Mis-sold Mortgages

[TimeToStandUp]

So after years of being abused by my mortgage company inwhich I have been dragged to court 4 times, and all times the judge kickedthere repo claim and gave there solicitor a little verbal bashing, I was in themiddle of doing a claim against them for all the fees they added to my account,when I stumbled across a well known claims company who was looking into missoldmortgage selling… So after a while I thought sod it I give them a call… We gotthe ball rolling with an SAR, but what the mortgage company sent was basicallypointless, so they was made to send all the paper work.

A week later it arrived, I personally was shocked readingsome of the stuff, but also realised there was still a lot of info missing, butI sent it onto the Claims company.

Anyway I just got news that the claims company have gonethrough the paper work, and in there view its one of the most mis sold casesthey have come across, so much so that there advice is that its pointless goingwith a letter of complaint, and go straight to a solicitor. They sent thepaperwork onto the solicitors they use for them to advise further.

But it just goes to show doesn’t it, when your down so many companies all though pretend to be helping you out are just sharks themselves looking for a bigger bit of meat..

[dx100uk]

why waste money on a claims company?

 

they have no more clout that you or I

 

dx

[AndyOrch]

Sounds promising TTSU....keep your thread up dated with the progress of your claim for others.

 

Regards

 

Andy

[citizenB]

Just be careful that the money is not offset to the account if it is still live - else you will have to pay the CMC separately !!

[TimeToStandUp]

dx100uk - I would normally agree with you, and have done several PPI claims on my own, but mis-sold mortgage is a bit more complicated...

 

They gave me 2 options

1) Continue through them and go for the normal complaint

2) They advised to hand it straight over to the legal guys, the solicitors will only take it on as a no win no fee case.

 

Once I get more details I will post,

 

but they did note that when I remortgaged £6k worth of fees was taken out which wasnt contractually part of the contract,

which over the term of the mortgage would probably cost me £18k.

[dx100uk]

you can still reclaim the fees yourself too

 

no excuse

 

dx

[wishboneash]

good luck