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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cure Solutions /fake court papers? - Creditors Bankruptcy petition


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What actually is this debt?

 

I would suggest taking all the documents you have received to your local county court office the staff will be able to say if this is genuine or not and will advise on the procedure but they cannot give legal advice.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Thank you - I don't understand this bit - 'Can you please provide us with some further info, such as is this matter regulated under the CCA 1974 (as amended)? Have you received a valid statutory default notice from the creditor? Do you recognise this debt and what is it for? Have you received any letters from the creditor or any DCA's prior to the service of this (clearly) invalid statutory demand.'

 

I can find no mention or reference to CCA 1974 any where on any documents - I don't believe I have had a prior valid notice just a company letter. Yes I recognise debt which is actually £169.99 but the first letter is requesting £369.99? & in court paper it says £369.676 and that additional costs of £275 have been added for fees n court costs?

 

 

What I mean dear fellow Cag Member is, what is this debt for? What type of contract or contractual relations are you engaged with this Mr or company - whoever he or they are?

 

Surely you must have some idea about what this matter is, please, therefore, let us all know what it is, then we can advise/help and support you on the same.

 

Kind regards

 

The Mould

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follow this guide to post up that letter please

 

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

*************************************************************

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It's for an outstanding payment for goods owed.

 

Thank you.

 

These goods, do they amount to sum of £169.99? If yes, how old is this debt?

is there a contract for the same?

Where does the extra £200.00 that has been added onto the debt come from,

 

has the creditor justified this amount or are there terms and conditions under a contract for these goods

which state that you are liable for the debt claimed - i.e. late payment fees - for an example?

 

Is there a contract in place or not, this very important for you to establish,

 

If a contract exist and you continue to fail to meet your obligation to pay the agreed monthly amount

thereunder for these goods, then it might end up being the case that you will end up owing more than the £750.00,

which is the threshold for your creditor to issue bankruptcy proceedings against you.

 

We are all trying to help you on this matter, please set out the story as to how this case against you came to be.

 

Kind regards

 

The Mould

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The SD or petition should state the liquidated sum payable, I believe, and this should be above the threshold, not really sure what is going on here.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Thank you.

 

These goods, do they amount to sum of £169.99? If yes, how old is this debt? is there a contract for the same? Where does the extra £200.00 that has been added onto the debt come from, has the creditor justified this amount or are there terms and conditions under a contract for these goods which state that you are liable for the debt claimed - i.e. late payment fees - for an example?

 

Is there a contract in place or not, this very important for you to establish, If a contract exist and you continue to fail to meet your obligation to pay the agreed monthly amount thereunder for these goods, then it might end up being the case that you will end up owing more than the £750.00, which is the threshold for your creditor to issue bankruptcy proceedings against you.

 

We are all trying to help you on this matter, please set out the story as to how this case against you came to be.

 

Kind regards

 

The Mould

 

Yes the amount is fully goods, it does-not explain in first letter

why it's £200 more or what the justification is

- in the court papers if actual it says £275 has been included to cover costs and the amount req is £369.66

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some thing dose ent ring true here .

 

Just realised are you suggesting I'm not telling you the truth ?

 

I've had several people say they have dealt with this Mr Woodland at cure solutions

and all the above is exactly as per documents!

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Just realised are you suggesting I'm not telling you the truth ? I've had several people say they have dealt with this Mr Woodland at cure solutions and all the above is exactly as per documents!

 

I think they are saying that Cure Solution are acting in an odd way.

Does not make any sense.

Why would they issue a bankruptcy petition for less than £750, when it would not get anywhere.

 

Think it is pointless now posting anything more until you have contacted the court to find out what is going on.

 

Why is there a court hearing on 15th November for a bankruptcy petition of £370 ?

 

The court should have thrown it out and not be wasting your time.

 

Phone the court tomorrow and post back when you have more information.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Get those documents in to the Court Office if the SD is genuine the court for set aside hearing Must be stated on the document.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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The document is fake!

 

There is no listing for myself or said company on that date!

 

No in region of that date at all!

She said there would be court seal and reference number too which there isn't!

 

I'm quite shocked tbh the original debt is only 4/5 months old, only £169,

 

I have made two installments already, so I'm shocked that

 

1- the creditor should behave in such a way when I have made n offered actions over a small and relatively young debt and

2- that this Cure Solutions in Maidstone Kent can send fake court papers!!

 

Who can I phone and report this to?

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The document is fake! There is no listing for myself or said company on that date! No in region of that date at all! She said there would be court seal and reference number too which there isn't!

I'm quite shocked tbh the original debt is only 4/5 months old, only £169, I have made two installments already, so I'm shocked that 1- the creditor should behave in such a way when I have made n offered actions over a small and relatively young debt and 2- that this Cure Solutions in Maidstone Kent can send fake court papers!! Who can I phone and report this to?

 

You need to report this to the Police.

It is an offence under section 40 of the administration of justice.

 

1(d)utters a document falsely represented by him to have some official character or purporting

to have some official character which he knows it has not.

 

http://www.legislation.gov.uk/ukpga/1970/31/part/V

 

It would be up to the Police to look into this with the court concerned and to decide how to deal with it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Please take it to your local court office, and look up the address of the Official Receiver/Insolvency Service Office in your a this is a serious abuse of the BR process.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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The document is fake! There is no listing for myself or said company on that date! No in region of that date at all! She said there would be court seal and reference number too which there isn't!

I'm quite shocked tbh the original debt is only 4/5 months old, only £169, I have made two installments already, so I'm shocked that 1- the creditor should behave in such a way when I have made n offered actions over a small and relatively young debt and 2- that this Cure Solutions in Maidstone Kent can send fake court papers!! Who can I phone and report this to?

 

Is this a petition that is faked or the SD? if it is the former it is a court document, and of course falsifying a court document is an offence.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Reported trading standards.

- fraud want confirmation they were instructed by the creditor before can file report

 

so waiting on reply from them ATM

but know they were as this would not be a point if public record anywhere as no prior ccj's or anything

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Reported trading standards. - fraud want confirmation they were instructed by the creditor before can file report so waiting on reply from them ATM but know they were as this would not be a point if public record anywhere as no prior ccj's or anything

 

Blimey, quick off the mark, usually takes weeks to get a complaint like this actioned. Did you show them the document ?

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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No fraud is police fraud another group so nothing actually happened yet but to decide what case to file they need to know if instructed

 

It would obviously be fraud if the creditors had not instructed the debt collector to act for them.

That would obviously be a more serious matter.

 

But I would question why the Police and court would not be interested in a debt collector

advising debtors of a court hearing date that had not been set,

in order to deceive the debtor into payment.

 

This would I am sure still be a criminal offence.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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They have said it is criminal and I'm not to take paperwork to local court because they want it!

 

I emailed a copy to begin with and they have said retain and someone will be back in touch ASAP allowing for work load x

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