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    • Thank-you @BankFodder, your statement is a correct understanding of my position and I agree, it is actually really what I was looking for in starting this thread, as I too believed that the maximum I could claim for is that which I sold it for, even though this was substantially below market value at the time. And so, this sold value is what I shall be claiming for + the other expenses. @dx100uk I get your point, but this is just not what I want to expose myself to. Unfortunately I was one of the unlucky ones to have my details stolen in the Peoples Energy hack, and in 2020 I discovered that those details had been used to take out car insurance, and that the insured was then involved in a collision and my details were dragged through the mud. Despite Aviva cancelling the claim and treating as though it never were, even though I have the letters from them to say that they have removed this claim from the insurance database, I still get refused insurance and credit products to this day until I send across the letter from Aviva which explains that I was a victim of fraud. So you'll forgive me for not jumping up and uploading my data to a server utility for which I have no control over its retention policy, or where the server is located globally, its legal jurisdiction, or its security protocols.
    • Speeding (Revised 2017) – Sentencing (sentencingcouncil.org.uk)  
    • upload sites dont retain copies and so what if they do... what do you think they are going to do, kidnap your grannies budgie or something..how the hell would any of the info required by us be of any use to them..... stop being paranoid and put them all in one mass multipage pdf.  
    • https://audicam.audi.co.uk/customer/6660055/00cc584e9769699ddba3807a2995032f/59022-13062024 Please let me know if you can access footage 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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High Court Enforcement Group Ltd (HCE Group) acquires The Sheriffs Office


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The following press article features on SCOOP this morning:

 

http://www.ccrmagazine.com/index.php?option=com_content&task=view&id=14497&Itemid=33

 

 

High Court Enforcement Group (HCE Group), the largest independent and privately owned high court enforcement company in England and Wales, is proud to announce the acquisition of The Sheriffs Office, with effect from 31st January 2016.

 

Following the acquisition, both businesses will continue to operate as separate legal entities. The combined experience and expertise in both High Court and specialist areas of enforcement within both companies, will prove a valuable and unique resource for all existing and new clients.

 

The two firms will be building on their combined strengths in a number of areas, including client service delivery, compliance and governance, specialist enforcement services, IT infrastructure and geographical coverage by field-based enforcement agents.

 

As a whole, this will see the Group, including their judicial services firm Excel Civil Enforcement, become the largest High Court enforcement company.

 

Martin Leyshon, Group Director of High Court Enforcement Group and Chairman of the High Court Enforcement Officers Association commented: “The acquisition of The Sheriffs Office is a very exciting move for HCE Group. The businesses naturally complement each other and together will give clients a huge amount of choice in terms of services in the enforcement market. 2016 is going to be an exciting year for us, where we will be building on an already solid platform. It’s a great fit."

 

Commenting on the announcement, David Carter, Chief Executive at The Sheriffs Office, said: “The Sheriffs Office is hugely excited to form part of the largest High Court enforcement company in the UK. The breadth of experience and infrastructure this acquisition brings will allow us to provide our clients with unparalleled levels of service and support right across the enforcement spectrum. 2015 was an excellent year for the Sheriffs Office, where we launched a number of specialist services and entered new markets, all leading to growth in all sectors of our business.”

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Wonder whether this will make things worse for debtors, and is a takeover based on the assumption HCEO's will be getting their hands on CCA and other miscellaneous non High Court?debt soon.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Welcome the super bailiff company, just needs them to be able to get the CCA debts now....

Could turn quite nasty all round. Imagine Brighthouse sending the Sheriffs?

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Councils have sought and obtained a LO for a debt of a penny and escalated it to bailiffs making the debt 20,000 times greater with fees etc. I think NELC beloved (Not) of outlawla was one such council.

 

If the software used by a Revenue Dept is programmed to act on a negative balance it will trip the letter and initiate the summons even for 0.001 pence, unless an if/and statement in the code prevents summons for under say £25.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Wonder whether this will make things worse for debtors, and is a takeover based on the assumption HCEO's will be getting their hands on CCA and other miscellaneous non High Court?debt soon.

 

I would disagree. In fact, the merger does make a lot of sense.

 

The Sheriffs Office have been based for many years in Croydon (South East London) with HCE Group being based around Wales and the surrounding areas. Excel Enforcement Ltd are also based in Wales. Creditors looking to use a company to enforce writs on their behalf will no doubt look at the geographical base of the company and very likely, will consider that if the debtor's address is in London or the south coast that HCE Group (or Excel) would probably not have officers in that part of the country.

 

As the press report confirms, each company (HCE Group, Excel Civil Enforcement and The Sheriffs Office) will continue to trade under the same names and from the same offices.

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Wonder if Capita were eying up the constituents of the new group? Capita has too many fingers in too many pies, and their Parking Eye PPC is doing itself no favours in the opinion of the public.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Could turn quite nasty all round. Imagine Brighthouse sending the Sheriffs?

 

Don't see what the point would be since they would not have any greater powers than an EA, nor could they charge any more than one.

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