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    • My previous post has gone. Just wanted advice on if I sent the statute letter for the second debt they didn’t make the court claim against? 
    • Hi,  Would like some advice on best way to proceed on this. I had a cc when I lived in the uae. The amount they are chasing is around £10k, although I think half of that is extoriant interest charges. Earlier this year I received a letter from Iridium law saying they are managing the debt etc. Today I received a letter from Iridium law, which I've scanned saying they are managing the debt and will take all measures necessary to get the money.  I wrote to the bank ensured they had my address, and via email they sent a notice saying:  The Total Outstanding on your Loan/Finance/ Credit Cards XXXXXXX is AED 48554 /- as on date of this email Our authorized collection service partner Al Tamayez Dept Collections Llc (the “Collection Agent”) is now managing your loan/finance/Credit Card account on behalf of ADCB. The Collection Agent and its authorized staff and representative will contact you to discuss the repayment options with respect to your loan/finance/Credit Card, stated above, on our behalf. I communicated with this organisation and they offered me a few payment plans which were totally unaffordable. The only way they would clear the fake interest was if I paid off the original balance around 20000 aed immediately, in one go. i couldn't and can't afford this. I said that I can't do it but to keep them happy and shut them up I began paying 25 pound a month. right now it just feels like I am completely wasting this money as the debt doesn't seem to go down. I don't know what my best course of action is as I can't afford to clear the debt as it is but at the same time I don't want to keep sending them 25 quid every month. I have tried to just communicate directly with the bank cutting out that authorised collection service partner but they don't reply. Thanks JS
    • donation well deserved you help was brilliant and very much appreciated
    • You're quite right. EVRi are abusing public funds and public trust by routinely using the County Court system not to get justice but simply to frustrate legitimate claims. There legal department in their top legal people should be ashamed of themselves. I suppose they are following advice from their bean counters. Thank you very much indeed for the donation. I've responded by email.  
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