old stepchange dmp - cant afford payments now

[renegadeimp]

CCA request to all. I guarantee you can forget about each loan cabot is involved with. They dont chase legit debts. Depending on the outcome of the CCA, you can wipe of almost 50k of your debt for the cost of maybe a tenner.

[renegadeimp]

Tell stepchange you want to go it alone. Get those CCA's off asap. I guarantee we can help you wipe off many thousands off that total amount, if not close to all of it.

 

Just make sure youc ome back here every step of the way so we can give you the advice you need.

[renegadeimp]

I will this will be life changing do I just post on here what happens I don't know how else to contact you? Its like a dream!

 

Yes. Keep all info as per post #12

 

Dont add any personal identifiers, But make sure you come here if you have any questions. Follow DX's advice in post #12 so you can keep your debts separate and they wont get muddled with others. We can help you through this. It might take a small while, but you'll soon be debt free.

 

To add to whats been said as well, nothing we do is against the law, it wont cost you anything by various companies charging you. The procedure we help you with is actually laid out in law and regulation. Its something the backstreet DCA's dont tell you, mainly because they are all very very VERY shady. They want your money even though theyre not legally entitled to it, nor are the debts legally enforceable in court.

 

We want you to keep the money and learn from it so if it happens again, youre more knowledgeable in what to do>

 

Again, going by your list of debts, it should be straight forward to get it sorted.

 

Create a new thread for every single one of your debts please as per post #12 and provide as much info as possible such as dates, what happened, whose chasing you etc. The more info the better.

[renegadeimp]

I will of learnt a massive valuable lesson would it be worth me looking on Experian signing back up I don't know about default stuff offhand.I have amazed myself finding all the account details and posting it all off today I'm not very technically minded I'm not sure if Ill cope with stress but ill do what you say take a step at a time.I presumed as I borrowed the money I would have to pay it back.

 

I admire your morals. But you need to throw them out of the window now and think about legalities instead.