Cabot chasing an old MBNA debt I don't recall having

[dx100uk]

urmm...you cant UN bar a debt

not even a judge can

 

whats the debt all about

and why so you think its statute barred

and have you moved since you took this out?

 

because if you HAVE you need to tell cabot your new address

as they'll go for a backdoor CCJ at the old address and you'll know nowt about it

till its too late.

 

yes they can get a CCJ on an undefended SB'd debt

as no human is ever involved

its a rubberstamped default judgement.

[dx100uk]

so you know what the debt is?

[dx100uk]

I wouldn't enter into pointless letter tennis yet.

do you know the 16 digit card number?

[dx100uk]

well if you arenot 1000% sure its SB'd

go ring MBNA and ask last payment date

[dx100uk]

prove it letter is waste of time

 

send our statute barred letter from the debt collection section of our library.

kills two birds with one stone

tells them your current address so no backdoor ccj.

and tells them its a lemon

[dx100uk]

that contacted me..might be the important bit.

though we 've never seen a case lost because of a letter alone...

[dx100uk]

eh?

 

if the debt is already SB then you cant unbar it by writing..neither can a judge!!

[dx100uk]

do you know the CCJ number?

[dx100uk]

no never SAR a DCA.........

do you know the CCJ number?

[dx100uk]

5th time of asking....

 

do you know the CCJ number?

[dx100uk]

yes they can get a CCJ on an undefended debt

as no human is ever involved

its a rubberstamped default judgement.

nothing is checked

 

have cabot mentioned the CCJ or that they know they have a court judgement?

[dx100uk]

they now have your correct address

so no backdoor CCJ

 

and if there was an existing CCJ on this and it moves fwd

you'll get a letter from the court or the court bailiff.

 

till then i'd ignore all comms esp from cabot or their dogs.

[dx100uk]

no GPB were sols they don't own debts...

 

their clients was...