Egg PPI

[sirhc]

Hello everyone

I phoned Barclaycard re an old egg card I had with PPI.

They had me complete a questionnaire.

 

 

I since have received a letter saying they have no evidence of the policy being mis-sold.

 

Can anyone help me answer this letter.

 

below is the answers I gave to some of the questions

 

If you were employed at the time you took out the insurance - would you have received

any pay from your employer, if you were off work due to an accident or sickness, or if you were made redundant?

Pay Receive : Yes

 

For how many months would you have received this pay?

6 months or more, but less than 12 months

 

Please give details I was with xxxxx for 15 Years.

 

I'm not sure when the card was taken out.

 

xxxx used to pay full pay for 6 months

 

then half pay

 

Why you decided to take out this insurance ?

I took this ppi out when I filled in the online application form.

I believe it came with the card.

 

About Your Complaint

 

 

As I was in full time employment and would have got sick pay if I was long term sick.

I don't think I needed to have this insurance

 

I have just received from Barclaycard saying they have not evidence I was missold PPI

 

Following my investigation I have identified that your application was submitted online.

This means that at this point of applying for PPI we did not give you any advice.

You made your own decision as to whether you required the policy and could have benefited from this.

This policy started on 18 January 2001 and ended on 10 December 2007.

 

I have established that you were eligible for the policy at the time of this sale because you were:

 

• Over 18 and under 65 on the date the policy was purchased. You gave your date of birth as 21/4/54

• A UK resident on the date the policy was purchased. You gave your address as (my address then given)

• In employment working at xxxx

 

They then say that if I am not satisfied I can contact them again …….

 

Hope someone can help or tell me if I should give up

Thanks

Chris

[dx100uk]

so did you apply online?

 

 

did you send an sar to get all the paperwork first

like the agreement and statements?

[sirhc]

I did apply online but never sent off for sar

[dx100uk]

if you read a few of the EGG PPI reclaim threads

 

 

it is well known the EGG site of that era

had a pre ticked box for PPI

and it did not allow you to untick or proceed with the card application

if you tried too

 

 

dx

[sirhc]

so would you suggest I write a letter?

and how should I word my letter?

[dx100uk]

I would be reading up first

 

 

and getting all the info

 

 

its best to deal with EGG direct via the Canadian square address

in the EGG forum.

 

 

dx

[sirhc]

Can you give me some links so that I can read up about the tick box please

So that I can write a letter

[dx100uk]

use our search of the grey top toolbar

 

 

something like

 

 

EGG PPI tickbox or alike

 

 

 

 

dx