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    • Hi, She said the machine actually tells you how much you have to pay and you pay on your card. I've actually emailed evology who make the machine to ask for an explanation as to how this can happen - in essence it is 1min over! With regards to the 8 mins one, she is adamant the the machine said no charge when she left - her ex-boyfriend was with her in the car and he confirmed this so god knows what is going on. Worth chancing the set aside? With regards to G24, not done anything yet - not sure I want to alert them to the other address - should I just write and confirm the Scottish address with no reference to anything else? Thanks for your time FTMDave. T.
    • Hi BankFodder, thanks for the reply. The firm was T B Plastering & Decorating in Callington, Cornwall.  They have a facebook page which I can't link. We have already sought the advice of a second plasterer. He has seen the work, conrfirmed its way out of any NHBC tolerance and well below the standard of any professional plasterer. We are currently awaiting his quote to remedy the awful quality work, but he has said it will definately involve ripping out and re-boarding two entire window reveals, moving two door frames outwards, possibly new fire-rated cement boards in the fireplace if I cant chip off the non-compliant rubbish which was put on there, and knocking off several blown corners and bodged internal corners. He also confirmed that the whole lot was plastered in one thick coat, rather than two thin skims as normal. This means that as it continues to dry, more cracks will appear as the outer face dries faster than the inner face. Indeed, cracks are still appearing one week on. When I confronted the original plasterer, I gave him several opportunities to get the work sorted, but he just stood there looking shocked saying "What do you want me to do?"  When I replied "I'm not a plasterer, what do you think you can you do?", he just repeated over and over "It's within tolerance, what do you want me to do?" It was clearly going nowhere, so at that point I invited him and his labourer to leave.  
    • negotiate a token payment its already defaulted so will vanish from your file on the DN's 6th b'day. then revise. dx  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Dont get it....any advice/help appreciated


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Had never heard of this company until today.

 

 

Never had any run-ins with any debt companies at all.

 

 

Today I received a letter from bpo on behalf of motormile finance stating that I owed almost £900 for an obviously unstated reason.

 

 

The letter stated that both companies had been contacting me without reply ( untrue, had no prior communication with them until today) and threatened doorstep visits if I do not pay.

 

 

I have never taken out a loan in my life......I owe no money to any kind of club or organisation......

 

 

They even got my gender wrong on the letter!!

 

 

I genuinely have no idea where this has come from at all......

 

 

Could it be mistaken identity?

 

 

Should I just ignore it and see what happens next?

 

 

Any advice or help appreciated, many thanks

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check your credit file for fraud or trashing

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Send a copy of the linked letter and get either free proof of postage or if you prefer, pay a bit extra for recorded delivery and keep it with your correspondence so you have a paper trail should you need it at a later date.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387363-You-know-nothing-of-the-Debt-Prove-It-(Updated-21.04.2014)&p=4384086#post4384086

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi and welcome to CAG

 

MMF chase delinquent debts but use tactics on the phone that would get them banned so don't phone them.

 

As advised, check your credit file and see if you are a victim of fraud and if so, file this with Action Fraud so you get a crime number.

 

If on the other hand there is nothing on your file, this is likely to be phishing by MMF for someone with the same name as you.

 

For now, ignore them until you know more.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Be aware that MMF do not follow the law or regulation concerning debts. They dont even care if they have the wrong person. They will threaten, harass and break you down until you pay.

 

I would advise not ignoring, but check your credit file at equifax or credit expert, and get a full complaint to their compliance director.

 

Do not phone MMF, and do not contact any other person at MMF. They WILL ignore you and they WILL threaten you.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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