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    • Hi Honeybee13 No i 100% did not received reminder if i did it would have set alarms bells ringing that something wrong 
    • Hopefully Man in the Middle will be able to pop in today, but he does have a day job. Also the SJNP notes say they sent a reminder i did definitely receive this Are you saying you did receive the reminder or you didn't please? HB  
    • Thank you Man in the Middle, Everyone I know this may not make a difference but is it worth mentioning the fact i did believe i sent everything correctly but with all going on with my mother at the did not realise that stamp was not valid? Also the SJNP notes say they sent a reminder i did definitely receive this if i did it would have prompted me to realise something was wrong and rectified. I have to fill the form in online today so any more advice is gratefully received. The area is Gwent in South Wales it states on the form if i plead not guilty then send me the date of the trial Sorry as i've stated previously totally new to this and thank you for you assistance  i know you cannot say for certain but realistically by pleading the above what would be the most likely outcome be ? is it still likely to be 3 points and £100 fine ? or am i likely to receive higher and more fees?
    • Vennells evidence starts this morning at 09.45. Nick Wallis has made an interesting observation in his blog yesterday or today that yesterday's witness, Alwen Lyons, implied that forensic accountants Second Sight weren't doing a good job on their investigation of SPMs' complaints about Horizon. Nick's theory is that not being good at a job seems to be telling the Post Office things it doesn't want to hear. And that having been told things they didn't want to hear about the Horizon system, that training was terrible and their investigators and prosecuters weren't good enough, they decided the solution was to sack Second Sight and buy more expensive advice in the hopes of getting an answer they liked.    
    • Thanks for the quick response! the way they’ll have found so far is LinkedIn, I use this for business and work etc. I’ll have to look into the settings and see if I can make this more private I have no other social media.    so to confirm, best step is to directly mail my address to emirates and HSBC directly then ignore idrww and judge and priestly? should I be telling both the uk collection agencies that I’m only going to be dealing with the banks directly and not with them?    would you recommend creating a monthly payment plan to the banks or not?    Thanks, 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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DLA to PIP


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Hi all,

I had a phone call from Capita yesterday and the woman on the other end of the phone was quite aggressive and hostile. ~She spoke really fast too.

 

 

I have severe mental health issues and numerous physical issues including needing to be near a loo. She tried to demand I go for a f2f in a place I don't know at all. I told her this and she said "but you get out daily, don't you?" I said of course I can't not with this health. She very reluctantly allowed me an appointment at home but no choice of date.

 

 

I am now at my wits end as I never allow even the few friends I have to come into my house due to my physical and mental health. My house is a bit of a tip as I suffer extreme fatigue due to Crohn's Disease and arthritis. My mental health is also such that I can't physically do what I want to do when I want to do things.

 

 

I don't have anyone I can ask to be with me at the allotted time and am terrified of having to let a stranger into my home. I haven't lived in the area long and don't feel I can rely on any of my medical team.

 

 

Any suggestions please?

TIA

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Hi,

No I haven't had one since I moved here. I really don't know if I can go through this alone, but have no idea what to do.

 

Hi,

 

Contact your local Council tomorrow and ask to speak to on of the Income Revenue Officers, they help fill out PIP forms and also can assist with other Departments if needed.

 

or if you live in a Housing Association property, give them a ring and ask for the team that deal with financial assistance (they are mainly attached to the finance department).

 

They will call them on your behalf, fill out forms and help as best as they can.

 

Best Wishes

 

Stigman

Edited by Stigman
too many e's in the

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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Contact your local Council tomorrow

 

Tomorrows Sunday, Best call them Monday :)

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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  • 2 months later...

Hello,

 

 

I had a disastrous assessment with a very nasty nurse.

 

I was on higher rates for both components.

I can't believe how much detail I went into on the form and evidence supplied.

 

I know from the report that the assessor has contradicted herself throughout, but I can't believe I scored not 1 point.

 

I have Crohns disease,

arthritis,

scoliosis,

iritis,

chronic fatigue due to malabsorbtion and

severe mental health issues.

 

I also have a liquid feed going through a tube in my abdomen into my stomach.

 

the nurse and I did discuss my mobility scooter and the fact that I cannot propel my wheelchair and that I genuinely cannot go to an unknown place.

So i'm truly shocked by what she wrote.

She seemed more interested in the fact that I draw and drive an automatic car.

 

I simply cannot understand her.

She also used a raised voice the whole time.

I just didn't have anyone with me and suffered it alone,

 

although she stated she would leave and come back at another date to finish off as she 'could see she was stressing me out'.

I told her to stay as I would never let her back in my place.

I almost dialled 999 to have her arrested and removed.

 

I have put in for my mandatory reconsideration and was wondering how long this will take.

 

In the mean time am I allowed to use my bus pass and must I tax my car immediately?

 

Also, with bedroom tax and an overpayment i'm really feeling the pinch,

can I get help with the bedroom tax and can the overpayment be brought into line with what I can afford.

 

I'm suffering so much mental and physical anguish over this I really don't know how i'm going to cope.

 

TIA

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Threads merged

Please keep to one thread

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Ok, just to update.

 

I got a benefit advisory service to handle my MR.

 

I now have enhanced care and standard Mobility.

 

They are for an 'ongoing period'.

 

i'm quite pleased

but what I would like to know is if I scored 4 points moving around and 4 points to have someone with me do I have 50% tax reduction on my vehicle or not. Thanks in advance.

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