New here - question regarding payment

[TFD]

Hi,

 

Just been reading through the forums, and looking forward to trying to claim back the huge amount of money FD took from me over the years.

 

One query is due to the fact my account is now closed (their request) with roughly £5000 owing, which I am paying off monthly.

 

If I get a settlement from them, I don't really wish for it to be credited to my account, as if they had played fair, the account would never have been closed.

 

Am I able to request a payment by cheque? Has anyone else been in the same situation?

 

Pete

[curli]

I can't comment on fd, but with Abbey I requested my refund by cheque and they agreed.

 

Curli

[towerbridge]

I have been offered a full refund but they want some off it to pay back what I owe..the account is closed, the sum is been reduced monthly via payplan ..I have refused their settlement to do this unless it is refunded in full by cheque outlining the fact that I already have an agreement with them to reduce this debt (which they actually caused) I am waiting for a reply from DG solicitors

[notlam]

I requested LTSB to pay me my court settlement of £3.3k by cheque because I wanted to take a photo of it and frame it.

 

Meanwhile I owe them £3k (on a, now, closed account), which I am paying back as slowly as possible over the next 10 years.

 

Unfortunately, LTSB paid the settlement amount straight into my account (surprise, surprise). Not sure if they were legally entitled to do that.

 

Would like to know.

[TFD]

I requested LTSB to pay me my court settlement of £3.3k by cheque because I wanted to take a photo of it and frame it.

 

Meanwhile I owe them £3k (on a, now, closed account), which I am paying back as slowly as possible over the next 10 years.

 

Unfortunately, LTSB paid the settlement amount straight into my account (surprise, surprise). Not sure if they were legally entitled to do that.

 

Would like to know.

 

So just to make sure I understand, you owed LTSB £3K and they effectively cleared this by making the payment into the account?

 

Are you leaving it like that or pursuing the cheque?

 

(Well done on the £3K settlement by the way!)

 

Pete

[notlam]

Yes, that's exactly what they've done.

 

No I don't intend to leave it like that because I still want my cheque. I dont know if I can force LTSB to send me one but I'm going to try.

 

I am writing a letter, right now, to the court to ask the judge if the defendant can do this. If he can, I dont see the point in me filling out the Request for Judgement form and putting "I want a cheque" on it if the defendant can ignore it. This effectively means LTSB get to keep the money by offsetting it against my overdraft, which seems unfair because I had a CCCS debt management arrangement in place to pay it off monthly along with other creditors.

 

The reason I didn't want the money to be paid into that account is because, by so doing, LTSB will get the lot when I wanted to be fair to my other creditors and pay them all in proportion to what I owe each of them.

[towerbridge]

Dg have written to me saying they will settle by cheque within 7 days