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    • Credit search will be for address varification in case you'd moved since the date of the speculative invoice I expect.  If you use our enhanced Google search box for.  Pcm Claimform, there are over 1000 threads that outline things.  Next for you will be ack from the court your defence has been registered OK.  To be frank.. If you'd been doing that from when advised a month ago, this would not have happened.  You've had a very very lucky escape here.... Now prepare and not allow another to happen.  We don't have the time to nurse maid those that don't self help.   Dx  
    • Thanks @FTMDavefor the quick and clear instructions.  All filed and submitted.  What should I be preparing next? If you’ve seen lots of cases with this lot what is likely their next move?   In the meantime they have been sending me letters offering me to pay them without going to court etc. i’ve also received a notification on my credit report about searches and can see that they’ve done a “soft search” on my file.   Are they allowed to do that? Why would they be doing that?
    • Just be aware that foliage covering signs is not persuasive if you reside in the area and regularly used the said route concerned.  One gentleman of recent, famous for disputing parking and speeding issues, just cost his client £1000's claiming that!!    Dx  
    • Thanks for your reply.  I will DM you this evening with more info, when I've got it all to hand.  
    • No, it clarifies nothing. As you say, there is a contradiction in that this company's employees have received invoices yet it is assumed they called the parking company in. I would suspect - and it is only a suspicion - that someone else called in the parking company to "manage" the whole estate. While you are dealing with this verbally anyone can come out with any old baloney and you'll have no proof of it.  You need a paper trail.  So e-mail the company, pointing out the reasons for your meeting with them and that you were not abusing the car park, and request they get the ticket cancelled.  That way they will have to reply in writing and you can get to the bottom of this matter.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Nathan Vs Lloyds TSB


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Hi all,

 

Been doing a little research before taking any actions. Im claiming all my charges back on two accounts Current account and Credit Card account. I have completed the first part of the claims procedure by filling in the DPA Subject Access Request. This will be sent tomorrow, whats the best way to send letters? Recorded?

 

Also since opening my Credit Card account back in December 2005, I opted for the insurance. £16 a month if I'm not mistaken, now back in May I asked to use this insurance and was told I was unable to use it because I will still employed. Now before I signed for the card I specifically asked if I could use this insurance even if still employed due to my employment being comission based, the lady in the bank answerd yes of course you can.

 

Now I know this was rubbish and that the insurance was a waste of time/money. How can I go about claiming this money back? The bank say they can't do anything about this matter because they don't believe there staff would have told me such a thing. And to make a formal complaint.

 

Thanks in advance.

 

Nathan

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You have two issues here, I am persuming the latter is payment protection insurance, if so here is a link to a forum for it http://www.consumeractiongroup.co.uk/forum/ppi/

 

As regards sending letters, first class standard is fine, however personally i send them recorded, but that is up to you, whichever way is fine!

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