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HSBC debt sold to Marlin


sazzy34
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Took a credit card with HSBC over 10 years ago.

Defaulted in 2010.

Started a payment plan at £80 a month with metropolitan in 2011 or 2012.

Been paying no issue up till now.

 

 

Marlin have written to advise that they have purchased the debt for HSBC and have set up a DD at my agreed payment amount.

 

 

Firstly are HSBC allowed to give out my bank details?

Secondly why would they sell when repayment was agreed?

 

 

What is best to do here.?

 

 

I know there is no PPI on this card, but already have sent a SAR off to look at charges.

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If the original DD was set up for HBC/metropolitan cancel Marlins attempt to milk your account asap. It's no authorised by you!

 

 

If you are going to continue paying set up a standing order

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi

Yes original Dd was metropolitan.

 

I am just miffed they have done this when I was paying as agreed

Nothing to stop them off loading the debt, but Marlin is taking the pee with the DD.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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They did the same to me. And I was miffed at the time - I felt a bit let down TBH.

 

I have since learned that there is no honour in debt collection at all. Don't waste any more time on feeling miffed.

 

Get a complaint off to Marlin about the DD. At the same time, do a CCA request too. If they fail to come back with a compliant agreement you will have the driving seat.

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