Darren v Lloyds TSB***WON***

[sarah13]

sorry to sound dumb, but what terms and conditions?

[nicsussex]

The terms and conditions that govern your account with them

[sarah13]

i dont think i included them in my bundle. My case was a while ago tho so maybe what you send has changed i havent read the bundle posts for a while- sorry bout that was only trying to help!

[nicsussex]

i dont think i included them in my bundle. My case was a while ago tho so maybe what you send has changed i havent read the bundle posts for a while- sorry bout that was only trying to help!

 

Has only really recently been suggested in light of the recent 'Lloyds victory'

[sarah13]

Has only really recently been suggested in light of the recent 'Lloyds victory'

 

thanks for clearing that up

[dazzaboy2]

The current account charges page from the present website will have to do. I can't find the old ones on the archive site anywhere.

 

Off to the post box!!

 

Lets see what happens now..............

[dazzaboy2]

Oh well,

 

Nothing recieved from Sechiari and Clark.

 

First non compliance letter now away.

 

Another 7 days to wait!!

[dazzaboy2]

Letter recieved from the court today,

 

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Upon the courts own initiative, it is ordered that:

 

1. Unless the defendantdo by 4pm on the 22nd June2007 file and serve documents as ordered on 18th April, the defence be struck out without further order and the claimant shall be at liberty to enter judgement for the sum enclosed together with interest to the date of judgement and all court fee paid and the hearing on the 30th July be vacated.

 

2. This order has been made without a hearing under the Courts Case Management Powers contained in part 3 of the cilvil procedures rules and/or without notice to yourself.

 

You may within 7 days of service of this order upon yourself apply to the court to set aside or vary the order under part 3.3(5) civil procedure rules.

 

You must file with the court (serve on the other party) an application which sets out your reasons for objecting to the order.

 

When your application including your reasons for objection to the order are recieved by the court the application will be listed for a hearing unless the court feels this is unnecessary or you require the court to vary the order without a hearing.

 

Dated 6th June 2007.

 

---------------------------------------------------------------------

 

Oh well then! That was recieved after only sending the first non-compliance letter. Hopefully they will screw up again and not send the documents and I can apply for judgement!!

 

22nd of June will tell!!

[GaryH]

Excellent! Slap in a request for judgement on the 23rd.

[dazzaboy2]

Oh well, nowt recieved from them. I've applied for judgement. Hopefully the judge will grant it and then I can send in the bailiffs.............

 

[christinajanep]

any ideas how long ur judgement will take

[dazzaboy2]

The court sent me a note saying that the hearing on the 30th July has been vacated. As I was unsure what this meant, I gave them a phone to see if that meant I had judgement. They said no and that I hadn't applied for it. Looks like my judgement request got lost.

 

Another one away in the post. Hopefully hear something more this week.

[dazzaboy2]

Judgement for claimaint in default!!

 

Yay!!

 

I'll give em' a week then the bailiffs are going in.

 

[GuidoT]

You should write to SCM with a copy to Lloyds registered office giving them 7 days to pay otherwise a warrant will be issued, as here:

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/47207-guido-t-lloyds-tsb-7.html#post921936

 

Worked for me they paid in 6 days.

[dazzaboy2]

Well,

 

No response from them, so managed to get the court to issue a warrant of execution.

 

Then I got a letter from SCM basically saying Lloyds didn't recognise my address and could I forward the correct details.

 

So we'll see what happens now. They have the correct details AND a warrant has been issued against them.

 

Hope this OFT test case doesn't affect me as I already have a valid judgement!!

 

More waiting............

[nicsussex]

Hope this OFT test case doesn't affect me as I already have a valid judgement!!

 

It will have no effect as you have judgement

[grant123]

Darren

 

I'd appreciate some advice please, I believ you used MCOL to claim, how did you get by without an English address ?. I have a friend who will let me use his address,did this work ok for you ?

 

 

I have just recieved my final letter of rejection from the bank. I have two accounts I wish to claim on.

 

One claim is for 6,000 the other for 3,500.

 

Fos are no longer taking claims.

 

1) So I believe I now have two options, I have a friend in England whose address I can use on MCOL, but I'm a little unsure about going down this road.

 

2) File my claim at the court nearest to Halifax's head office in Halifax, Stevekenevo has done this and been successful.

 

 

Any replies would be greatly appreciated.

 

Cheers

[dazzaboy2]

Hi Grant,

 

I didn't use MCOL. When I sued HBOS I went for contractual interest and the section for the particulars of claim online wasn't big enough. In the end, what I did was complete an N1 form and submitted it to Bournemouth County Court as I have friends in Bournemouth.

 

What I did was supply my friends with lots of stamped addrressed envelopes for them to forward corresponance.

 

However, the court sent everything to me directly in Scotland. I lumped both accounts into the one claim and won by default.....6k....sweet!.....but spent long ago lol.

 

I've just won my second claim against Lloyds and used Bournemouth county Court. I'm just waiting for the bailiffs to go in and get my dough!

[grant123]

Thanks Darren

[dazzaboy2]

Well it looks like I've won!

 

I got a cheque from SCM the other day for fourteen pounds saying that it was the difference of the previous cheque they issued for £1566.

 

Only thing is......I never recieved a cheque for £1566 !!

 

Gave them a ring, found them very helpful and they said they'd get back to me in 72hrs. They left a message for me at lunchtime today saying that the original cheque issued has not been cashed and that they have now cancelled it. As soon as they recieve confirmation that it is indeed cancelled they will issue me a new one ASAP.

 

In the meantime, I haven't yet cancelled the bailiffs!! Should I? Or should I just wait until the cheque has cleared?

 

Ta..........

 

[GuidoT]

They are probably playing around with you, proceed until you get cleared funds - keep up the pressure.

[dazzaboy2]

Won!! Funds cleared!! I'm rich for another few days lol.

 

Thanks to all..............

 

[GuidoT]

Nice work, there is a letter below to inform the court of settlement:

Informing Court of Settlement

 

I will get your thread title changed.

 

Please donate something to this site.

[livelylad]

Congratulations!

[stevokenevo]

Congratulations Daz ;-)