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Halifax have offered me good will gesture-help


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Hi, After sending off my letter to claim £1700 they have offered me £400.

Obviously I dont want to accept it as I have read dont accept the first offer. But they told me that they're charges are not unlawfal as these are anathuarised bank charges not credit card charges. I am now confused because as far as i am aware Ofcom (or whoever) annouced all charges should cover adminstritive costs not moatter whether they are against credit cards or bank accounts.

 

Can someone help clear this up for me. I think i am right but they have thrown me, and I do want to take them to small claims, hopefully not all the way just issue them with the next letter which will force them to make a full refund.

 

Help, thanks

 

Soph

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Don't worry about it too much I got the same letter this morning with my offer I've just sent them a letter saying I'll accept as part payment but still pursuing the rest and continuing with MY timescale not theirs. I'm due to lodge my claim in court on the 23rd

01/09/2006 Data Protection Act sent

04/09/2006 Data Protection Act recieved by Halifax

28/09/2006 Called Halifax to see if they have done anything about Data Protection Act letter

17/10/2006 Non Compliance LBA sent

23/10/2006 Phone call made

24/10/2006 statements arrived

24/10/2006 prelim letter sent asking for return of £1455.87

08/11/2006 LBA sent ;) court next :p

14/11/2006 good will gesture made offered £513 now claiming £1639.95 :D

15/12/2006 Court claim number Halifax must respond by 23/01/2007

 

05/01/2007 PAID IN FULL WOOHOO

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I too have been offered a part payment by Halifax, and agree with doinmaheadin, don't be fazed by them. Stick to your timescale and know that they are very very unlikely to choose to declare openly (in court) how they arrive at their bank charges. I'm due to lodge my claim next week as well. icon14.gif

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KEEP GOING GUYS!

 

Follow the step-by-step instructions on this site and stick to the timescales as advocated. The bank does this with everyone (try to buy you off cheaply) ... don't have a bar of it.

 

Stick to your guns ... you know the money is yours, and so do they ... you'll get it back, rest assured!

 

Enjoy! :D

Outacash ...

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