likely they will be familiar to us and you'll find other threads worth reading to get an idea of how they behave after a CCJ.

 

Have you started threads for your "peanuts"?

 

It's worth doing, one thread per debt.

 

State creditor and type of debt in title to increase attention.

[oleg]

ps You can still SAR original creditor to reclaim p p i and unfair charges, though they may take a bit of kicking and prodding.